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The differences between liability claims representatives and workers's compensation claims examiner can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a liability claims representative and a worker's compensation claims examiner. Additionally, a worker's compensation claims examiner has an average salary of $53,581, which is higher than the $45,654 average annual salary of a liability claims representative.
The top three skills for a liability claims representative include litigation, claims handling and customer service. The most important skills for a worker's compensation claims examiner are rehabilitation, social security, and litigation.
| Liability Claims Representative | Worker's Compensation Claims Examiner | |
| Yearly salary | $45,654 | $53,581 |
| Hourly rate | $21.95 | $25.76 |
| Growth rate | -6% | -6% |
| Number of jobs | 13,563 | 15,002 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 81% | Bachelor's Degree, 60% |
| Average age | 44 | 44 |
| Years of experience | 6 | 6 |
A liability claims representative works at insurance companies where they are in charge of processing and settling insurance claims, ensuring accurate and efficient client service. They are responsible for conducting assessments, reviewing reports from examiners, and tracking any discrepancies such as underpayment or overpayment, reporting them right away. There are also times when they must meet with clients and inspect damages, conduct interviews and evaluations, estimate and negotiate settlements with external parties, and coordinate with other professionals to gain insights. Moreover, a liability claims representative maintains an active communication line with staff, resolving issues in a timely manner.
Worker's Compensation Claims Examiners are responsible for managing the overall process of compensation claims for workers. They review accurate submission of claim documents, determine the appropriateness of compensation, and finalize the amount before authorizing payment to the respective worker. Other duties include ensuring claims adhere to workers' compensation law and follow proper guidelines. A Worker Compensation Claims Examiner normally work for life insurance or health companies.
Liability claims representatives and workers's compensation claims examiner have different pay scales, as shown below.
| Liability Claims Representative | Worker's Compensation Claims Examiner | |
| Average salary | $45,654 | $53,581 |
| Salary range | Between $33,000 And $61,000 | Between $33,000 And $84,000 |
| Highest paying City | Somerville, MA | San Francisco, CA |
| Highest paying state | New Jersey | California |
| Best paying company | The Travelers Companies | Zurich |
| Best paying industry | Insurance | Finance |
There are a few differences between a liability claims representative and a worker's compensation claims examiner in terms of educational background:
| Liability Claims Representative | Worker's Compensation Claims Examiner | |
| Most common degree | Bachelor's Degree, 81% | Bachelor's Degree, 60% |
| Most common major | Business | Business |
| Most common college | Stanford University | Stanford University |
Here are the differences between liability claims representatives' and workers's compensation claims examiner' demographics:
| Liability Claims Representative | Worker's Compensation Claims Examiner | |
| Average age | 44 | 44 |
| Gender ratio | Male, 43.1% Female, 56.9% | Male, 25.0% Female, 75.0% |
| Race ratio | Black or African American, 11.5% Unknown, 4.4% Hispanic or Latino, 16.7% Asian, 5.2% White, 61.7% American Indian and Alaska Native, 0.5% | Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.8% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |