LOB Lead Business Analyst- Mortgage Capital Markets
Fifth Third Bank 4.6
Fifth Third Bank job in Chicago, IL
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Lead liaison between line of business (LOBs), operational support and information technology. Responsible for analyzing non-standard business and user needs, document requirements, and resolve complex system problems. Coordinates development and support for new and existing applications. Possesses a sound understanding of business systems and industry requirements. Acts as a team leader for assigned projects. Partners with the business unit to develop a solid knowledge base of the business line, including the business plan, products, processes and revenue streams. Coordinates business requirements definition, development, testing, implementation and support for new and existing systems. Identifies, researches and analyzes production problems, develops solutions and coordinates resolutions. Oversees enhancements in order to maintain productivity and efficiency.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
* Functions as the liaison between the business line, operations, and the technical areas throughout the project cycle.
* Acts as team leader for projects.
* Possesses strong knowledge of the business line, including the business plan, products, process and revenue streams.
* Plays a key role in the planning, testing, and implementation of system enhancements and conversions. Ensure system enhancements follow the appropriate IT guidelines, meet or exceed user requirements, and are completed in a timely fashion. May performproject leader role for projects.
* Identifies system enhancements, documents business needs and determines development impact to current system processing. Works with programmers and users to ensure accuracy of enhancements.
* Reviews operational procedures and methods and recommends changes for improvement with an emphasis on automation and efficiency.
* Provides input into the creation of detailed project plans, work assignments, target dates and their aspects of assigned projects.
* Provides guidance and context in prioritizing and determining complexity of problems and requests.
* Partners with the technical areas in the research and resolution of system and process problems.
* Identifies, researches, and analyzes production problems develops solutions, and resolves problems.
* Works with programming resources (in house and third party) to ensure development work is completed to specification.
* May perform some aspects of Project Management including but not limited to Approval gathering, Readiness Assessments, and other artifacts and controls.
* Other duties as required.
#LI-RD1
SUPERVISORY RESPONSIBILITIES:
Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments.
MINIMUM KNOWLEDGE, SKILLS AND ABILITES REQUIRED:
* Bachelor's Degree or equivalent work experience.
* Minimum 5 years work experience in banking, financial services or related experience.
* Minimum 3 years of project management experience. Six Sigma Green Belt or PMP preferred.
* Proven leadership experience in areas of operations, manufacturing or quality.
* Possesses a broad understanding of business systems and industry requirements.
* Ability to present to senior leadership on sensitive subject matters.
* Ability to facilitate large groups toward the Development of common solutions.
* Exceptional verbal, written, and presentation communication skills.
* Ability to multi-task and be flexible.
* Ability to Manage multiple projects, work under pressure, and adapt to sudden changes in the work environment.
* Proficient in Windows based software programs (Outlook, Word, Excel, PowerPoint, Access, Visio).
LOB Lead Business Analyst- Mortgage Capital Markets
Total Base Pay Range 82,100.00 - 172,500.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Cincinnati, Ohio 45227
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
$106k-126k yearly est. Auto-Apply 5d ago
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Commercial Loan Closing Specialist
Fifth Third Bank 4.6
Fifth Third Bank job in Rosemont, IL
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION:
Responsible for the determination of requirements, review, analysis and completion of all due diligence associated with the commercial loan documentation and closing process. This includes the satisfaction of credit approval conditions prior to the preparation of commercial loan documentation. These responsibilities include identifying, requesting, reviewing and critical interpretation of all 3rd party provided documents needed to grant the "clear to close". This also includes coordinating the efforts to prepare commercial loan documentation for all commercial loans including real estate and non-real estate secured loans. Communicates proactively with sales, credit, external customers and 3rd party vendors ensuring the bank meets the closing date and time expectations of the borrower. Under minimal supervision, uses established guidelines to receive and review vendor documents. Clear liens and credit conditions and confirms loan to value ratios for a moderately complex line of loan product
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Receives, reviews, and analyzes draft and final credit approval/credit memo from underwriter or portfolio manager and determines due diligence requirements.
Analyzes and interprets the loan approval to determine borrower, collateral, guarantor and loan requirements.
Control point to confirm evidence of sufficient lending authority obtained on the credit approval.
Manages workload by monitoring newly received loans as well as tracking work in process.
Orders and/or interprets supplemental vendor due diligence information to ensure borrower, collateral and guarantor requirements are met and ensures production of appropriate documentation in compliance with all terms of the loan request such as: title commitment / title search, UCC (Uniform Commercial Code) search, evaluation or real estate appraisal, environmental questionnaire, RSRA/Transaction Screens or evaluation (phase I/II), flood determination and other regulatory or compliance items, proof of insurance documents, survey, and entity documents.
Ensures adherence to the Bank's risk tolerance or escalates appropriately.
Promptly and accurately determines when all underwriting approval conditions for the loan closing have been satisfied. Takes appropriate remedial actions to Resolve deficiencies and Escalates questions/disputes to appropriate level when necessary.
Determines closing date expectations and advises sales and credit of obstacles that May impede meeting client expectations.
Coordinates efforts to establish the closing date and time with all parties concerned including internal and external attorneys (as applicable), title companies, external customer and relationship manager or financial center manager.
Coordinates efforts to engage and finalize preparation of loan documents by internal and external counsel in a timely manner.
Reviews loan documents and identifies/resolves shortfalls to insure alignment with the deal structure and credit approval.
Understands all business entity structures and obtains/reviews entity documents to determine authorized parties that can bind the entity to the loan transaction.
proactively contacts customers directly to obtain required documentation and when facilitating closing date/times, when applicable.
Collaboratively works with and shares knowledge with internal partners and divisions.
Understands, determines and obtains appropriate Approval for compliance requirements, such as commercial customer identification Program (CIP), Reg. U, consumer purpose, Flood, etc.
Understands and makes determination of appropriate loan coding needed for portfolio and Regulatory reporting purposes, such as loan purpose, collateral type, obligation type, etc.
Demonstrates and appropriately applies a working knowledge of diverse commercial loan documentation, Legal & Regulatory requirements (including unique state regulations), policies and procedures, and applies that knowledge.
Obtains and Understands all funding information and creates and/or reviews the settlement Statement providing direction for the disbursement of loan proceeds.
For internally prepared loans, makes the final determination that all due diligence has been completed, final credit approval has been received, all policies and regulations have been met. Upon this determination, notifies sales, credit, title company, etc. of due diligence complete status and requests document preparation for the loan closing for attorney prepared loans, makes the final determination that all due diligence has been completed, final credit approval has been received, all closing conditions, policies and regulations have been met. Upon this determination, notifies sales, credit, title company, outside counsel, etc. of authorization to close the transaction. The loan closing cannot occur without this final LCS decision.
Works directly with outside counsel on externally prepared commercial loan documentation, acting on the bank's behalf to review all loan documentation and confirms all due diligence items are addressed by bank or attorney, if applicable.
Provides guidance and Support to business Partners in order to Meet the needs of external customers.
Able to coach business Partners on the Retail business banking and commercial lending loan closing Process.
Interacts and communicates daily with all levels, including financial center employees, supporting business unites, relationship managers, credit, underwriters, document preparation, REVG, title companies, 3rd parties, attorneys, flood vendors to ensure
Ensures all individual and departmental goals and service level agreements (SLAs) are met.
Stays current with and applies credit policy and procedures to all transactions to mitigate risk to the Bank.
Reviews appropriate loan accounting system and Identifies discrepancies between system structure and credit approval structure and works with credit to resolve.
Other duties as assigned.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
2 years of commercial banking/commercial real estate loan experience with a focus on due diligence and loan documentation.
High school diploma or equivalent. Bachelors degree preferred.
Strong time management and organizational skills evidenced in Previous assignments.
Demonstrates an understanding of applicable bank policies and procedures as they pertain to the satisfaction of loan closing conditions as well as vendor documents and services.
Strong knowledge of most common vendor documents title work, appraisals, flood determinations, lien searches.
Strong knowledge of loan documents and requirements.
Strong knowledge of commercial lending and loans.
Thorough understanding of all business banking and commercial loan products.
Thorough knowledge of business banking and commercial lending credit policy/Guidelines.
Thorough knowledge of loan documentation, collateral evaluation, Lien Perfection, local, state and Federal Regulatory requirements.
Thorough knowledge of B2B, CCAS, AFS, RIMS, CHQ, loan Doc Prep system (or equivalent vendor systems), and other banking systems preferred.
Strong personal computer skills with Demonstrated knowledge of Microsoft Excel, Word, and email.
Self-starter and Works with minimal direction.
Strong verbal and written communication skills.
Strong negotiation skills.
Strong interpersonal skills and team orientation.
Ability to Meet deadlines under pressure.
Ability to appropriately escalate issues requiring problem solving and decision making.
#LI-TC1
Commercial Loan Closing SpecialistTotal Base Pay Range 53,400.00 - 109,500.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Rosemont, Illinois 60018
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
$87k-104k yearly est. Auto-Apply 60d+ ago
VP, Advanced Treasury Analytics & Global Impact
Jpmorgan Chase & Co 4.8
Chicago, IL job
A global financial services firm is seeking a Vice President to lead the Advanced Treasury Analytics team in Chicago. This role requires strong quantitative skills and experience in treasury analytics to enhance analytical tools and collaborate with cross-functional teams. Candidates must possess over 6 years of experience in financial services, be proficient in Python, and have a commitment to mentoring junior colleagues. Opportunities for growth and global exposure are integral to this position.
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$119k-170k yearly est. 1d ago
Senior Asset-Based Lending Counsel (VP/AGC)
Jpmorgan Chase & Co 4.8
Chicago, IL job
A leading financial institution is hiring an ABL attorney to provide legal support for their Asset Based Lending group. This role will involve reviewing and drafting credit documentation, providing guidance on regulatory issues, and collaborating with various departments within the bank. Candidates should possess a JD, have at least 5 years of experience, and be licensed to practice law in the relevant jurisdiction. Strong interpersonal and communication skills are essential for success in this dynamic environment.
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$106k-130k yearly est. 4d ago
VP & Assistant General Counsel, Global Corporate Lending
Jpmorgan Chase & Co 4.8
Chicago, IL job
A leading financial institution is seeking a Vice President, Assistant General Counsel to support Global Corporate Banking. Responsibilities include providing transactional support for loans, advising on legal issues, and preparing documentation. The ideal candidate has at least 5 years' experience in syndicated lending and is licensed to practice law in NY, NJ, or IL. This role offers an opportunity to work in a collaborative environment and contribute to the success of various business segments.
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$128k-189k yearly est. 3d ago
Vice President, Private Banking & Wealth Strategy
Jpmorgan Chase & Co 4.8
Chicago, IL job
A leading financial institution is seeking an experienced Private Banker to manage and advise clients on wealth building and preservation. The ideal candidate will have over six years in Private Banking or Financial Services and a strong focus on client experience. Responsibilities include client relationship management, new asset generation, and advising on all aspects of clients' balance sheets. Candidates should have a Bachelor's Degree and necessary licenses, with opportunities for professional growth within a collaborative team environment.
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$114k-147k yearly est. 3d ago
Wealth Management Market Director - Lead Advisor Teams
Jpmorgan Chase & Co 4.8
Chicago, IL job
A leading financial services firm in Chicago seeks a Market Director of Wealth to lead a team of Financial Advisors. You will drive a customer-obsessed culture, ensuring exceptional service while recruiting and developing Advisors to meet diverse client needs. This role demands strong management experience and the ability to integrate solutions across various banking services, maintaining a commitment to excellence and diversity. An ideal candidate has a strong track record in Advisor management and a passion for client relationships.
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$58k-114k yearly est. 4d ago
Advisor Development Program Client Associate
Bank of America 4.7
Chicago, IL job
Chicago, Illinois
**To proceed with your application, you must be at least 18 years of age.**
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**Advisor Development Program Client Associate**
Merrill Wealth Management is a leading provider of comprehensive wealth management and investment products and services for individuals, companies, and institutions. Merrill Wealth Management is one of the largest businesses of its kind in the world specializing in goals-based wealth management, including planning for retirement, education, legacy, and other life goals through investment advice and guidance.
Merrill's Financial Advisors and Wealth Management Client Associates help pursue the life they envision through a personal relationship with their advisory team committed to their needs. We believe trust comes from transparency. Our trusted advisory teams are equipped with access to the investment insights of Merrill coupled with the banking convenience of Bank of America.
Merrill is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Merrill, we empower you to bring your whole self to work. We value diversity in our thoughts, business, and within our employees. Our Wealth Management team represents an array of different backgrounds and bring their unique perspectives, ideas and experiences, helping to create a work community that is culture driven, resilient, results focused and effective.
The Advisor Development Program is designed for individuals excited to make a career transition and follow their passion of becoming a Financial Advisor.
**Job Description:**
The Wealth Management Client Associate - Advisor Development Program (WMCA - ADP) role is an entry role into our Advisor Development Program where the destination role is becoming a full-scale Financial Advisor at Merrill. This progression role is responsible for providing client service support to Financial Advisors (FAs).
As a WMCA - ADP your journey begins by obtaining your Securities Industry licenses, where you will receive dedicated study time for your Securities Industry Essentials [SIE], Series 7, and Series 66 Exams. Your SIE, Series 7 & 66 must be obtained within 120 days; (63 & 65 accepted, in lieu of 66, if previously held). Once you obtain your licenses, you will be taught the foundational skills needed to be a WMCA - ADP.
This job is responsible for providing client service support to multiple FAs. Key responsibilities include supporting enterprise strategic objectives, operational excellence goals, and client advocacy within the FA's business, while customizing solutions based on their specific needs. Job expectations include serving as the most frequent point of contact within Merrill to address all service needs of their clients and acting as a resource for FAs on the team.
Once you have reached your key milestones, including proficiency in your current role and the completion of experiential activities showcasing your ability to become an advisor, you will then progress into the next stage of the Advisor Development Program, beginning building a book of business as a Financial Advisor trainee. You will complete dedicated training preparing you for this role and once complete you will continue to work in a Merrill office where you will be acquiring, building, and managing client relationships while considering a client's complex financial picture and guiding them with advice and solutions.
Once you complete your performance requirements as a Financial Advisor trainee you will reach the ultimate destination of becoming a Merrill Financial Advisor. You will be supported along the way with dedicated programs, tools, and resources throughout your career journey.
**The Advisor Development Program consists of progressive roles to ultimately become a Merrill Financial Advisor. Our progressive roles in the Advisor Development Program engage in:**
+ Developing a book of business in order to meet and exceed established performance hurdles
+ Effectively prioritizing and sourcing prospective clients, capitalizing on referrals, assessing customer needs, referring customers to the appropriate internal specialists, and executing highly customized solutions to meet client needs
+ Recommending investment products and services that are suitable for prospects based on their objectives, resources, time horizon, risk profile and preferences
+ Balancing investment growth, referral activities, customer follow up, prospect building, administrative compliance and personal growth and development according to both a day-to-day and longer-term planning
+ Organizing and managing resources (time, people, budget) to run a productive practice
+ Seeking the expertise of specialists, where appropriate, to identify planning and investment strategies for a client
+ Completing mandated training, assessments, performance goals and continuing education requirements
**We'll help you**
+ **Build a successful career** at Bank of America through world-class training and on-boarding programs that set you up for success.
+ **Get training and one-on-one coaching** fromour-award winning Academy at Bank of Americaand local leadership who are invested in your success.
+ **Grow your business knowledge** by using a defined consultative approach to systematically identify client needs and appropriate solutions.
+ **Provide end-to-end comprehensive advice** , deliver clientreviews/presentationswith confidence and recommend strategies to help achieve their financial goals and life priorities.
+ **Collaborate with core banking and investment partners.** Connect to all the solutions we provide through Bank of America and Merrill to meet virtually all their financial needs.
**Required Qualifications:**
+ Displays confidence working as a self-starter in a sales role
+ Builds strong client relationships through effective communication and collaboration
+ Displays a proactive mindset and effective time management
+ Demonstrates a results-driven growth mindset and prioritizes client interests
+ Identifies appropriate client solutions through application of learnings and new information
+ Exceptional interpersonal and relationship building skills
+ Effective communication skills (written and verbal)
+ Proven ability to quickly build trust and credibility
+ Proven ability to assess needs of and recommend appropriatesolutions
+ Proven ability to work both collaboratively on a team with key partners and independently
+ Proven ability to listen and probe for clarity and understanding
+ Entrepreneurial mindset with a proven ability to source clients through extensive prospecting and networking
+ Strong follow-through skills
+ Computer/technical literacy and proficiency in applications such as Microsoft Suite
**Desired Qualifications:**
+ Bachelor's degree and/or a minimum of one year of work experience
+ Learns and adapts to new technology or applications
+ Executes multiple tasks simultaneously
**Job Responsibilities:**
+ Partners with Financial Advisors, Client Relationship Managers, and Market Supervision Managers on all aspects of client servicing, risk, investments, and banking products, while receiving appropriate guidance and escalating issues as needed
+ Provides excellent Client Service to the bank's clients through educating them on all of the bank's service and banking offerings
+ Ensures timeliness, accuracy, and completeness in client materials and follows up on all client and Financial Advisor (FA) requests
+ Assists with ensuring practices are in alignment with the bank's policies and procedures to support operational excellence, protect the bank's clients, and manage risk
+ Identifies, deepens, and maintains client relationships through emphasizing the bank's offerings and promoting incorporation of banking into day-to-day practices, while communicating outputs to the FA
+ Performs general business growth support functions aligned to the role of the Client Associate or Wealth Management Client Associate, providing business development, investment solutions, and/or business management support to multiple FAs
**Skills** **:**
+ Account Management
+ Client Management
+ Customer and Client Focus
+ Issue Management
+ Oral Communications
+ Business Development
+ Client Solutions Advisory
+ Pipeline Management
+ Prioritization
+ Trade Operations Management
+ Administrative Services
+ Client Investments Management
+ Emotional Intelligence
+ Referral Identification
+ Written Communications
This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.
**Shift:**
1st shift (United States of America)
**Hours Per Week:**
37.5
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your **"Know your Rights (************************************************************************************** "** poster.
**View the LA County Fair Chance Ordinance (************************************************************************************************** .**
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
$41k-51k yearly est. 8d ago
Relationship Banker
Bank of America 4.7
Buffalo Grove, IL job
Vernon Hills, Illinois;Arlington Heights, Illinois; Highland Park, Illinois; Palatine, Illinois; Buffalo Grove, Illinois; Lake Zurich, Illinois; Waukegan, Illinois
**To proceed with your application, you must be at least 18 years of age.**
Acknowledge
Refer a friend
**To proceed with your application, you must be at least 18 years of age.**
Acknowledge (********************************************************************************************
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At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
****This position is open for the entire market and the specific Financial Center location will be based on business needs. If you are offered a position, you will train at one financial center, and then potentially move to another location that is within a reasonable commuting distance of your home to the extent permitted by applicable law.****
Job Description:
This job is responsible for engaging clients in the lobby to educate and assist with conducting transactions through self-service resources, such as mobile banking, online banking, or ATM. Key responsibilities include accurately and efficiently processing cash transactions for clients as needed. Job expectations include having deep conversations with clients to gain in-depth knowledge of the financial and life priorities and connecting clients to solutions that meet the financial goals.
**Responsibilities:**
+ Executes the bank's risk culture and strives for operational excellence
+ Builds relationships with clients to meet financial needs
+ Follows established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations
+ Grows business knowledge and network by partnering with experts in small business, lending, and investments
+ Manages financial center traffic, appointments, and outbound calls effectively
+ Drives the client experience
+ Manages cash responsibilities
**Required Qualifications:**
+ Is an enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client.
+ Collaborates effectively to get things done, building and nurturing strong relationships.
+ Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives.
+ Is confident in identifying solutions for new and existing clients based on their needs.
+ Communicates effectively and confidently, and is comfortable engaging all clients.
+ Has the ability to learn and adapt to new information and technology platforms.
+ Is confident in educating clients on how to conduct simple banking transactions through self-service technologies (for example, ATM, online banking, mobile banking).
+ Applies strong critical thinking and problem-solving skills to meet clients' needs.
+ Will follow established processes and guidelines in daily activities to do what is right for clients and the bank, adhering to all applicable laws and regulations.
+ Efficiently manages time and capacity.
+ Focuses on results, while acting in the best interest of the client.
+ Can be flexible to work weekends and/or extended hours as needed.
**Desired Qualifications:**
+ Experience in financial services and knowledge of financial services industry, products and solutions.
+ One year of demonstrated successful sales experience in a salary plus incentive environment with individual sales goals.
+ Six months of cash handling experience.
+ Bachelor's degree or business relevant associate degree such as business management, business administration, or finance.
**Skills:**
+ Adaptability
+ Business Acumen
+ Customer and Client Focus
+ Oral Communications
+ Problem Solving
+ Account Management
+ Client Experience Branding
+ Client Management
+ Client Solutions Advisory
+ Relationship Building
+ Business Development
+ Pipeline Management
+ Prospecting
+ Referral Identification
+ Referral Management
**Minimum Education Requirement:** High School Diploma / GED / Secondary School or equivalent
**Shift:**
1st shift (United States of America)
**Hours Per Week:**
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your **"Know your Rights (************************************************************************************** "** poster.
**View the LA County Fair Chance Ordinance (************************************************************************************************** .**
Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
$31k-36k yearly est. 5d ago
Director, Technical Program Management
Capital One 4.7
Chicago, IL job
* Strong technical backgrounds (ideally building highly scalable platforms, products, or services) with the ability to proactively identify and mitigate technical risks throughout delivery life-cycle* Exceptional communication and collaboration skills* Excellent problem solving and influencing skills* A quantitative approach to problem solving and a collaborative implementer to holistic solutions; a systems thinker* Experience as a TPM leader to grow and develop a team of TPMs, while also building the foundations for the TPM practice* Ability to simplify the technically complex and drive well-educated decisions across product, engineering, design, and data science representatives* Deep focus on execution, follow-through, accountability, and results* Exceptional cross-team collaboration; able to work across different functions, organizations, and reporting boundaries to get the job done.* Highly tuned emotional intelligence, good listener, and deep seated empathy for teams and partners* At least 7 years of experience in technical program management* Bachelor's degree* 7+ years of experience designing and building data-intensive solutions using distributed computing* 3+ years of experience in building distributed systems & highly available services using cloud computing services / architecture - preferably using AWS* 3+ years of experience with Agile delivery* Experience in building systems & solutions within a highly regulated environment* MBA or Master's Degree in a related technical field Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
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A leading financial institution in Chicago seeks an experienced professional to manage a portfolio of credit clients. Responsibilities include conducting credit analysis, preparing risk reviews, and ensuring compliance with financial regulations. Candidates should possess a Master's degree in Finance or similar and have a track record in commercial banking. The role offers a competitive salary and comprehensive benefits package, with an emphasis on professional development and employee well-being.
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$96k-123k yearly est. 1d ago
Guardianship Advisor
Fifth Third Bank, N.A 4.6
Fifth Third Bank, N.A job in Chicago, IL
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION + On behalf of Fifth Third Bank as Trustee, Guardian of the Estate, Agent or Custodian, understand and administer the most complex fiduciary accounts in accordance with the terms of their governing documents, if applicable, or as directed by the court. A typical client may have many of the following: structured settlements, complex medical needs, payroll obligations, estate and tax planning needs which much be undertaken by the Guardian of the Estate, a team of legal and other professional advisors, a personal residence which must be managed for the ward/beneficiary, those dependent on the ward/beneficiary or those who care for the ward/beneficiary.
+ Manage the client relationships (coordinating services, building relationships with clients and their immediate and extended family or care teams, and functioning as the clients' trusted advisor) directly with the client, the client's immediate family, legal counsel and tax professionals.
+ Be responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Be accountable for always doing the right thing for customers, colleagues and ensure that actions and behaviors drive a positive customer experience.
+ Actively participate with the Private Bank team to develop, interpret, communicate and facilitate complex estate planning matters as part of the advice-based solutions presented to clients.
+ Understand and implement all internal policy and procedures including the ongoing review and update or creation of existing policies and procedures specific to guardianship administration .
ESSENTIAL DUTIES AND RESPONSIBILITIES
Client Service:
+ Serve as a trusted advisor by developing relationships with the clients, stakeholders, and families, while understanding the guardianship process and ensuring obtainment of and compliance with court orders and coordinating internal and external advisors to meet those needs.
+ Coordinate fiduciary services for approximately 45-60 guardianship clients.
+ Administer Special Needs Trusts and probate court supervised Trusts often with discretionary income and principal payments distributed on behalf of the disabled individual or minor among multiple family members and outside vendors while managing financial risk and knowledge of applicable government benefits restrictions on distribution.
+ Execute the terms of any estate plan or documents in which Fifth Third Private Bank serves as Trustee, Guardian or Agent for Guardian, often exercising broad discretion in determining the minor or disabled adults' best interests.
+ Serve as a resource to the family to navigate the complex guardianship process and provide counsel on court expectations of the Guardian of the Estate and primary function of the assets of the disabled adult or minor-to support that disabled adult and minor child.
+ Work closely with outside counsel and GALs, where applicable, to manage the risk associated with this unique fiduciary role while providing best in class customer service to the disabled adult and/or minor child.
+ Review and secure assistance with outside payroll vendor to manage the relationship's payroll needs within the bank's risk appetite.
+ Work closely with Unique Asset team to manage the estate owned residence to provide for an appropriate and safe living arrangement, overseeing modifications and ongoing daily property management where necessary.
+ Retain at least 95% of relationships in book of business with the assistance of the WMA team, Private Bankers, and Product Specialists .
Account Administration
+ Review daily trust activity.
+ Ensure compliance with all processes and procedures- work with Senior Guardianship Advisors and Guardianship Advisors to ensure all documentation is retained.
+ Work with Senior Guardianship Advisors, Guardianship Advisors, and Trust Tax to ensure proper tax reporting.
+ Coordinate with Middle Office for account opening, account Closings, cash transactions and asset transfers.
+ Complete annual administrative account reviews for individual accounts and supervise the team's completion of their annual administrative account reviews.
+ Ensure all internal compliance and proper documentation requirements are met for all accounts under responsibility, consistent with internal fiduciary policies and procedures regarding business acceptance, discretionary actions, and all other bank policies, procedures and guidelines.
+ Promptly marshal the ward's assets providing for their proper management.
+ Review the ward's financial history in order to assist the Portfolio Management team to ensure proper investment goals, quantify liabilities, and raise sufficient cash for administrative expenses, debts and taxes.
+ Plan for accurate and timely tax compliance, working with internal partners and outside attorneys and accountants, in order to achieve the lowest combined taxes (including Estate, Gift, Generation Skipping Transfer, Personal and Fiduciary Income Taxes). Respond to IRS and internal auditors in conjunction with tax professional.
+ Coordinate litigation review or initiate litigation with the review of Fifth Third Bank Legal Department.
+ Communicate regularly with clients, responding promptly to their inquiries and concerns, and anticipating their objectives and needs, with a view to enhancing the customer's relationship, including efforts to retain recapturable assets, pursuit of new business opportunities, and documenting such efforts via client management software and pipeline reporting.
+ Optimize opportunities to recapture and/or create new business. Identify accounts which could benefit from the involvement of senior management in enhancing the client relationship with the bank.
Sales
+ Prospect for clients by sourcing and building a pipeline of opportunities.
+ Solicit and receive referrals from clients, internal business partners and Centers of Influence (COIs).
+ Identify opportunities and partner with the WMAs, internal business partners and COIs in the sales process to maximize new business opportunities.
+ Demonstrate highly developed client contact and relationship management skills, including the development of targeted business plans.
+ Manage timely development of and communication about pipeline items that you are originating.
+ Begin to generate client and COI face-to-face meetings of five per week, including entry into CRM.
+ Coordinate, assign, and supervise ongoing daily work of Guardianship Specialists.
MINIMUM KNOWLEDGE, SKILLS AND ABILITES REQUIRED:
+ Bachelor's degree required; significant experience and expertise within Trust
+ 3-5 years fiduciary client service/sales experience
+ CTFA or working toward (preferred)
+ Professional communication skills
+ Knowledge of trust administration, estate planning strategies, and income and estate tax matters
Guardianship Advisor
Total Base Pay Range 82,100.00 - 172,500.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Chicago, Illinois 60606
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
$87k-106k yearly est. 22d ago
VP, AI & Technology Counsel - Regulatory & Strategy
Jpmorgan Chase & Co 4.8
Chicago, IL job
A leading global financial institution is looking for an Artificial Intelligence and Technology Attorney - Vice President, Assistant General Counsel. This pivotal role involves providing legal advice on AI initiatives, ensuring compliance with global regulations, and supporting a fast-paced technology agenda. Responsibilities include advising stakeholders on AI governance, drafting vendor agreements, and collaborating with other legal experts. The ideal candidate has a minimum of 5 years of experience in a technology legal role and strong negotiation skills, along with an understanding of AI systems in financial services.
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$121k-158k yearly est. 3d ago
Part Time Associate Banker Chicago Elgin and Kane County (30 Hours)
Jpmorgan Chase 4.8
Elgin, IL job
At Chase, we are passionate about creating memorable experiences for our clients and employees, making them feel welcomed, valued, and understood. We build lasting relationships by doing the right thing, exceeding expectations, and embracing diversity and inclusion.
As an Associate Banker within Chase, you will represent our brand and culture with the utmost hospitality, using the latest banking solutions and cutting-edge financial technology combined with friendly and attentive service. Your role at Chase will significantly contribute to the branch's success by delivering exceptional client experiences. You will build trusted relationships with clients, sharing product knowledge and solutions and introducing them to our team of experts - helping clients achieve their financial goals.
**Job Responsibilities**
+ Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
+ Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
+ Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
+ Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions - introducing them to our team of experts to help achieve their financial goals.
+ Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.
**Required Qualifications, Capabilities, and Skills**
+ Ability to put clients first and exceed their expectations - delivering attentive and friendly service, creating a welcoming environment.
+ Ability to build trusted relationships - demonstrating genuine care and concern during interactions with clients.
+ Ability to engage clients - communicating clearly and politely to understand and help, anticipating client needs.
+ Ability to quickly and effectively resolve client issues with attention to detail - providing a consistent client experience.
+ Ability to elevate the client experience - working collaboratively as a team to deliver seamless service with care and sincerity.
+ Ability to quickly and accurately learn products, services, and procedures.
+ Client service experience or comparable experience.
+ High school diploma or GED equivalent.
**Preferred Qualifications, Capabilities, and Skills**
+ Strong desire and ability to influence, educate, and connect customers to technology solutions.
+ Cash handling experience.
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
**Base Pay/Salary**
Elgin,IL $22.50 - $27.60 / hour
$22.5-27.6 hourly 60d+ ago
Investment Banker - Industrials (Automotive) - Managing Director
Jpmorgan Chase 4.8
Chicago, IL job
We are seeking a seasoned Managing Director to join and help lead our industry-leading Automotive Investment Banking team. As a Managing Director in our Industrials/ Automotive Investment Banking Group, you will play a vital and accountable role in leading the strategic dialogue with clients. You will be responsible for sourcing and executing J.P. Morgan's Investment Banking products including M&A, Equity and Debt. You will work closely with colleagues from industry and product teams to deliver leading Investment Banking solutions to clients.
**Job Responsibilities**
+ Sourcing new clients and executing M&A, Equity and Debt transactions on behalf of sponsors and strategic clients
+ Working with Industry & Product Bankers to advise Automotive Companies on integrated financial solutions
+ Following up and coordinating all deals and requests from clients and coordinating other internal teams, as well as external professional consultants
+ Providing timely market information
+ Participating in business and company events to identify new business opportunities and pitch for new clients
+ Leading and/or participating in meetings with support of internal partners
+ Providing leadership, mentorship and supervision to relevant team members
**Required qualifications, capabilities and skills**
+ Proven track record of success in a senior investment banking role, with a minimum of ten years relevant experience
+ Exceptional written and verbal communication skills with specific ability to communicate concepts and ideas concisely and defend their validity
+ Very strong quantitative and analytical skills
+ Ability to work well under pressure and to tight deadlines, and have the aptitude to synthesize large amounts of information and to develop innovative solutions
+ Adaptability, able to manage projects independently and be ready to assume a high level of responsibility as a member of a team
+ Ability to comfortably interact with clients in a professional and mature manner
+ Excellent understanding of financial, legal and reputational risks facing large integrated investment banks in today's environment
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
**Base Pay/Salary**
Chicago,IL $300,000.00 - $500,000.00 / year
$139k-228k yearly est. 60d+ ago
Fraud Analytics and Innovation Lead Analyst
Bank of America 4.7
Chicago, IL job
Charlotte, North Carolina;Plano, Texas; Richmond, Virginia; Sun City West, Arizona; Boston, Massachusetts; Chandler, Arizona; Tampa, Florida; Chicago, Illinois; Jacksonville, Florida; Newark, Delaware; Phoenix, Arizona; Chandler, Arizona **To proceed with your application, you must be at least 18 years of age.**
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**Job Description:**
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
**Job Summary:**
This job is responsible for performing more complex analysis aimed at improving portfolio risk, profitability, performance forecasting, and operational performance for consumer products and related divisions, such as credit cards. Key responsibilities include applying knowledge of multiple business and technical-related topics, independently driving strategic improvements, large-scale projects, and initiatives. Job expectations include working with business counterparts within the line of business and partner organizations (e.g.,. Risk, Product, etc.).
This job is responsible for performing more complex analysis aimed at improving fraud prevention while driving responsible growth and performance for consumer products and related divisions such as Health Savings Accounts. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic improvements, large-scale projects, and initiatives. Job expectations include working with business counterparts within the Line of Business and partner organizations including Risk and Product teams. Performs multiple complex analysis to to extract data and uses multiple databases to acquire. Utilizes portfolio trends to propose policy/procedural changes within segmentation structure to produce optimal results. Excels at risk/reward trade off. Build relationships with business partners. Duties primarily include the regular use of discretion, independent judgment, the ability to communicate with multiple levels of management and the utilization of core leadership behaviors.
**Responsibilities:**
+ Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
+ Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics
+ Identifies fraud trends based on industry and portfolio conditions and communicates findings to senior management
+ Supports execution of large scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytics based insights
+ Drive analytics to develop fraud mitigation rules, carefully striking the balance across fraud risk, client impact, operational costs and revenue implications with focus on Health Savings Accounts and related products
+ Proactively managing fraud risk by urgently responding to immediate threats while keeping an eye toward future risks, vulnerabilities, and changes to the fraud landscape
+ Consistently challenge the status quo to find opportunities to develop and refine our fraud policies and procedures, working closely with the business, operations, and policy partners
+ Drive discovery and documentation of end-to-end fraud processes to identify current controls, vulnerabilities, and enhancement opportunities
+ Performs complex analysis of financial models, market data, financial data, and portfolio trends to understand product performance and improve portfolio risk, profitability, performance forecasting, and operational performance
+ Coaches and mentors peers to improve proficiency in a variety of systems and serves as a subject matter expert on multiple business and technical-related topics
+ Identifies business trends based on economic and portfolio conditions and communicates findings to senior management
+ Supports execution of large scale projects, such as platform conversions or new project integrations, by conducting advanced reporting and drawing analytics based insights
**Required Qualifications:**
+ Minimum 3 years SAS/SQL Coding knowledge and/or experience
+ Ability to manage multiple projects in a complex and rapidly-changing environment
+ Ability to work independently as well as part of a team
+ Demonstrate strong analytical skills
+ Previous risk/fraud analysis, strategy development, or related experience
+ Strong written and oral communication skills
+ Intellectually curious and willing to dive into complete issues\problems and solve
**Desired Qualifications:**
+ 5+ years of risk analysis, strategy development, or related experience
+ 5+ years of SAS or SQL Coding experience
+ Prior experience in Authentication, Fraud, Debit Card or other related risk fields
+ Functional knowledge of multiple products and/or channels (e.g. Credit, Debit, Digital, Call Center, etc.)
+ Experience managing relationships and projects with external vendor partners
**Skills:**
+ Analytical Thinking
+ Business Analytics
+ Data and Trend Analysis
+ Fraud Management
+ Problem Solving
+ Collaboration
+ Innovative Thinking
+ Monitoring, Surveillance, and Testing
+ Presentation Skills
+ Risk Management
+ Data Visualization
+ Interpret Relevant Laws, Rules, and Regulations
+ Issue Management
+ Oral Communications
+ Written Communications
**Shift:**
1st shift (United States of America)
**Hours Per Week:**
40
Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.
View your **"Know your Rights (************************************************************************************** "** poster.
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Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work.
This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.
$74k-110k yearly est. 60d+ ago
Artificial Intelligence and Technology Attorney - Vice President, Assistant General Counsel
Jpmorgan Chase & Co 4.8
Chicago, IL job
Join the forefront of AI transformation at JPMorganChase within our Corporate Legal Team. This pivotal role offers you the chance to provide legal advice which influences the firm's technology strategy, bridging financial services, technology, and law. As a key advisor, you'll ensure that AI initiatives align with global regulation, shaping the future of financial services. If you're passionate about technology and law, seize this opportunity to influence and innovate at a leading financial institution.
As an Artificial Intelligence and Technology Attorney - Vice President, Assistant General Counsel within our Corporate Legal Team, you will work as part of a global team focused on complex legal matters relating to technology at JPMorganChase. You will primarily support the Chief Data and Analytics Office, which is a fast‑paced line of business with an ambitious technology agenda. In this role, you will act as a subject matter expert on the legal and regulatory issues relating to artificial intelligence including its procurement, development, management and integration into products and services at the firm. You will be part of the team providing primary legal support and strategic advice to a central function driving technological transformation at JPMorganChase.
The Legal Department at JPMorgan Chase & Co. manages legal and other risks, advises on products and services, interprets laws and regulations that impact the firm, and advises the firm on other matters. Our global team is made up of 2,000 lawyers and legal professionals with a reputation as thought leaders who deliver best‑in‑class services. As trusted advisors, we help the firm's clients while also safeguarding the integrity of the firm. We are committed to a culture of inclusivity and belonging, where people can grow and succeed throughout their careers while working for a first‑in‑class financial institution doing cutting‑edge work. If these values resonate with you, we would like to hear from you.
Job responsibilities
Advise the Chief Data and Analytics Office on all aspects of AI transformation and governance at JPMorganChase. Provide legal support and advise stakeholders across issues relating to artificial intelligence and advanced technologies within the organization.
Act as legal counsel on firmwide regulatory implementation programs, and advise on other emerging laws and regulations relating to artificial intelligence.
Structure, draft and negotiate agreements and relationships with vendors, partners and other third parties related to artificial intelligence technology.
Support attorneys across lines of business with the integration of AI into their products and services, including advising on enterprise and platform risk and appropriate mitigation.
Support governance and control functions with managing artificial intelligence risk, and building firmwide systems to manage AI systems.
Collaborate with other legal subject matter experts in corporate technology such as privacy, cybersecurity and intellectual property in relation to specific strategic initiatives.
Advise on upcoming legal and regulatory change, and advise on the implementation of new laws and regulations.
Work with outside counsel when appropriate.
Perform legal research across a variety of issues, laws and jurisdictions.
Provide training to clients and legal colleagues.
Required qualifications, capabilities and skills
5 years minimum of experience as a technology attorney in a law firm or in‑house role.
Transactional experience drafting and negotiating a broad range of commercial agreements including complex global technology agreements.
Familiarity with global regulatory issues relevant to the use of artificial intelligence technology in financial services, including cloud, outsourcing and third‑party risk management.
Strong analytical, problem‑solving and legal research skills.
Proven ability to independently identify issues, analyze problems and provide viable solutions.
Excellent verbal, written, interpersonal, organizational and negotiation skills.
Ability to communicate and interact effectively with all levels of personnel and management.
Ability to work under accurately under pressure, handle deadlines, and manage multiple tasks in a high performance environment.
Preferred qualifications, capabilities and skills
In‑house experience within the financial services or technology industries.
Previous experience working with complex artificial intelligence systems.
Previous experience working on regulatory change implementation.
Global mindset and cross‑border experience (ideally experience working with teams in EMEA, Latin America and APAC)
Familiarity with cybersecurity, technology controls, information security, data privacy and protection laws and regulations.
All candidates for roles in the Legal department must be licensed to practice law in the country of employment and successfully complete a conflicts of interest clearance review prior to commencement of employment.
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$128k-189k yearly est. 3d ago
Asset Based Lending & Mid-Corporate Banking Attorney - Vice President, Assistant General Counsel
Jpmorgan Chase & Co 4.8
Chicago, IL job
Become the trusted advisor that our bankers and underwriters need to keep both our ABL business and our Mid‑Corporate business on the cutting edge while doing so in a safe and sound manner.
As an attorney in Commercial and Investment Banking, you will provide legal support to two separate teams: (i) Asset Based Lending, which provides highly structured asset based solutions for a wide array of complex financings across the U.S. and Canada, as well as subsidiaries of U.S. entities located in Europe and Asia, and (ii) the Mid‑Corporate team, which provides loans and other products/services to customers with revenue between $100 million and $2 billion. You will interface with customer‑facing bankers, risk personnel, and service personnel, as well as advise on deposit, cash management, and other customer and client issues as they arise. You will leverage your legal knowledge to help drive and coordinate the legal team's role in supporting and advising on all significant business, controls and compliance initiatives, as well as various cross‑line of business projects. If you are intellectually curious and have a passion for finding compliant solutions across a large organization you may be the perfect fit for our team.
The Legal Department at JPMorgan Chase & Co. manages legal and other risks, advises on products and services, interprets laws and regulations that impact the firm, and advises the firm on other matters. Our global team is made up of 2,000 lawyers and legal professionals with a reputation as thought leaders who deliver best‑in‑class services. As trusted advisors, we help the firm's clients while also safeguarding the integrity of the firm. We are committed to a culture of inclusivity and belonging, where people can grow and succeed throughout their careers while working for a first‑in‑class financial institution doing cutting‑edge work. If these values resonate with you, we would like to hear from you.
Job responsibilities
Transactionalsupport, including analysis and advice on structural and risk issues
Review, negotiate and draft credit and collateral documentation, amendments, waivers, indicative term sheets, proposal and commitment letters, intercreditor agreements and confidentiality agreements
Represent JPMCB in relationships with other syndicate lenders and borrowers, including providing advice on workout credits
Support and maintain outside counsel relationships and coordinate engagement of outside counsel
Escalate issues as appropriate and share potential concerns, issues, and ideas with legal and control functions across the company
Support and advise the business with respect to treasury management products and client related issues including KYC, privacy, reputational and AML issues which may arise
Advise the business with respect to new products or pricing, marketing, regulatory and related issues impacting financial institutions operating in a multi‑state environment and provide training to the business
Partner with Risk, Controls, and Compliance colleagues regarding operational and regulatory risk and control issues and the applicability of federal and state law and regulation to the business
Required qualifications, capabilities, and skill
JD or educational equivalent required with at least 5 years of post‑JD practicing experience at a law firm and/or in‑house legal department at a large bank or other financial services company
Strong interpersonal skills with ability to interact effectively with clients and partner with other members of the Legal Department and the business to find solutions
The ability to prioritize work, manage a large number of issues at one time, and interact with senior and executive management
Excellent verbal and written communications skills
Preferred qualifications, capabilities, and skills
Experience collaborating on a broad range of business strategies and issues with senior management and a reputation for providing valued, and independent counsel and judgment
Knowledge of the legal and regulatory requirements for Commercial and Investment Banking businesses with a focus on secured lending (including asset‑based lending)
Demonstrated leadership, problem solving and project management skills, judgment and character
All candidates for roles in the Legal department must be licensed to practice law in the country of employment and successfully complete a conflicts of interest clearance review prior to commencement of employment.
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**2027 Investment Banking Summer Analyst Program** **Invest in your tomorrow** Wells Fargo Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services to over 12,000 clients around the world, including over 90% of the S&P 500. A trusted partner to our clients, we provide corporate and transaction banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients.
**Investment banking**
Delivers strategic advisory, capital raising, and risk management expertise for global corporations, financial sponsors, institutional clients, and alternative asset managers.
**Program overview**
This 10-week internship is designed for undergraduates graduating between December 2027 - June 2028. You will complete initial training in financial fundamentals before joining a coverage or product group, where you will support live deals, prepare client materials, collaborate with bankers, and receive ongoing mentorship and feedback.
**What to expect**
The program offers summer analysts the opportunity to contribute directly to transaction execution and client coverage. Responsibilities may include:
+ Supporting financial analysis and contributing to transaction execution
+ Conducting company and industry research
+ Assisting in the preparation of client materials and pitch presentations
+ Participating in diligence sessions, client meetings, and internal discussions
+ Collaborating with senior bankers across sectors and geographies
You will receive ongoing coaching, mentorship, and feedback throughout the program to support your development.
**Is this program right for you?**
We are looking for candidates who bring curiosity, accountability, and a sharp analytical mindset. You should be comfortable working in a fast-paced environment, taking initiative, and collaborating with peers and leaders alike.
**Required qualifications**
+ 6+ months of work experience or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
**Desired qualifications**
+ Strong academic achievement
+ Bachelor's degree with expected graduation between December 2027 - June 2028
+ Demonstrated interest in finance and financial markets
+ Strong analytical and communication skills
+ Proven ability to take on significant responsibility
+ Relevant internship experience
+ Ability to work effectively both independently and in teams
+ Proficiency in Microsoft Office (Excel, PowerPoint, Word)
**Program Locations**
Primary locations include Chicago (Industrials Group Only) and Washington, D.C. (Real Estate, Gaming & Lodging Group Only)
**Pay Range**
+ $53/hour across all locations
Wells Fargo will only consider candidates who are presently authorized to work for any employer in the United States and who will not require work visa sponsorship from Wells Fargo now or in the future in order to retain their authorization to work in the United States.
**Pay Range**
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$90,000.00 - $150,000.00
**Benefits**
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (*************************************************************** for an overview of the following benefit plans and programs offered to employees.
+ Health benefits
+ 401(k) Plan
+ Paid time off
+ Disability benefits
+ Life insurance, critical illness insurance, and accident insurance
+ Parental leave
+ Critical caregiving leave
+ Discounts and savings
+ Commuter benefits
+ Tuition reimbursement
+ Scholarships for dependent children
+ Adoption reimbursement
**Posting End Date:**
29 Apr 2026
***** **_Job posting may come down early due to volume of applicants._**
**We Value Equal Opportunity**
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
**Applicants with Disabilities**
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (****************************************************************** .
**Drug and Alcohol Policy**
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (********************************************************************** to learn more.
**Wells Fargo Recruitment and Hiring Requirements:**
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
**Req Number:** R-512562
$90k-150k yearly 27d ago
CRA Loan Specialist
Fifth Third Bank, N.A 4.6
Fifth Third Bank, N.A job in Rolling Meadows, IL
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for branch offices and outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Focuses on selling CRA products and services, targeting low to moderate-income individuals and areas, as well as non-profit organizations. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ Develop CRA prospects & referral contacts (realtors, builders, professional and personal contacts).
+ Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
+ Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
+ Conduct and coordinate homebuyer-training seminars for CRA potential applicants.
+ Handle employee loans and participate in appropriate Fifth Third-coordinated functions to promote employee loans.
+ Follow defined protocol for escalation of exceptions.
+ Take applicant applications by completing Fannie Mae form 1003 on the laptop.
+ Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses, and transmitting the loan to LOMAS.
+ Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
+ Manage pipeline for all originated loans through closing and complete required management reports.
+ Communicate with applicants and/or referral sources by providing timely updates and progress reports.
+ Maintain high levels of customer service while managing each applicant*s and support staff*s expectations.
+ Attend and participate in all Consumer Lending meetings as required by management.
+ This position requires SAFE Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS).
MINIMUM KNOWLEDGE AND SKILLS REQUIRED:
+ High school diploma or equivalent mandatory. Four-year college degree preferred.
+ Knowledge of conventional and/or government lending guidelines.
+ Knowledge of residential mortgage processing, underwriting, and closing procedures.
+ Knowledge of federal lending regulations governing real estate lending.
+ Demonstrated organizational skills.
+ Strong written and verbal communications skills.
+ Demonstrated teamwork and customer service skills.
+ Proven computer skills.
+ Basic sales technique skills.
+ Strong desire to excel in a competitive environment.
+ This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.
CRA Loan Specialist
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Rolling Meadows, Illinois 60008
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.