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Closer vs loan coordinator

The differences between closers and loan coordinators can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a closer, becoming a loan coordinator takes usually requires 2-4 years. Additionally, a loan coordinator has an average salary of $39,836, which is higher than the $29,291 average annual salary of a closer.

The top three skills for a closer include customer service, cleanliness and punctuality. The most important skills for a loan coordinator are customer service, work ethic, and FHA.

Closer vs loan coordinator overview

CloserLoan Coordinator
Yearly salary$29,291$39,836
Hourly rate$14.08$19.15
Growth rate4%-3%
Number of jobs7,56024,765
Job satisfaction--
Most common degreeBachelor's Degree, 35%Bachelor's Degree, 56%
Average age4542
Years of experience64

What does a closer do?

The duties of a closer depend on one's line of work or industry of employment. Typically, their responsibilities revolve around liaising with clients to ensure that they understand and adhere to all terms of the agreement, completing all requirements and necessary documents, and maintaining records of all transactions. A closer must also monitor the regular payments of clients to ensure their compliance with the agreement, answer any inquiries, perform follow-up calls, and address any issues or concerns, resolving them promptly and efficiently.

What does a loan coordinator do?

A Loan Coordinator is responsible for processing loan applications and determining the eligibility of applicants for loan options. Loan Coordinators perform administrative and clerical duties under the supervision of a loan supervisor. They file reports, monitor transactions, and review the applicants' credit scores. A loan coordinator must have excellent communication and organizational skills, especially responding to the applicants' inquiries and concerns, resolving complaints, and directing them to the loan personnel for any updates on their applications.

Closer vs loan coordinator salary

Closers and loan coordinators have different pay scales, as shown below.

CloserLoan Coordinator
Average salary$29,291$39,836
Salary rangeBetween $20,000 And $40,000Between $30,000 And $51,000
Highest paying CityGreece, NYRaleigh, NC
Highest paying stateHawaiiWest Virginia
Best paying companyGPACJPMorgan Chase & Co.
Best paying industry-Professional

Differences between closer and loan coordinator education

There are a few differences between a closer and a loan coordinator in terms of educational background:

CloserLoan Coordinator
Most common degreeBachelor's Degree, 35%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Closer vs loan coordinator demographics

Here are the differences between closers' and loan coordinators' demographics:

CloserLoan Coordinator
Average age4542
Gender ratioMale, 45.0% Female, 55.0%Male, 25.3% Female, 74.7%
Race ratioBlack or African American, 9.4% Unknown, 4.6% Hispanic or Latino, 16.3% Asian, 6.1% White, 63.1% American Indian and Alaska Native, 0.5%Black or African American, 11.9% Unknown, 4.3% Hispanic or Latino, 17.7% Asian, 7.5% White, 58.2% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between closer and loan coordinator duties and responsibilities

Closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Process conventional, FHA, VA and USDA loans, clearing conditions before submission.
  • Clear property conditions for insurance and title on all FHA, VA and USDA loans.
  • Submit information to mortgage insurance carriers, FHA, VA, FHLMC, and FNMA for workout alternatives to foreclosure.
  • Coordinate with foreclosure and eviction and litigation teams to ensure properties are in transferable condition prior to closing.
  • Prepare high volume of loan closing packages under a variety of loan programs including conventional, FHA and VA.
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Loan coordinator example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Assist in preparation of all disclosures following RESPA requirements of the time on multiple files.
  • Fund loans after closing and perform quality assurance measures in order to be in compliance with RESPA guidelines.
  • Review, analyze, and process complex individual consumer requests using conventional and FHA lending requirements.
  • Demonstrate technical expertise and project management skills necessary for preparing complex residential loan applications for conventional or FHA underwriter approval.
  • Process routine to moderately complex conventional or VA mortgage loans according to product guidelines through validation of credit and collateral documentation.
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Closer vs loan coordinator skills

Common closer skills
  • Customer Service, 42%
  • Cleanliness, 31%
  • Punctuality, 8%
  • Dependability, 4%
  • Food Orders, 4%
  • Work Ethic, 1%
Common loan coordinator skills
  • Customer Service, 26%
  • Work Ethic, 12%
  • FHA, 10%
  • Coordinators, 6%
  • Origination, 6%
  • Financial Statements, 4%

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