This question is about what an underwriter does and underwriter.

Can an underwriter deny a loan?

By Zippia Team - Nov. 17, 2021

Yes, a mortgage loan underwriter can deny a loan. The main responsibility of a mortgage loan underwriter is to ensure that a loan applicant meets all the requirements.

So, after the underwriter reviews, various documents like the applicant's income, credit history, and debt ratios, the underwriter has the final say on whether to approve or deny the loan.

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