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Insurance assistant vs insurance clerk

The differences between insurance assistants and insurance clerks can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance assistant and an insurance clerk. Additionally, an insurance assistant has an average salary of $35,308, which is higher than the $33,089 average annual salary of an insurance clerk.

The top three skills for an insurance assistant include endorsements, data entry and customer service. The most important skills for an insurance clerk are patients, insurance verification, and data entry.

Insurance assistant vs insurance clerk overview

Insurance AssistantInsurance Clerk
Yearly salary$35,308$33,089
Hourly rate$16.98$15.91
Growth rate-3%-3%
Number of jobs34,579147,755
Job satisfaction-2
Most common degreeBachelor's Degree, 45%High School Diploma, 29%
Average age4444
Years of experience44

What does an insurance assistant do?

Insurance assistants work alongside insurance agents to gather information from clients, maintain insurance records, prepare documentation, handle mail and correspondence, calculate insurance premiums and awards, and recommend claim actions. Qualifications like good communication and negotiation skills, customer service orientation, research skills, and attention to detail are required for this position.

What does an insurance clerk do?

An insurance clerk usually works to process insurance, reinstatement, changes, or cancellations for a company or an individual account. They are responsible for monitoring, processing, and organizing different insurance claims for a client. They usually work closely with the company's insurance agent to provide necessary information to process the clients' application. This career requires a broad knowledge of local and state insurance policies, good attention to detail, excellent communication skills, customer service skills, and administrative skills.

Insurance assistant vs insurance clerk salary

Insurance assistants and insurance clerks have different pay scales, as shown below.

Insurance AssistantInsurance Clerk
Average salary$35,308$33,089
Salary rangeBetween $29,000 And $42,000Between $27,000 And $39,000
Highest paying City-Henderson, NV
Highest paying state-New Hampshire
Best paying company-Lenoir Memorial Hospital
Best paying industry-Finance

Differences between insurance assistant and insurance clerk education

There are a few differences between an insurance assistant and an insurance clerk in terms of educational background:

Insurance AssistantInsurance Clerk
Most common degreeBachelor's Degree, 45%High School Diploma, 29%
Most common majorBusinessBusiness
Most common college--

Insurance assistant vs insurance clerk demographics

Here are the differences between insurance assistants' and insurance clerks' demographics:

Insurance AssistantInsurance Clerk
Average age4444
Gender ratioMale, 18.8% Female, 81.2%Male, 8.3% Female, 91.7%
Race ratioBlack or African American, 13.8% Unknown, 4.3% Hispanic or Latino, 14.4% Asian, 3.9% White, 63.2% American Indian and Alaska Native, 0.5%Black or African American, 13.8% Unknown, 4.3% Hispanic or Latino, 14.4% Asian, 3.9% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage11%11%

Differences between insurance assistant and insurance clerk duties and responsibilities

Insurance assistant example responsibilities.

  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Analyze Medicaid models, Medicare and HIPAA transaction documents.
  • Assign ICD-9 and CPT codes to office visit and inpatient and outpatient procedures.
  • Process electronic claims, pre-existing and subrogation investigation, point of service, and PPO and HMO processing.
  • Train staff on billing software in regards to CPT codes and pricing, submission procedures, and industry regulations.
  • Perform verification of Medicare and Medicaid coverage and limits.
  • Show more

Insurance clerk example responsibilities.

  • Manage front office check-in, insurance verification and certifications from doctors.
  • Establish and implement procedures for completion of patient super bills with proper diagnostic coding utilizing ICD-9 and CPT code manuals.
  • Maintain patient medical records insuring diagnosis codes (ICD-9) are itemized correctly and name and address of insurance carriers record.
  • Schedule and obtain authorization for outpatient procedures for patients via private insurance, worker's compensation, and Medicare/ Medicaid.
  • Complete several ICD-10 training courses.
  • Perform medical coding with most accurate and descriptive HCPCS code.
  • Show more

Insurance assistant vs insurance clerk skills

Common insurance assistant skills
  • Endorsements, 13%
  • Data Entry, 10%
  • Customer Service, 9%
  • Insurance Policies, 8%
  • Photocopying, 5%
  • Loss Runs, 4%
Common insurance clerk skills
  • Patients, 25%
  • Insurance Verification, 7%
  • Data Entry, 7%
  • Customer Service, 6%
  • Insurance Coverage, 5%
  • Computer System, 3%

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