Post job

Closer vs mortgage banker

The differences between closers and mortgage bankers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a closer and a mortgage banker. Additionally, a closer has an average salary of $29,291, which is higher than the $27,331 average annual salary of a mortgage banker.

The top three skills for a closer include customer service, cleanliness and punctuality. The most important skills for a mortgage banker are customer service, NMLS, and federal regulations.

Closer vs mortgage banker overview

CloserMortgage Banker
Yearly salary$29,291$27,331
Hourly rate$14.08$13.14
Growth rate4%4%
Number of jobs7,56024,297
Job satisfaction--
Most common degreeBachelor's Degree, 35%Bachelor's Degree, 72%
Average age4545
Years of experience66

What does a closer do?

The duties of a closer depend on one's line of work or industry of employment. Typically, their responsibilities revolve around liaising with clients to ensure that they understand and adhere to all terms of the agreement, completing all requirements and necessary documents, and maintaining records of all transactions. A closer must also monitor the regular payments of clients to ensure their compliance with the agreement, answer any inquiries, perform follow-up calls, and address any issues or concerns, resolving them promptly and efficiently.

What does a mortgage banker do?

A Mortgage Banker is specialized in offering financing to buy homes or refinance previous mortgages. They work as part of a banks loan department.

Closer vs mortgage banker salary

Closers and mortgage bankers have different pay scales, as shown below.

CloserMortgage Banker
Average salary$29,291$27,331
Salary rangeBetween $20,000 And $40,000Between $9,000 And $78,000
Highest paying CityGreece, NY-
Highest paying stateHawaii-
Best paying companyGPAC-
Best paying industry--

Differences between closer and mortgage banker education

There are a few differences between a closer and a mortgage banker in terms of educational background:

CloserMortgage Banker
Most common degreeBachelor's Degree, 35%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Closer vs mortgage banker demographics

Here are the differences between closers' and mortgage bankers' demographics:

CloserMortgage Banker
Average age4545
Gender ratioMale, 45.0% Female, 55.0%Male, 71.7% Female, 28.3%
Race ratioBlack or African American, 9.4% Unknown, 4.6% Hispanic or Latino, 16.3% Asian, 6.1% White, 63.1% American Indian and Alaska Native, 0.5%Black or African American, 9.5% Unknown, 4.7% Hispanic or Latino, 15.7% Asian, 6.5% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between closer and mortgage banker duties and responsibilities

Closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Process conventional, FHA, VA and USDA loans, clearing conditions before submission.
  • Clear property conditions for insurance and title on all FHA, VA and USDA loans.
  • Submit information to mortgage insurance carriers, FHA, VA, FHLMC, and FNMA for workout alternatives to foreclosure.
  • Coordinate with foreclosure and eviction and litigation teams to ensure properties are in transferable condition prior to closing.
  • Prepare high volume of loan closing packages under a variety of loan programs including conventional, FHA and VA.
  • Show more

Mortgage banker example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Establish residential and commercial lending relationships, telephone loan origination of conventional and non-conventional mortgage products to include VA/FHA options.
  • Register with NMLS to sell mortgage products
  • Initiate the stabilization of client relationships and leverage cross-selling and promotional opportunities.
  • Gain valuable knowledge about USDA loans
  • Specialize in 203K and FNMA HomePath.
  • Show more

Closer vs mortgage banker skills

Common closer skills
  • Customer Service, 42%
  • Cleanliness, 31%
  • Punctuality, 8%
  • Dependability, 4%
  • Food Orders, 4%
  • Work Ethic, 1%
Common mortgage banker skills
  • Customer Service, 24%
  • NMLS, 6%
  • Federal Regulations, 5%
  • Bank Products, 5%
  • Loan Programs, 5%
  • Origination, 4%

Browse business and financial jobs