Assistant Vice President Operations jobs at Lincoln Financial Group - 24 jobs

Alternate Locations: Radnor, PA (Pennsylvania); Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina) Work Arrangement: Hybrid : Employee will work 3 days a week in a Lincoln office Requisition #: 75628 The Role at a Glance As AVP of Treasury Operations, you'll set the strategic direction for global cash structures, optimize liquidity frameworks, and lead digital transformation initiatives that elevate efficiency, scalability, and control. This is a high-impact role with visibility across the organization partnering with senior leaders in Investments, Finance, and Technology to drive innovation, strengthen governance, and deliver solutions that support capital actions, regulatory compliance, and long-term growth. If you thrive on solving complex challenges, influencing enterprise strategy, and building best-in-class treasury operations, this is your opportunity to make a lasting impact. What you'll be doing * Manages a team of Treasury and Operations professionals to forecast, sweep, and reconcile cash across general accounts, separate accounts, and affiliated entities; maintain target buffers and funding ladders. * Drives roadmap and integrations for Treasury Management Systems (e.g., Kyriba, Quantum), bank connectivity, and ERP platforms. * Supports M&A and ad hoc initiatives through strategic liquidity planning and streamlined cash transfer execution. * Optimizes daily liquidity operations to support ALM strategies, RBC requirements, stress liquidity frameworks, and capital actions. * Develops treasury policies, ensure SOX compliance, and maintain robust internal controls. * Anticipates and resolve complex treasury issues; monitor regulatory changes and advise senior leadership. * Identifies and implement process improvements to reduce workload and enhance quality * May lead monitoring of cash cycles and preparation of short and long-term cash forecasts, may advise business on strategies to improve cash flow. * Directs responses to internal/external audit requests and ensures issues are resolved in a collaborative manner. * Develops and implements treasury policies and ensures effective control processes and procedures are in place to comply with internal controls, SOX, and treasury principles. * Monitors compliance with regulatory requirements, internal controls, and SOX procedures; advises management of any potential non-compliance; and develops remediation plans as needed. * Evaluates treasury processes and procedures, identifies issues/concerns, recommends and implements solutions to ensure compliance and operational excellence. What we're looking for Must-Haves * 10+ Years experience in Treasury operations/strategy, finance or related functions directly aligns to the specific responsibilities for this role * 4 Year/Bachelor's degree or equivalent work experience * Effective verbal and written communication skills * Strong interpersonal and relationship management skills * Ability to adapt quickly in a changing work environment Application Deadline Applications for this position will be accepted through March, 31, 2026, subject to earlier closure due to applicant volume. What's it like to work here? At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. What's in it for you: * Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes * Leadership development and virtual training opportunities * PTO/parental leave * Competitive 401K and employee benefits * Free financial counseling, health coaching and employee assistance program * Tuition assistance program * Work arrangements that work for you * Effective productivity/technology tools and training The pay range for this position is $125,800 - $229,100 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package. About The Company Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom. Be Aware of Fraudulent Recruiting Activities If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters. Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at ******************** if you encounter a recruiter or see a job opportunity that seems suspicious. Additional Information This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities. Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees. Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling ************. This Employer Participates in E-Verify. See the E-Verify notices. Este Empleador Participa en E-Verify. Ver el E-Verify avisos. Job Segment: Compliance, Bank, Banking, ERP, Social Media, Legal, Finance, Technology, Marketing

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide. Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path! Benefits: We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer! Competitive compensation Healthcare benefits package that begins on first day of employment 401K retirement plan with company match Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays Up to 6 weeks of parental and bonding leave Hybrid work schedule (3 days in the office, 2 days from home) Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation) Tuition reimbursement after 6 months of employment Numerous opportunities for continued training and career advancement And much more! Responsibilities Are you a strategic finance leader with deep expertise in statutory accounting for property & casualty insurance? We're hiring a Vice President of Statutory Accounting to lead our statutory reporting and compliance function. This senior leadership role is critical to ensuring the accuracy, integrity, and regulatory alignment of our financial operations and offers the opportunity to make a meaningful impact at the executive level. As VP of Statutory Accounting, you'll: Lead the preparation, review, and submission of quarterly and annual NAIC statutory financial statements (Yellow Books), including reinsurance accounting. Ensure compliance with all state insurance department regulations and statutory accounting principles (SAP). Oversee internal controls over financial reporting and drive continuous improvement. Review state premium taxes and assessments for accuracy and compliance. Ensure compliance with RISC reporting requirements. Monitor changes in statutory accounting standards and assess their impact. Manage and mentor a high-performing team of 5-7 accounting professionals. Collaborate with actuarial, tax, financial reporting, investment, IT, and business systems teams to ensure accurate and timely reporting. Serve as the primary liaison with external auditors and state regulators. Provide strategic insights and recommendations to the CFO and executive leadership. Support financial examinations and audits conducted by state regulators. Champion automation and process enhancements across the statutory reporting function. Qualifications Bachelor's degree in Accounting, Finance, or related field; Master's degree or CPA preferred. 8+ years of experience in statutory accounting within the P&C insurance industry. Deep knowledge of NAIC statutory accounting principles and regulatory requirements. Experience with Excess & Surplus Lines business is a plus. Proven leadership experience with strong team management and mentoring skills. Excellent analytical, organizational, and communication skills. Experience with insurance accounting systems (Oracle Fusion preferred). Strong data skills; SQL experience is a plus. Preferred Attributes Strategic thinker with a proactive, solutions-oriented mindset. Comfortable in a fast-paced, deadline-driven environment. Collaborative and approachable with strong interpersonal skills. Salary Range: $150,000-$300,000.00 USD with performance-based bonus potential The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training and market conditions. The higher end of the applies to roles based in higher cost-of-living areas.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide. Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path! Benefits: We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer! Competitive compensation Healthcare benefits package that begins on first day of employment 401K retirement plan with company match Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays Up to 6 weeks of parental and bonding leave Hybrid work schedule (3 days in the office, 2 days from home) Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation) Tuition reimbursement after 6 months of employment Numerous opportunities for continued training and career advancement And much more! Responsibilities Are you a strategic thinker with deep expertise in Commercial Auto Insurance? Ready to lead product innovation and drive portfolio performance in a high-impact role? We're looking for a collaborative, data-driven leader to join our Product Management team and shape the future of our Commercial Auto offerings. This role offers the chance to lead product development from concept to launch, influence underwriting strategy, and work cross-functionally across actuarial, distribution, legal, and IT. Key Responsibilities: Leads the development of new insurance products, including underwriting guidelines, from concept to launch. Manages existing and new products to ensure production and profitability targets are met. Ownership of rate decision. Drives collaboration with actuarial, distribution and production underwriting to create and enhance rating algorithms. Functions as the ultimate referral underwriter by providing guidance and thought leadership to production underwriting at the single risk level and at the portfolio level. Manages the end-to-end product development lifecycle, ensuring milestones are met on time. Defines and prioritizes insurance product requirements, focusing on customer-centric solutions that align with a service forward USP (Unique Selling Position). Coordinates cross functional teams, including underwriting, distribution, actuarial, legal and IT to ensure seamless product delivery. Owns competitor intelligence strategy and conducts market intelligence. Provides guidance and thought leadership to Product Managers or Product Specialists to drive portfolio management monitoring and KPI's. Regulatory Compliance and Oversight: Ensure all products comply with regulatory and legal requirements, working closely with the regulatory team. Monitor changes in regulations and market conditions that may impact product offerings, making adjustments as needed. Stakeholder Collaboration and Communication: Actively monitor product performance and enhance iteratively. Communication of hypothesis and outcomes are driven by discussion, creation of content and presentation materials. Analyze agent feedback, competitive landscape, and market trends to iteratively improve existing products and identify new product opportunities. Collaborate with training and marketing to develop communication, training, and marketing materials in support of new or enhanced products and initiatives. May require delivery of training materials or content. Outline post implementation monitoring and measurement mechanisms for line of business specific strategies in support of outlined success criteria. Collaborate with Data and Analytics unit to analyze and refine results. Qualifications Minimum of 10+ years of Auto product experience (personal lines or commercial lines); production underwriting experience preferred but not required. Must exhibit expertise in industry trends, state regulations, and compliance processes. Promotes and exemplifies a culture of data driven decision-making, collaboration, including stakeholders at various levels and in various departments. Bachelor's degree preferred with concentration in Risk Management, Business, Economics, Finance, Math, Statistics or Actuarial Sciences Knowledge and Abilities: Provide guidance through example. There is expectation that in addition to ownership and guidance, work product will be delivered through this role for all owned aspects. Excellent verbal and written communication skills, along with interpersonal and influencing skills Self-directed and self-motivated with demonstrated strength in planning, organizing, and driving seamless product delivery. Proficient with MS Office; Proficient with reporting tools like PowerBI. The successful candidate is expected to work in one of our offices 3-4 days per week and also be available for travel as required. Salary Range-$150,000-$250,000.00 USD with performance based bonus potential The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training and market conditions. The higher end of the range applies to roles based in higher cost-of-living areas.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide. Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path! Benefits: We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer! Competitive compensation Healthcare benefits package that begins on first day of employment 401K retirement plan with company match Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays Up to 6 weeks of parental and bonding leave Hybrid work schedule (3 days in the office, 2 days from home) Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation) Tuition reimbursement after 6 months of employment Numerous opportunities for continued training and career advancement And much more! Responsibilities Are you a strategic finance leader with deep expertise in statutory accounting for property & casualty insurance? We're hiring a Vice President of Statutory Accounting to lead our statutory reporting and compliance function. This senior leadership role is critical to ensuring the accuracy, integrity, and regulatory alignment of our financial operations and offers the opportunity to make a meaningful impact at the executive level. As VP of Statutory Accounting, you'll: Lead the preparation, review, and submission of quarterly and annual NAIC statutory financial statements (Yellow Books), including reinsurance accounting. Ensure compliance with all state insurance department regulations and statutory accounting principles (SAP). Oversee internal controls over financial reporting and drive continuous improvement. Review state premium taxes and assessments for accuracy and compliance. Ensure compliance with RISC reporting requirements. Monitor changes in statutory accounting standards and assess their impact. Manage and mentor a high-performing team of 5-7 accounting professionals. Collaborate with actuarial, tax, financial reporting, investment, IT, and business systems teams to ensure accurate and timely reporting. Serve as the primary liaison with external auditors and state regulators. Provide strategic insights and recommendations to the CFO and executive leadership. Support financial examinations and audits conducted by state regulators. Champion automation and process enhancements across the statutory reporting function. Qualifications Bachelor's degree in Accounting, Finance, or related field; Master's degree or CPA preferred. 8+ years of experience in statutory accounting within the P&C insurance industry. Deep knowledge of NAIC statutory accounting principles and regulatory requirements. Experience with Excess & Surplus Lines business is a plus. Proven leadership experience with strong team management and mentoring skills. Excellent analytical, organizational, and communication skills. Experience with insurance accounting systems (Oracle Fusion preferred). Strong data skills; SQL experience is a plus. Preferred Attributes Strategic thinker with a proactive, solutions-oriented mindset. Comfortable in a fast-paced, deadline-driven environment. Collaborative and approachable with strong interpersonal skills. Salary Range: $150,000-$300,000.00 USD with performance-based bonus potential The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training and market conditions. The higher end of the applies to roles based in higher cost-of-living areas.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide. Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path! Benefits: We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer! Competitive compensation Healthcare benefits package that begins on first day of employment 401K retirement plan with company match Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays Up to 6 weeks of parental and bonding leave Hybrid work schedule (3 days in the office, 2 days from home) Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation) Tuition reimbursement after 6 months of employment Numerous opportunities for continued training and career advancement And much more! Responsibilities Are you a strategic thinker with deep expertise in Commercial Auto Insurance? Ready to lead product innovation and drive portfolio performance in a high-impact role? We're looking for a collaborative, data-driven leader to join our Product Management team and shape the future of our Commercial Auto offerings. This role offers the chance to lead product development from concept to launch, influence underwriting strategy, and work cross-functionally across actuarial, distribution, legal, and IT. Key Responsibilities: Leads the development of new insurance products, including underwriting guidelines, from concept to launch. Manages existing and new products to ensure production and profitability targets are met. Ownership of rate decision. Drives collaboration with actuarial, distribution and production underwriting to create and enhance rating algorithms. Functions as the ultimate referral underwriter by providing guidance and thought leadership to production underwriting at the single risk level and at the portfolio level. Manages the end-to-end product development lifecycle, ensuring milestones are met on time. Defines and prioritizes insurance product requirements, focusing on customer-centric solutions that align with a service forward USP (Unique Selling Position). Coordinates cross functional teams, including underwriting, distribution, actuarial, legal and IT to ensure seamless product delivery. Owns competitor intelligence strategy and conducts market intelligence. Provides guidance and thought leadership to Product Managers or Product Specialists to drive portfolio management monitoring and KPI's. Regulatory Compliance and Oversight: Ensure all products comply with regulatory and legal requirements, working closely with the regulatory team. Monitor changes in regulations and market conditions that may impact product offerings, making adjustments as needed. Stakeholder Collaboration and Communication: Actively monitor product performance and enhance iteratively. Communication of hypothesis and outcomes are driven by discussion, creation of content and presentation materials. Analyze agent feedback, competitive landscape, and market trends to iteratively improve existing products and identify new product opportunities. Collaborate with training and marketing to develop communication, training, and marketing materials in support of new or enhanced products and initiatives. May require delivery of training materials or content. Outline post implementation monitoring and measurement mechanisms for line of business specific strategies in support of outlined success criteria. Collaborate with Data and Analytics unit to analyze and refine results. Qualifications Minimum of 10+ years of Auto product experience (personal lines or commercial lines); production underwriting experience preferred but not required. Must exhibit expertise in industry trends, state regulations, and compliance processes. Promotes and exemplifies a culture of data driven decision-making, collaboration, including stakeholders at various levels and in various departments. Bachelor's degree preferred with concentration in Risk Management, Business, Economics, Finance, Math, Statistics or Actuarial Sciences Knowledge and Abilities: Provide guidance through example. There is expectation that in addition to ownership and guidance, work product will be delivered through this role for all owned aspects. Excellent verbal and written communication skills, along with interpersonal and influencing skills Self-directed and self-motivated with demonstrated strength in planning, organizing, and driving seamless product delivery. Proficient with MS Office; Proficient with reporting tools like PowerBI. The successful candidate is expected to work in one of our offices 3-4 days per week and also be available for travel as required. Salary Range-$150,000-$250,000.00 USD with performance based bonus potential The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training and market conditions. The higher end of the range applies to roles based in higher cost-of-living areas.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide. Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path! Benefits: We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer! Competitive compensation Healthcare benefits package that begins on first day of employment 401K retirement plan with company match Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays Up to 6 weeks of parental and bonding leave Hybrid work schedule (3 days in the office, 2 days from home) Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation) Tuition reimbursement after 6 months of employment Numerous opportunities for continued training and career advancement And much more! Responsibilities Are you a strategic finance leader with deep expertise in statutory accounting for property & casualty insurance? We're hiring a Vice President of Statutory Accounting to lead our statutory reporting and compliance function. This senior leadership role is critical to ensuring the accuracy, integrity, and regulatory alignment of our financial operations and offers the opportunity to make a meaningful impact at the executive level. As VP of Statutory Accounting, you'll: Lead the preparation, review, and submission of quarterly and annual NAIC statutory financial statements (Yellow Books), including reinsurance accounting. Ensure compliance with all state insurance department regulations and statutory accounting principles (SAP). Oversee internal controls over financial reporting and drive continuous improvement. Review state premium taxes and assessments for accuracy and compliance. Ensure compliance with RISC reporting requirements. Monitor changes in statutory accounting standards and assess their impact. Manage and mentor a high-performing team of 5-7 accounting professionals. Collaborate with actuarial, tax, financial reporting, investment, IT, and business systems teams to ensure accurate and timely reporting. Serve as the primary liaison with external auditors and state regulators. Provide strategic insights and recommendations to the CFO and executive leadership. Support financial examinations and audits conducted by state regulators. Champion automation and process enhancements across the statutory reporting function. Qualifications Bachelor's degree in Accounting, Finance, or related field; Master's degree or CPA preferred. 8+ years of experience in statutory accounting within the P&C insurance industry. Deep knowledge of NAIC statutory accounting principles and regulatory requirements. Experience with Excess & Surplus Lines business is a plus. Proven leadership experience with strong team management and mentoring skills. Excellent analytical, organizational, and communication skills. Experience with insurance accounting systems (Oracle Fusion preferred). Strong data skills; SQL experience is a plus. Preferred Attributes Strategic thinker with a proactive, solutions-oriented mindset. Comfortable in a fast-paced, deadline-driven environment. Collaborative and approachable with strong interpersonal skills. Salary Range: $150,000-$300,000.00 USD with performance-based bonus potential The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training and market conditions. The higher end of the applies to roles based in higher cost-of-living areas.

Good things are happening at Berkshire Hathaway GUARD Insurance Companies. We provide Property & Casualty insurance products and services through a nationwide network of independent agents and brokers. Our companies are all rated A+ “Superior” by AM Best (the leading independent insurance rating organization) and ultimately owned by Warren Buffett's Berkshire Hathaway group - one of the financially strongest organizations in the world! Headquartered in Wilkes-Barre, PA, we employ over 1,000 individuals (and growing) and have offices across the country. Our vision is to be a leading small business insurance provider nationwide. Founded upon an exceptional culture and led by a collaborative and inclusive management team, our company's success is grounded in our core values: accountability, service, integrity, empowerment, and diversity. We are always in search of talented individuals to join our team and embark on an exciting career path! Benefits: We are an equal opportunity employer that strives to maintain a work environment that is welcoming and enriching for all. You'll be surprised by all we have to offer! Competitive compensation Healthcare benefits package that begins on first day of employment 401K retirement plan with company match Enjoy generous paid time off to support your work-life balance plus 9 ½ paid holidays Up to 6 weeks of parental and bonding leave Hybrid work schedule (3 days in the office, 2 days from home) Longevity awards (every 5 years of employment, receive a generous monetary award to be used toward a vacation) Tuition reimbursement after 6 months of employment Numerous opportunities for continued training and career advancement And much more! Responsibilities Are you a strategic thinker with deep expertise in Commercial Auto Insurance? Ready to lead product innovation and drive portfolio performance in a high-impact role? We're looking for a collaborative, data-driven leader to join our Product Management team and shape the future of our Commercial Auto offerings. This role offers the chance to lead product development from concept to launch, influence underwriting strategy, and work cross-functionally across actuarial, distribution, legal, and IT. Key Responsibilities: Leads the development of new insurance products, including underwriting guidelines, from concept to launch. Manages existing and new products to ensure production and profitability targets are met. Ownership of rate decision. Drives collaboration with actuarial, distribution and production underwriting to create and enhance rating algorithms. Functions as the ultimate referral underwriter by providing guidance and thought leadership to production underwriting at the single risk level and at the portfolio level. Manages the end-to-end product development lifecycle, ensuring milestones are met on time. Defines and prioritizes insurance product requirements, focusing on customer-centric solutions that align with a service forward USP (Unique Selling Position). Coordinates cross functional teams, including underwriting, distribution, actuarial, legal and IT to ensure seamless product delivery. Owns competitor intelligence strategy and conducts market intelligence. Provides guidance and thought leadership to Product Managers or Product Specialists to drive portfolio management monitoring and KPI's. Regulatory Compliance and Oversight: Ensure all products comply with regulatory and legal requirements, working closely with the regulatory team. Monitor changes in regulations and market conditions that may impact product offerings, making adjustments as needed. Stakeholder Collaboration and Communication: Actively monitor product performance and enhance iteratively. Communication of hypothesis and outcomes are driven by discussion, creation of content and presentation materials. Analyze agent feedback, competitive landscape, and market trends to iteratively improve existing products and identify new product opportunities. Collaborate with training and marketing to develop communication, training, and marketing materials in support of new or enhanced products and initiatives. May require delivery of training materials or content. Outline post implementation monitoring and measurement mechanisms for line of business specific strategies in support of outlined success criteria. Collaborate with Data and Analytics unit to analyze and refine results. Qualifications Minimum of 10+ years of Auto product experience (personal lines or commercial lines); production underwriting experience preferred but not required. Must exhibit expertise in industry trends, state regulations, and compliance processes. Promotes and exemplifies a culture of data driven decision-making, collaboration, including stakeholders at various levels and in various departments. Bachelor's degree preferred with concentration in Risk Management, Business, Economics, Finance, Math, Statistics or Actuarial Sciences Knowledge and Abilities: Provide guidance through example. There is expectation that in addition to ownership and guidance, work product will be delivered through this role for all owned aspects. Excellent verbal and written communication skills, along with interpersonal and influencing skills Self-directed and self-motivated with demonstrated strength in planning, organizing, and driving seamless product delivery. Proficient with MS Office; Proficient with reporting tools like PowerBI. The successful candidate is expected to work in one of our offices 3-4 days per week and also be available for travel as required. Salary Range-$150,000-$250,000.00 USD with performance based bonus potential The annual base salary range posted represents a broad range of salaries around the U.S. and is subject to many factors including but not limited to credentials, education, experience, geographic location, job responsibilities, performance, skills and/or training and market conditions. The higher end of the range applies to roles based in higher cost-of-living areas.

The work we do has an impact on millions of lives, and you can be a part of it.We help protect our customers against life's uncertainties. Regardless of where you work within the company, you'll be helping provide protection and peace of mind when our customers need it most. Concourse Distributors has an exciting sales opportunity in the financial services industry as an External Point of Sale Life Wholesaler while calling on Edward Jones Financial Advisors in the Seattle Territory. Responsibilities Point of sale wholesaling with Edward Jones Financial Advisors and their clients Participation in and lead public seminars Provide client solutions and sales support to Edward Jones branch offices Responsible for territorial routing, scheduling priorities, production projections, production goals and manage expense budget. Develop and maintain a positive working relationship with the FA's, Regional Leadership and Branch office Administrators. Business analysis and development of territorial sales plans to achieve new business objectives on a profitable basis Strong desire to be successful Required Qualifications Demonstrated history of successful life insurance sales in a point of sale or retail environment Strong disciplined work ethic with a record of executing sales plans and achieving sales goals Well-developed organizational skills and the ability to successfully manage multiple issues. Attention to detail and quality of service in all aspects of relationship management Excellent customer service skills. Ability to quickly identify and respond to internal and external customer needs Promptly resolves internal and external customer problems with an ability to overcome obstacles in general A strong sense of urgency and a desire to succeed Strong background of fully underwritten and permanent life sales strategies Ability to travel within assigned territory at least 50% of the time State Life & Health license required Series 6 & 63 license required #LI-VD1 Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective's platform to improve wellbeing while earning cash rewards. Eligibility for certain benefits may vary by position in accordance with the terms of the Company's benefit plans. Accommodations for Applicants with a Disability:If you require an accommodation to complete the application and recruitment process due to a disability, please email ************************. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process. We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

The work we do has an impact on millions of lives, and you can be a part of it.We help protect our customers against life's uncertainties. Regardless of where you work within the company, you'll be helping provide protection and peace of mind when our customers need it most. Regional VP - Eastern PA/S. NJ - Indy Bank channel Protective Life is currently seeking an experienced annuity wholesaler to join our Distribution Group as a Regional VP to cover the Independent and bank territory which includes Penn Shore. We offer a competitive compensation package that includes a base salary, a strong corporate benefits package, and an uncapped commission plan.Your responsibilities include: Develop and maintain a high level of annuity production through the execution of a detailed business plan including training, motivating, and developing successful working relationships with specified Financial Institutions. Support and advocate for corporate objectives; act as a steward of company resources; and a leader within the Annuity Distribution group. Execute senior wholesaling functions in assigned geographic territories - Cultivate a successful business to attain activity and sales goals with top producers in all distribution channels. Adhere to required activity requirements aligning within territory management strategy. Execute on specific activity expectations to maximize opportunities to grow advisor relationships and sales Qualifications: BS/BA Degree. 5+ years of experience in annuity wholesale distribution Previous external sales management is preferred. Proven track record of developing sales results in assigned territory. Experience in all channels of annuity distribution is optimal. State Life and Health License and FINRA Series 6 and 63.This position is a Virtual/work from home position subject to our virtual workplace standards This position includes cash compensation as a part of a sales incentive plan (SIP). #LI-SB1 Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective's platform to improve wellbeing while earning cash rewards. Eligibility for certain benefits may vary by position in accordance with the terms of the Company's benefit plans. Accommodations for Applicants with a Disability:If you require an accommodation to complete the application and recruitment process due to a disability, please email ************************. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process. We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

The work we do has an impact on millions of lives, and you can be a part of it.We help protect our customers against life's uncertainties. Regardless of where you work within the company, you'll be helping provide protection and peace of mind when our customers need it most. Protective Life is currently seeking an experienced annuity wholesaler to join our Distribution Group as a Regional Vice President to cover the independent and bank channels with the territory consisting of South Florida. We offer a competitive compensation package that includes a base salary, strong corporate benefit package and uncapped commission plan. Your responsibilities include:1. Develop and maintain a high level of annuity production through the execution of a detailed business plan including training, motivating, and developing successful working relationships with specified Financial Institutions. 2. Support and advocate for corporate objectives; act as a steward of company resources; and a leader within the Annuity Distribution group.3. Execute senior wholesaling functions in assigned geographic territories - Cultivate a successful business to attain activity and sales goals with top producers in all distribution channels.4. Coordinate and execute a regional business plan with Internal Wholesalers - Act as key driver to a three person sales team supporting an assigned geographic territory. Adhere to required activity requirements aligning within territory management strategy. 5. Execute on specific activity expectations to maximize opportunities to grow advisor relationships and sales. Qualifications include:BS/BA Degree5+ years of experience required in annuity wholesale distribution. Previous external sales management is preferred. Proven track record of developing sales results in assigned territory. Experience in all channels of annuity distribution is optimal. State Life and Health License and FINRA Series 6 and 63 required #LI-SB1 Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective's platform to improve wellbeing while earning cash rewards. Eligibility for certain benefits may vary by position in accordance with the terms of the Company's benefit plans. Accommodations for Applicants with a Disability:If you require an accommodation to complete the application and recruitment process due to a disability, please email ************************. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process. We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

The work we do has an impact on millions of lives, and you can be a part of it.We help protect our customers against life's uncertainties. Regardless of where you work within the company, you'll be helping provide protection and peace of mind when our customers need it most. Concourse Distributors has an exciting sales opportunity in the financial services industry as an External Point of Sale Life Wholesaler while calling on Edward Jones Financial Advisors in the New England Territory. Duties:•Point of sale wholesaling with Edward Jones Financial Advisors and their clients•Participation in and lead public seminars•Provide client solutions and sales support to Edward Jones branch offices•Responsible for territorial routing, scheduling priorities, production projections, production goals and manage expense budget.•Develop and maintain a positive working relationship with the FA's, Regional Leadership and Branch office Administrators. •Business analysis and development of territorial sales plans to achieve new business objectives on a profitable basis•Strong desire to be successful Requirements:•Demonstrated history of successful life insurance sales in a point of sale or retail environment•Strong disciplined work ethic with a record of executing sales plans and achieving sales goals•Well-developed organizational skills and the ability to successfully manage multiple issues.•Attention to detail and quality of service in all aspects of relationship management•Excellent customer service skills. Ability to quickly identify and respond to internal and external customer needs•Promptly resolves internal and external customer problems with an ability to overcome obstacles in general•A strong sense of urgency and a desire to succeed•Strong background of fully underwritten and permanent life sales strategies•Ability to travel within assigned territory at least 50% of the time•State Life & Health license required•Series 6 & 63 license required #LI-SB1 Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective's platform to improve wellbeing while earning cash rewards. Eligibility for certain benefits may vary by position in accordance with the terms of the Company's benefit plans. Accommodations for Applicants with a Disability:If you require an accommodation to complete the application and recruitment process due to a disability, please email ************************. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process. We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

The work we do has an impact on millions of lives, and you can be a part of it.We help protect our customers against life's uncertainties. Regardless of where you work within the company, you'll be helping provide protection and peace of mind when our customers need it most. BGA Regional VP Reporting to the Divisional Vice President, The Regional VP is accountable for achieving aggressive life premium sales goals and will provide external wholesaling support to a select group of distributors focusing on Brokerage General Agencies. The RVP will manage all aspects of the distributor relationship including sales, marketing, underwriting, pending case advocacy, etc. The position requires a minimum of 25% overnight travel and requires substantial voice to voice and web-based distributor contact. The territory will cover North Carolina, South Carolina, Georgia, Florida and Puerto Rico. At a minimum the ideal candidate will possess:Exceptional verbal and written communication skills.Superior sales and relationship building skills.3-5 years external life insurance wholesaling experience at the BGA or carrier level.Extensive understanding of life insurance products and related sales concepts.Sound technical literacy to include basic understanding of illustration software, Excel, and Power Point. Experience with Microsoft Dynamics is a plus.FINRA Series 6 or 7 and state life and health licenses are required. CLU, ChFC, or other professional designations highly desired. In addition to the above, the successful candidate will be a highly motivated, organized team player who can demonstrate a proven track record of developing and successfully executing territory sales plans and achieving sales goals. We offer a competitive compensation package that includes a base salary, excellent corporate benefit package and a competitive commission plan. Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective's platform to improve wellbeing while earning cash rewards. Eligibility for certain benefits may vary by position in accordance with the terms of the Company's benefit plans. Accommodations for Applicants with a Disability:If you require an accommodation to complete the application and recruitment process due to a disability, please email ************************. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process. We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

The work we do has an impact on millions of lives, and you can be a part of it.We help protect our customers against life's uncertainties. Regardless of where you work within the company, you'll be helping provide protection and peace of mind when our customers need it most. The VP of Applied AI and Automation will lead the strategy, development, and deployment of advanced AI solutions. In partnership with technology and business leaders, define what can be achieved through AI and scale high-performing solutions across the organization that transform business processes and unlock new value streams. Key Responsibilities:· AI & Agentic Automation Leadership: Champion the identification, evaluation, and deployment of AI and agentic automation solutions, including large language models (LLMs), autonomous agents, and generative workflows.· AI Strategy & Roadmap: Develop and execute a comprehensive AI and automation strategy, integrating AI and agentic automation into the enterprise roadmap.· Solution Development & Deployment: Build a robust pipeline of AI and agentic automation use cases. Oversee the end-to-end lifecycle from ideation through deployment, change management, and value realization.· Cross-Functional Collaboration: Partner with Data to design, validate, and operationalize GenAI and agentic automation solutions. Foster collaboration with IT, business leaders, and vendor partners.· Portfolio Management: Oversee the AI project portfolio, ensuring alignment with strategic objectives, ROI, and business outcomes. Track performance metrics and drive continuous improvement of AI solutions.· AI Governance & Risk Management: Collaborate with Legal, Compliance, and Information Security to manage risk, data privacy, and ethical AI principles. Establish governance frameworks and best practices for responsible adoption· Thought Leadership & Enablement: Serve as an internal and external thought leader on AI and agentic automation. Represent the organization in external forums, publications, and speaking engagements. Oversight of AI champion network, supporting AI fluency, adoption, and sustainability of AI solutions enterprise-wide· Change Management & Adoption: Drive adoption and sustainability of GenAI and agentic automation solutions through training, communication, and stakeholder engagement.Qualifications Bachelor's degree in Computer Science, Engineering, Business, or related field (Master's or MBA preferred). 12+ years of experience in technology, strategy, or business transformation roles, with significant leadership in AI, analytics, or automation. Proven track record of implementing enterprise solutions in regulated environments and leading cross-functional initiatives. Deep expertise in machine learning, NLP, LLMs, agent orchestration, generative AI, and automation frameworks. Familiarity with enterprise AI platforms (e.g., Azure AI, Snowflake, Databricks, Power BI, OpenAI APIs) and cloud data architectures. Experience with automation platforms (UiPath, Blue Prism, Power Automate). Strong business acumen, stakeholder management, and communication skills. Experience with budget planning, compliance frameworks, and performance metrics. Ability to thrive in fast-paced, ambiguous environments and drive initiatives from concept to value realization. Demonstrated ability to lead, mentor, and develop high-performing teams. Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective's platform to improve wellbeing while earning cash rewards. Eligibility for certain benefits may vary by position in accordance with the terms of the Company's benefit plans. Accommodations for Applicants with a Disability:If you require an accommodation to complete the application and recruitment process due to a disability, please email ************************. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process. We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

The work we do has an impact on millions of lives, and you can be a part of it.We help protect our customers against life's uncertainties. Regardless of where you work within the company, you'll be helping provide protection and peace of mind when our customers need it most. At Protective, we believe in protecting people's lives and futures. As a Vice President in our Corporate Actuarial team, you will play a pivotal role in shaping the company's strategic growth through mergers and acquisitions. This executive-level position is ideal for a Fellow of the Casualty Actuarial Society (FCAS) with deep expertise in valuation, modeling, and strategic leadership. Role SummaryThe VP, M&A Actuarial will lead the actuarial valuation and due diligence efforts for corporate transactions, primarily in the Property & Casualty (P&C) space, with potential expansion into Life, Annuity, and Employee Benefits. This role will serve as a key strategic partner to senior leadership, influencing enterprise decisions and driving financial insights that support Protective's long-term growth Key Responsibilities Lead actuarial valuation of acquisition targets across Statutory, GAAP, Tax, and Capital frameworks (e.g., RBC, BCAR, ICS/ESR, Bermuda EBS). Oversee and enhance M&A modeling tools and processes to support scalable, repeatable transaction analysis. Present valuation findings and strategic recommendations to senior executives and the Board. Direct actuarial due diligence efforts, including engagement with target company leadership and coordination across internal stakeholders. Collaborate with Corporate Development, Finance, Risk, Tax, ALM, and Product teams to ensure comprehensive transaction evaluation. Evaluate new lines of business and market expansion opportunities. Lead and develop a high-performing team, fostering innovation and continuous improvement. Support enterprise risk management initiatives and provide oversight for P&C actuarial risk. Qualifications Bachelor's degree required. FCAS designation required. Minimum of 10 years of actuarial experience, with significant exposure to M&A, reinsurance, pricing, reserving, or strategic valuation. 15 years of actuarial experience combined with ACAS (or equivalent) in lieu of FCAS designation Proven leadership in managing actuarial teams and influencing enterprise strategy. Strong technical expertise in Excel, modeling, valuation, and financial analysis. Executive presence with ability to communicate complex topics to senior leadership and non-technical audiences. Experience with imperfect data and navigating ambiguity in unpredictable and high-stakes environments. Willingness to travel for due diligence and leadership meetings. Analytical, inquisitive, hardworking, dedicated and focused on the big picture as well as the details. Ability to work independently and as part of a team. Willingness to relocate to Birmingham, AL a plus Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective's platform to improve wellbeing while earning cash rewards. Eligibility for certain benefits may vary by position in accordance with the terms of the Company's benefit plans. Accommodations for Applicants with a Disability:If you require an accommodation to complete the application and recruitment process due to a disability, please email ************************. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process. We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

The work we do has an impact on millions of lives, and you can be a part of it.We help protect our customers against life's uncertainties. Regardless of where you work within the company, you'll be helping provide protection and peace of mind when our customers need it most. We are seeking a dynamic and strategic leader to serve as Divisional Vice President for our Brokerage General Agency (BGA) distribution channel. This role is pivotal in driving growth, strengthening relationships, and executing our evolving distribution strategy across the Western region. Key ResponsibilitiesLead and Manage: Oversee a team of Regional Vice Presidents dedicated to BGA distribution in the Western Division.Strategic Execution: Implement the company's distribution model evolution, focusing on product priorities such as Term, GUL, VUL, and emerging solutions like Hybrid LTCSales Growth: Drive paid sales performance across Western & Mountain regions, ensuring alignment with national objectives Partner Engagement: Build and maintain strong relationships with IMOs, BGAs, broker/dealer point-of-sale teams, and partner offices to enhance market penetration.Operational Excellence: Streamline processes for efficiency and accountability, ensuring compliance with company standards and regulatory requirements.Team Development: Coach and mentor team members to achieve individual and collective goals, fostering a culture of collaboration and high performance.Market Intelligence: Monitor industry trends, competitor activities, and regulatory changes to inform strategic decisions. QualificationsExperience: Minimum 10 years in life insurance distribution, with at least 5 years in a senior leadership role within BGA or brokerage channels.Proven Leadership: Demonstrated success in managing multi-state sales teams and driving revenue growth.Product Knowledge: Deep understanding of life insurance products, including VUL, Term, and emerging hybrid solutions.Relationship Skills: Exceptional ability to build and sustain relationships with BGAs, broker/dealers, and internal stakeholders.Education: Bachelor's degree required; advanced designations (CLU, ChFC) preferred. #LI-SB1 Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective's platform to improve wellbeing while earning cash rewards. Eligibility for certain benefits may vary by position in accordance with the terms of the Company's benefit plans. Accommodations for Applicants with a Disability:If you require an accommodation to complete the application and recruitment process due to a disability, please email ************************. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process. We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

The work we do has an impact on millions of lives, and you can be a part of it.We help protect our customers against life's uncertainties. Regardless of where you work within the company, you'll be helping provide protection and peace of mind when our customers need it most. The VP Employee Benefits Actuary will be a key contributor to Protective Life's growing Employee Benefits Business and report to the Senior Vice President and Chief Product Officer of the Retirement Division. This person will lead a team of actuaries and analysts, as well as recruit top talent all with a focus on maintaining our current products via ShelterPoint Life Insurance Company and expanding the Employee Benefits' business of Protective Life. The VP Employee Benefits Actuary will have several primary objectives: 1) serve as the Appointed Actuary of ShelterPoint Life Insurance Company, 2) partner effectively with business leadership to modernize and expand product offerings for profitable growth, 3) manage and develop a team of actuaries to execute best practice techniques for assumption setting, financial modeling, and controls, and 4) effectively communicate the actuarial information associated with new and existing initiatives internally and externally to build trust and secure approvals.Responsibilities Supervises the preparation and certification of reserves and other actuarial balances for financial statements (Statutory, GAAP, and Tax), exhibits, and regulatory filings Prepares the annual actuarial opinion and memorandum as Appointed Actuary of company and its subsidiary Serves on the Employee Benefits leadership team strategically assessing and accomplishing the profitable growth of the business Leads technical interactions with insurance regulators, in partnership with Government Affairs, as well as independent auditors, external actuarial consultants, and industry organizations Participates in governance committee meetings and business routines ensuring adherence to proper controls and actuarial best practices Leads a team of analysts and actuaries, fostering a collaborative and high performing work environment focused on professional growth. This team's areas of focus include: - Providing actuarial support for insurance product development, pricing, and related regulatory filings - Providing actuarial support for the underwriting function - Providing actuarial support for, and partnering with, FP&A to produce financial projections and analysis. - Developing, maintaining and reviewing experience studies Providing actuarial support for insurance product development pricing, and related regulatory filings Interacts with senior finance and accounting staff. Supplies support and analysis as required. Partner with Government Affairs to educate government officials and support governmental decision-making Demonstrate high levels of integrity while adhering to Actuarial Standards of Practice Qualifications BA/BS Degree in Actuarial Science, Mathematics, Statistics, and/or related major Fellow of the Society of Actuaries Member of the American Academy of Actuaries 10+ years of relevant actuarial work experience in the Employee Benefits business lines, with 5+ years of management experience Excellent communication skills with the ability to articulate complex actuarial topics to actuarial and non-actuarial audiences Experience managing and developing actuarial talent at multiple levels Specifically Qualified to serve as the Appointed Actuary for ShelterPoint, with previous Appointed Actuary experience preferred Life, Short Term Disability, Long Term Disability, Worksite, and Dental employee benefits experience is preferred. Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits ( e.g. , paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health. Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective's platform to improve wellbeing while earning cash rewards. Eligibility for certain benefits may vary by position in accordance with the terms of the Company's benefit plans. Accommodations for Applicants with a Disability:If you require an accommodation to complete the application and recruitment process due to a disability, please email ************************. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process. Please note that the above email is solely for individuals with disabilities requesting an accommodation. General employment questions should not be sent through this process. We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Actuary & Assistant Vice President - Lexington Property Pricing to take on key responsibilities within a world-class actuarial function. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact We are seeking an actuarial professional with industry expertise to lead the Lexington Property pricing team. The individual will partner with the business and support teams on strategy, risk selection, pricing, and portfolio construction. They will also partner with other pricing actuaries in implementing best practices analytical techniques, catastrophe modelers to incorporate results into pricing and quantify portfolio risk, and reserving actuaries in assessing the impact of loss trends and claims emergence. Responsible for the success of the Lexington Property pricing team in meeting their goals and objectives, including staff development and project prioritization. Be accountable for the Lexington Property results and in partnership with the business develop and execute on strategic actions based on actuarial analysis focusing on profitability and organizational goals while anticipating business implications. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of opportunity for profitable growth as well as profitability-challenged areas. Supervise the review of the parameters in the pricing systems, manage projects to improve the pricing systems, and monitor underwriter adherence to pricing procedures and methodologies Coordinate pricing, planning, and accumulation management efforts with cat modeling team to ensure adequate risk-adjusted returns contemplating expected loss, reinsurance costs, and increased capital needs associated with cat-prone business Develop analytical tools to help underwriters assess the risks posed by insureds, aligning the pricing framework across the different underwriting platforms and business classes written in Lexington's property operations. Work closely with reserving actuaries to understand sources of reserve development and ensure appropriate recognition of pricing and underwriting actions impacting those estimates. Ensure underwriters are informed of and considering trends observed in analyses. Provide recommendations on rating methodologies, parameters and tools to improve accuracy of technical pricing reflecting latest market and economic conditions and product offerings. Work closely with the global property actuarial leads to ensure alignment of tools, reporting metrics and goals to optimize team efficiency while maximizing value and consistency across the property portfolios Take part in and lead components of efforts to transform the actuarial data, tools, and broader capabilities as a part of a department-wide initiative focused on improved analytics and increased efficiencies in a cloud-based environment. Organize proper training and support for pricing tools and strategies for underwriters. Monitor trends, relevant industry dynamics, & catastrophe model enhancements; effectively communicate impact to underwriters and actuarial management. Ensure that all pricing and other actuarial requests are managed and completed in a timely and professional manner, monitoring adherence to appropriate procedures and methodologies. What we are looking for The candidate should possess strong technical and business expertise with the ability to build sustainable, collaborative relationships, influence business stakeholders, and lead, motivate and gain commitment from key constituents. Additional requirements include: Fellow of the Casualty Actuarial Society with at least 10 years of commercial lines actuarial experience, preferably with significant commercial property pricing experience. Experience leading a team, with the capacity to enforce accountability and learn the strengths and development opportunities of the team to put people in a position to succeed while fostering a culture that promotes collaboration, diversity and inclusion Exceptional communication skills, including ability to develop and present clear and concise analysis and recommendations to senior management. Ability to dive into technical and execution level details, do hands-on work, connect the dots while thinking strategically and serve as strong thought partner of cross functional leaders. Willing and able to continuously learn and adapt in a dynamic and fast changing environment. Comprehensive awareness of the business, regulatory environment, competitors, market cycle, technology and legislative trends. Not afraid to take charge of a situation and can overcome resistance to change, taking unpopular stands when necessary. Timeliness and attention to detail. Opportunity can be located either in NYC, NY, Parsippany, NJ, Chicago, IL, Philadelphia, PA ,or Boston, MA For positions based in New York, the base salary range is $199,000-$260,000, for the positions based in New Jersey, the base range is $190,000-$249,000, and for positions based in Illinois, the base range is $182,000-239,000. In addition, the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: 2025 Benefits Summary #LI-AIG #pricingactuary #actuarialcareers #propertyactuary At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike. Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of inclusion We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to *********************. AIG reserves the right to conduct a criminal background check, tailored to the requirements of a job, after a conditional employment offer is made. Unless otherwise required by law, AIG does not automatically exclude any applicant with a criminal conviction for a job or class or jobs. For more information about Philadelphia law specifically, copy and paste the following link within your browser: *********************************************************************** Functional Area: AC - ActuarialNational Union Fire Insurance Company of Pittsburgh, Pa.

Alternate Locations: Radnor, PA (Pennsylvania) Work Arrangement: Hybrid : Employee will work 3 days a week in a Lincoln office Relocation assistance: will be considered/provided for this opportunity within our company guidelines. About Market Risk Management The Market Risk Management team is dedicated to safeguarding financial strength and delivering sustainable value for clients and capital providers. We combine advanced quantitative modeling, dynamic hedging strategies, and rigorous governance to manage exposure to market volatility from equity, interest rates, volatility, credit, FX and other factors. By leveraging cutting-edge technology, modeling and integrated risk frameworks, we optimize capital efficiency while maintaining robust protection against market risks across our VA, RILA, FIA, IUL & other products. The Role at a Glance The AVP, Quantitative Research and Modeling leads a team of quantitative and actuarial professionals in developing and implementing complex models. These models support the hedging and risk management of investment guarantees including models that perform projection of annuities and derivatives. This role owns the models that are key drivers for setting hedge strategy, financial planning, financial reporting, and other strategic priorities. What you'll be doing * Direct the continued creation of annuity cash flow, VM21, and derivatives models supporting company target capital and hedge strategy decisions * Support the ongoing development of annuity models supporting key GAAP financial reserve reporting calculations * Maintain and improve upon the mechanical calculations of RILA, VA, FIA product features * Provide thought leadership around understanding and optimizing distributable earnings * Provide insight into financial results, based on a deep understanding of the financial drivers of hedging such as cost, carry, and time value * Lead the development of advanced GPU-based nested stochastic projections of derivative assets and actuarial liabilities * Direct, researches and drives the strategy to ensure continued improvement of existing risk strategies/methodologies for the entire hedge program; manage implementation of proof-of-concept model as results of research. * Partner with units within Market Risk Management to design and deliver highly complex production systems which are strategically important for enterprise's competitiveness. * Serves as a subject matter expert and partners with other business units within the company, such as pricing team and ALM team, to assess highly complex financial impacts and design methodologies to migrate risks at enterprise level. * Serves as a subject matter expert and collaborates with external partners to understand industrial trends and provide complex, specialized expertise and guidance to sr. mgmt. on risk management strategies and modeling tactics. * Actively seeks ways to optimize risks in the organization as a competitive business advantage across GAAP/Statutory and other financial metrics. * Maintains knowledge on current and emerging developments/trends for assigned area(s) of responsibility, assesses the impact, and collaborates with senior management to incorporate new trends and developments in current and future strategies. * Directs and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within assigned area(s) of responsibility. * Identifies and directs strategic process improvements that significantly reduce workloads or improve quality across the team, department and/or business unit for assigned area(s) of responsibility. * Provides subject matter expertise to team members and internal/external stakeholders on complex assignments/projects for their assigned area(s) of responsibility. * Provides training and development opportunities, including stretch assignments, for team members and gives honest and open feedback to aid in the development of talent. * Directs, establishes and implements priorities, performance goals and objectives to ensure departmental results for their assigned area(s) of responsibility. * Directs and evaluates departmental performance and takes appropriate action to meet and/or exceed performance standards for assigned area(s) of responsibility. * Provides strategic leadership and direction to continually improve the capability and results for their assigned area(s) of responsibility. * Directs/executes approved strategy decisions and contributes to strategy creation for assigned area(s) of responsibility. * Ensures that top talent is hired and retained for their assigned area(s) of responsibility. * Builds organizational capability within their assigned area(s) of responsibility. What we're looking for Must haves: * 4 Year/Bachelor's degree (or equivalent) (Minimum Required) * Ph.D. or Master's in a quantitative discipline (Financial Engineering, Mathematics, Physics, Engineering, or related fields) or professional designation (e.g. FSA) * Actuarial background, designations, and/or experience preferred * 10+ Years of Risk Management experience within modeling, insurance product risks, derivatives risk, strategy and/or financial engineering. 3+ managerial, supervisory, and/or demonstrated leadership experience. (Required) * Strong communication skills * Experience with US GAAP and US Statutory frameworks for annuities and derivatives/hedging Nice-to-haves: * Demonstrated ability to identify, develop and implement processes improvements. * Demonstrated ability to successfully hire, retain, develop and coach staff via a culture of real-time performance feedback, with ability to build both technical and leadership skills. * Demonstrated strong relationship management skills with internal clients (e.g. senior management, peers and colleagues); proven ability to develop creative and collaborative approaches. * Demonstrates strong interpersonal skills with a collaborative style. * Demonstrates strong project management leadership skills including, critical ability to coordinate and balance multiple projects in a time-sensitive environment, under pressure, and meeting deadlines. * Finds common ground and can gain collaboration among senior management, colleagues and peers; can influence outcomes without directing or commanding. * Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook). * Successfully completes regulatory and job training requirements. Application Deadline Applications for this role will be accepted through March 1st, 2026 subject to earlier closure due to applicant volume. What's it like to work here? At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. What's in it for you: * Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes * Leadership development and virtual training opportunities * PTO/parental leave * Competitive 401K and employee benefits * Free financial counseling, health coaching and employee assistance program * Tuition assistance program * Work arrangements that work for you * Effective productivity/technology tools and training The pay range for this position is $125,800 - $229,100 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees. In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual. Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package. About The Company Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom. Be Aware of Fraudulent Recruiting Activities If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters. Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview. Please contact Lincoln's fraud team at ******************** if you encounter a recruiter or see a job opportunity that seems suspicious. Additional Information This position may be subject to Lincoln's Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities. Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees. Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling ************. This Employer Participates in E-Verify. See the E-Verify notices. Este Empleador Participa en E-Verify. Ver el E-Verify avisos. Job Segment: Actuarial, Accounting, Risk Management, Marketing Manager, Social Media, Insurance, Finance, Marketing

Responsible for the management, planning and coordination of assigned Mortgage/Consumer Lending unit of approximately 10 employees, either directly or indirectly. Provide technical, functional and operational expertise in department work policies and procedures. Make recommendations concerning staffing, performance appraisals, promotions, salary recommendations and terminations. Primary Responsibilities: Responsible for the planning, leadership, problem resolution, analysis and reporting for assigned Mortgage/Consumer Lending unit of approximately 10 employees, either directly or indirectly. Ensure that the unit managed is adequately staffed and personnel are trained. Review and recommend new methods and procedures to make daily operations more efficient. Provide recommendations for department policy changes and creates new unit policy and procedures. Consults and communicates with operations staff. Provide input to tactical planning and short-term initiatives. Responsible for unit contingency planning and regulatory compliance. Participate in projects at the department level. Support annual Budget process. Continuing responsibility for expense control. Make recommendations concerning staffing, performance appraisals, promotions, salary recommendations and terminations. Administer Human Resource recommended actions. Oversee training and development of direct reports. Interview prospective employees and make recommendations for hire. Scope of Responsibilities: This position requires a thorough knowledge of business, applicable regulations and affiliated technology. The position works with some uncertainty with established parameters for solutions, possesses moderate risk to organization. Supervisory/ Managerial Responsibilities: Responsible for multiple direct reports at the supervisor level. Oversee a unit or small department of 10+ employees. Education and Experience Required: Bachelors Degree, OR in lieu of degree, Four to five years relevant work experience. Minimum three years operations experience. Minimum three years supervisory experience. SAFE Act registration required. Education and Experience Preferred: Masters degree M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America