Loan officer jobs in Harrisonburg, VA - 23 jobs

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview This is a remote, commissioned career opportunity that can be based out of Hampton Roads or Central VA. Works with prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Spends 80% or more of working time outside of Fulton office locations building relationships and soliciting first mortgages with realtors, builders, accountants and other external referral sources to obtain mortgage loan applications. Requires employee to cultivate self-generated prospects to generate origination of mortgage loans. Responsibilities Develops and expands referral sources outside of Fulton Bank in order to solicit first mortgages and create a continual stream of origination volume. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes. Regularly seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to be built and new ones can be developed. Maintains regular contact and meets with external centers of influence such as attorneys, accountants, and financial advisors. Collects and analyzes applicant's financial information to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provides required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans. Engages in customer specific persuasive sales activity to encourage potential customers to do business with Fulton Mortgage Company. Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with all applicable parties on an ongoing basis to ensure understanding of the mortgage lending process. Qualifications Required Education High School Diploma or equivalent. Required Experience 1 or more years Recent residential mortgage lending experience to include experience in the local market. 1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization. Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency This position is fully commissioned. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. NMLS This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

C&F Mortgage is currently hiring talented Mortgage Loan Officers (LO) who pro-actively identify, develop and maintain networks of business relationships that serves as a source of referrals for mortgage lending opportunities. External relationships are the foundation of generating new business and may consist of realtors, builders, professional and personal contacts. Our LO's are encouraged to participate in business development related opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their needs and advise those customers about the appropriate products, terms, and pricing, that best fit their needs while gathering any additional required information. It will be necessary to generate accurate and complete applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Responsibilities Assists customers with inquiries and information requests, and resolves inquiries relating to loan products and services offered. Interviews applicant and requests specific information for loan application and enters data into origination software. Analyzes the applicant's financial status, credit, and property for the loan to determine feasibility of loan options and loan program requirements. Compiles loan package and provides the applicant information, such as rates, terms, fees, and other credit terms. Corresponds with the applicant to resolve questions regarding application information, and requests documentation or information to improve the loan application process. Ensures loan applications are complete and accurate. Submits loan application to processor. Works with applicants to assures timely loan closing. Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Identifies and analyzes potential loan markets to develop prospects for residential real estate loans. Devise personal marketing system and annual business plan. Qualifications Ideally the person will have 5 to 7 years of mortgage loan origination experience. Analytical - Collects and researches data; Uses intuition and experience to complement data. Problem Solving - Identifies and resolves problems in a timely manner; Develops alternative solutions. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs. Interpersonal - Maintains confidentiality. Oral Communication - Speaks clearly and persuasively in positive or negative situations. Team Work - Exhibits objectivity and openness to others' views. Written Communication - Writes clearly and informatively; Varies writing style to meet needs; Able to read and interpret written information. Leadership - Exhibits confidence in self and others; Business Acumen - Aligns work with strategic goals. Cost Consciousness - Contributes to profits and revenue. Diversity - Shows respect and sensitivity for cultural differences. Ethics - Treats people with respect; Upholds organizational values. Adaptability - Adapts to changes in the work environment; Changes approach or method to best fit the situation. Attendance/Punctuality - Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time. Innovation - Meets challenges with resourcefulness. Planning/Organizing - Organizes or schedules other people and their tasks. Professionalism - Approaches others in a tactful manner; Reacts well under pressure. Quality - Monitors own work to ensure quality and meets productivity standards. Education: High school diploma or general education degree (GED) Certificates and Licenses: Must have NMLS. Certain states require licensing. Experience in origination/processing of FHA, VA, other government and Conventional loans. EEO/AA/M/F/Veteran/Disability

PRIMARY FUNCTION: The Mortgage Loan Officer proactively solicits prospective mortgage clients and new members for Virginia Credit Union (VACU). Responsible for assisting Virginia Credit Union members and perspective members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA. Develop and maintain business relationships with VACU partners, builders and realtors. Obtain and maintain all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Exemplify excellent member service. JOB DUTIES AND RESPONSIBILITIES: Provide quality member service to meet the standards set by Mortgage Lending management and the Member Experience team. Interview members and perspective members for first mortgage loans including purchase and refinance transactions. Assist members and perspective members with understanding the homeownership process or other related mortgage products, including conventional and government lending programs. Present mortgage options that balance leverage and home affordability. Consistently communicates with members their application status, (approval, denial, additional documentation, etc.), and current interest rates. Responsible for ensuring interest rates are locked in conformity with VACU policies. Conducts preliminary underwriting reviews to assess secondary market standards (where applicable) or VACU guidelines. Submit complete applications to underwriting using computer technology. Assist in obtaining information for timely processing of all mortgage loans. Verify supporting documentation including, but not limited to, employment history, deposit information and other documentation related to the application. Communicate with mortgage lending management about file status and issues/concerns with a particular loan. Promotes VACU mortgage products and realty services via VACU finance seminars and cross promote other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services. Assist in the development of marketing strategies to deepen mortgage relationships and opportunities with members, perspective members, VACU partners, builders and realtors. Maintain excellent working relationships with Sales, Processing, Underwriting, and Closing team members. Receive full documentation on all loan products (purchase and refinance) specializing in conventional and government (FHA, VA, USDA Rural Development) mortgages. Review, calculate and prepare loan documentation necessary to prepare the loan for underwriting. (i.e. income documents, bank statements, credit reports, employment history, underwriting reports, reserves, cash to close and federal government exclusionary lists). Maintain an excellent understanding of investor and Virginia Credit Union (VACU) requirements for a variety of loan products including conventional (traditional and non-traditional) and government lending. Maintain an understanding of state specific loan and closing transactions to insure that loans close on time. For converted pre-qualified loans, prepare files for submission to underwriting and closing to ensure that the application meets secondary market standards or VACU guidelines. Update mortgage loan origination system on a timely basis. Assist with the preparation and scheduling of residential loan closings. Comply with Regulations B, C, X and Z regarding the completion, preparation, issuance and delivery of required disclosures including, but not limited to, the Good Faith Estimate, Truth in Lending, Potential Transfer of Servicing and Adverse Action forms. Also included are compliance with FACT and FDPA (Flood). Insure data integrity and accuracy of all loans as measured by the number and severity of audit exceptions reported monthly by external and internal audit teams. Comply with all published enterprise level policies and procedures including, but not limited to, Risk Management policies. Complete all required, ongoing enterprise level training including, but not limited to BSA, OFAC, and Information Security. Report all Risk Management Policy violations in accordance with policy. Assist with testing the mortgage loan origination system new product and program releases and updates/upgrades as needed. Assist management to investigate audit exceptions and formulate responses. Assists Post Closing in obtaining outstanding documentation for all closed mortgage loans Contributes towards team and departmental goals Other duties may be required and assigned. PREREQUISITES FOR POSITION: Education: High School Graduate; College graduate preferred, but not required. Work Experience Significant conventional and government loan experience required. Excellent knowledge of mortgage documentation s as well as federal, state, and local real estate regulations required. Prior experience building Dealer/Realtor relationships and marketing mortgage products preferred. Retail and Branch banking experience preferred. Experience using EMPOWER automated underwriting system a plus. Desirable Traits Excellent oral and written communication skills. Strong customer service and sales ability as demonstrated by monthly sales volume of $1mm of funded loans per month. Strong problem solving and organizational skills. Ability to analyze financial information. Must be a team player. Computer experience required. Comments Overtime and/or Saturday hours may be required NMLS Must maintain active registration with the Nationwide Mortgage Licensing System and Registry (NMLS) PHYSICAL REQUIREMENTS: This job requires the ability to sit for long periods of time. This job requires infrequent lifting or carrying of objects up to 10 pounds.

Proactively solicits new residential mortgage business to meet established loan quality and production goals. Identify, develop and maintain a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer's network may consist of Real Estate Professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. Essential Duties: Develop and maintain successful relationships with various centers of influence, not limited, but to include the Real Estate and Builder communities and business referral sources, existing and prospective First Bank Clients. Develop Business Referral Network through marketing, cold-calling, prospecting and networking activities. Respond to customer inquiries and referrals that are generated from Mortgage Loan Officer contacts and from other First Bank business channels. Conduct interviews with prospective clients in order to analyze financial and credit data, determine client financing objectives, advise clients of products, pricing policies and guidelines, and gather any additional required information. Ensures exceptional customer experience by overseeing loan process from origination to close and providing on-going communication to clients and business partners. The Mortgage Loan Officer ensures exceptional client service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements. Other Duties as deemed necessary by management for the benefit of the Mortgage Division. Experience: Minimum of one year residential mortgage lending experience with a focus on generating self-sourced business. Demonstrated success in prospecting, generating leads, closing business and consistently meeting/exceeding production goals. Verifiable, established network of referral business including Real Estate Professionals and other centers of influence. Understanding of conventional and government lending guidelines. Education/Certification/License: High School Diploma or equivalent. Four year college degree preferred and/or extensive experience in the Secondary Market and Government Lending fields. Active NMLS ID or can obtain such ID Training: Knowledge of all compliance and Lending Regulations Bank Secrecy Act Privacy Act Other compliance training as assigned Skills: Solid time management skills and the ability to organize, prioritize, and perform multiple tasks simultaneously. Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences. Ability to analyze and comprehend complex financial data and provide financial alternatives. Professional and effective interpersonal skills. Enthusiasm for assignments and the ability to meet established timelines. Understanding written sentences and paragraphs in work related documents. Critical thinking using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems. Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times. Working Environment and Conditions: The work is performed in a professional office environment and will require travel outside of the office. Occasionally files and other documents weighing up to 25 lbs. will need to be transported to other office locations to meet with established clientele. Use of laptop and other equipment to do the specified work on a daily basis. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed under the knowledge/skills section are representative of the knowledge, skill set, and/or ability required. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions.

Summary: Examines, evaluates, and authorizes or recommends approval/denial of Dealer loan applications. Communicates with dealerships on a regular basis. Works closely with Dealer Finance lenders and support staff. Supports and coordinates with Collections Department and other internal bank departments. Essential Duties: · Review and evaluate loan applications received from Dealers · Analyze applicant financial information, credit reports, cash flow, collateral evaluations to determine credit worthiness · Ensure credit and collateral documentation is complete, accurate and in compliance with lending regulations · Exercise discretion and sound judgement in credit decision process · Direct communication with Dealers to approve and/or decline loan applications · Review Dealer loan packages for completeness or missing documents · Communicate with Dealers to correct document errors or missing documentation · Maintain, develop, and expand on current Dealer relationships · Service new and existing loan customers · Monitor loan portfolio to identify trends or problems in a timely manner · Assist Collections Officer in the collection of delinquent loans · Prepare daily and monthly reports for management review · Monitor Collateral Management system and take appropriate action as needed · Process collateral releases on paid off loans · Process and document declined and withdrawn loan applications · Perform other duties as required Non-Essential Duties: • Participates in Bank-sponsored and other community/civic events. • Performs other duties as assigned. Supervisory Responsibilities: · This position has no supervisory responsibilities. Other Duties: This job description is not designed to be an exhaustive list of duties. Duties, responsibilities, and activities may change at any time with or without notice. Bank wide Expectations: · Stays current, maintains knowledge of, and complies with all F & M products and services and policies and procedures. · Maintains organized files and a neat and orderly work area and secures all negotiable and/or confidential records. · Protects the bank's and customers' information; knowledge of customers and their relationship with the Bank must be kept in absolute confidence. · Displays a positive, cooperative spirit; professionalism; and a responsible attitude to staff and customers always. · Leads by example while being a team player. · Participates in Bank-sponsored and other community/civic events as schedule allows. · Represents F & M Bank professionally and courteously while in contact with the public either in person or by telephone. · Pursues personal development opportunities to improve knowledge as it relates to position, compliance, and the bank in general. Requirements Qualification Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skills, and/or abilities required. Knowledge, Skills, and Abilities • Ability to communicate effectively orally and/or in writing. • Ability to respond to sensitive inquiries. • Ability to define problems, collect data, establish facts, and draw valid conclusions. • Ability to prioritize and meet deadlines. • Ability to work with limited supervision. • Ability to work with and maintain confidential information. • Proficient organizational skills with ability to function in a flexible work environment. • Proficient in MS Excel and Word. · Professionalism in dealing with customers and fellow employees. Education and/or Experience (Required and Preferred) Preferred: · A minimum of two years' related experience or equivalent combination of education and experience. Required: · A minimum of six months related experience or equivalent combination of education and experience. Certificates, Licenses, and Registrations: · Current driver's license to travel to other bank branch locations and other bank-related travel. Physical and Mental Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. · The employee regularly sits and uses hands to finger, handle, or feel objects, tools, or controls. · The employee frequently is required to talk or hear. · The employee is occasionally required to stand, walk, reach with hands and arms, stoop, kneel, or crouch. · The employee must regularly lift and/or move up to 10 pounds and may occasionally lift up to 50 pounds. · Specific vision abilities required include close vision, color vision, peripheral vision, depth perception, and the ability to adjust focus. Work Environment: · Work is primarily performed in an office setting where the noise level is usually moderate. · This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Position Type/Hours: This is a exempt position working Monday - Friday, 8:30 a.m. - 5 p.m. with overtime as necessary. Travel: Occasional travel primarily within the Bank's market areas during the business day with occasional out-of-area and overnight travel. Salary Description 55,000 - 65,000

Are you passionate about building relationships and helping others? At First National Bank, we pride ourselves on extraordinary customer experience, and that wouldn't be possible without an extraordinary team! We are seeking a seasoned Commercial Officer with a strong background in sales, relationship management, and customer service to join our community-focused Bank in the Charlottesville Market. This role is ideal for a self-starter with strong credit skills, a passion for relationship management and community development, and a drive to exceed goals. As a Commercial Officer, you will be responsible for maintaining, growing, and servicing a diverse commercial portfolio. You'll lead relationship strategy, drive new business development, and deliver tailored financial solutions that support your clients' growth. What will you be doing in this role? Portfolio Management: Maintain and monitor an existing portfolio of commercial clients, ensuring high levels of client satisfaction and portfolio performance. Business Development: Identify and pursue new business opportunities through networking, referrals, and community involvement. Develop tailored financial solutions to meet client needs. Client Relationship Management: Serve as the primary point of contact for commercial clients. Provide exceptional service and strategic financial guidance to help clients grow and succeed. Credit Analysis & Underwriting: Collaborate with credit analysts to assess creditworthiness, structure loans, and prepare credit presentations. Cross-Selling: Promote and cross-sell bank products and services including treasury management, mortgage, and investments. Compliance & Risk Management: Ensure all activities comply with regulatory requirements and internal policies. Monitor portfolio risk and take proactive steps to mitigate issues. Community Engagement: Represent the bank at local events and within business associations to enhance visibility and build relationships. What's in it for YOU? Competitive compensation and performance-based incentives Pension Plan and 401(k) Match Program Comprehensive medical, dental, vision and life insurance benefits Generous Paid Time Off (PTO) and 11 paid holidays Supportive, community-oriented work environment Opportunities for professional development and career advancement Requirements What will you need? Bachelor's degree in Accounting, Finance or other related field of study. AA or AS degree with six or more years of relevant lending experience or ten or more years of relevant experience with no degree may be substituted for bachelor's degree. Formal Commercial Credit and/or Lending training preferred Minimum of five (5) years of relatable experience in commercial banking or business lending Proven track record in sales, portfolio growth, and client retention Strong credit analysis and underwriting skills Excellent interpersonal, communication, and negotiation skills Deep understanding of local market dynamics and business needs Proficiency in banking software and CRM systems Physical/Environmental Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable qualified individuals with disabilities to perform the essential functions This position works in a normal office environment While performing the duties of this job, the employee is regularly required to talk and hear. The employee is frequently required to stand, walk and sit. The employee is occasionally required to reach with hands and arms. The employee may occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision We are proud to be an EEO/AA/M/F/Disabled/Veteran employer

**The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.** Need Help? (https://pp-cdn.phenompeople.com/CareerConnectResources/prod/TBJTBFUS/documents/Career\_site\_FAQ-17**********0.pdf) _If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to_ Accessibility (careers@truist.com?subject=Accommodation%20request) _(accommodation requests only; other inquiries won't receive a response)._ **Regular or Temporary:** Regular **Language Fluency:** English (Required) **Work Shift:** 1st shift (United States of America) **Please review the following job description:** Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products. **ESSENTIAL DUTIES AND RESPONSIBILITIES** Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals. 2. Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist. 3. Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law. 4. Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits. 5. Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities. 6. Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review. **QUALIFICATIONS** **Required Qualifications:** The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types 2. Good organizational, written and verbal communication skills 3. Possesses solid interpersonal and negotiation skills 4. Demonstrated proficiency in relevant computer applications 5. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check **Preferred Qualifications:** 1. Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience. 2. Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions. **OTHER JOB REQUIREMENTS / WORKING CONDITIONS** Sitting/Standing/Walking/Bending/Lifting Sitting Frequently (25% - 50% of the time) Standing Frequently (25% - 50% of the time) Walking Frequently (25% - 50% of the time) Lifting Up to 25 lbs. Visual / Audio / Speaking Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone. Manual Dexterity / Keyboarding Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers. Availability Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need. Travel Up to 75% **General Description of Available Benefits for Eligible Employees of Truist Financial Corporation:** All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site (***************************** . Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. **_Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace._** EEO is the Law (************************************************************************************************** E-Verify (https://pp-cdn.phenompeople.com/CareerConnectResources/prod/TBJTBFUS/documents/E-Verify\_Participation\_Poster-17**********1.pdf) IER Right to Work (https://pp-cdn.phenompeople.com/CareerConnectResources/prod/TBJTBFUS/documents/IER\_RightToWorkPoster-17**********8.pdf)

Full-time Description University of Virginia Community Credit UnionWorking together to strengthen the financial wellness of our members and local communities. At UVA Community Credit Union, we are dedicated to making a meaningful difference in the lives of our members and the communities we serve. Our mission, working together to strengthen the financial wellness of our members and local communities, guides everything we do. We foster an environment where every team member plays a vital role in building the financial wellness of those we serve. Our core values are Integrity, Service Excellence, Collaboration, and Gratitude. These values shape how we support our members, interact with one another, and drive the success of our shared purpose. If you're passionate about making a positive impact and want to be part of a purpose-driven organization, we invite you to explore a career with us. SUMMARY: The Home Equity Loan Processor provides efficient and accurate support to our members seeking home equity loans. With a focus on member service and teamwork, the incumbent plays a crucial role in building trust and ensuring the Credit Union's mission of financial wellness is met. RESPONSIBILITIES: Provide excellent service to Credit Union members by partnering with Loan Officers and supporting the application process. Receive home equity loan application package from loan officers and ensure completeness, accuracy and the integrity of information submitted Enter all required information into Loan Origination System following the order of verifications Review homeowner's insurance for accuracy and coverage amount Review Title and flood reports for issues that may affect perfecting a lien against the property Ensure the Credit Union is added to homeowner's insurance as a mortgagee Communicate with Loan Officers and members as needed Schedule closing appointments for members and co-ordinate requirements with branch staff completing the closings Prepare closing packets and instructions for members and branches according to established regulations and department standards. Oversee loan closings by reviewing paperwork submitted and making disbursements on dates required for compliance. Work cross-collaboratively with the full lending team to support the overall goals, mission, and values of the organization. Requirements QUALIFICATIONS: High School Diploma or GED - Required. Real estate processing, filing and documentation experience Consumer Banking/loan administrative experience Able to effectively handle large volumes of information Intermediate to advanced MS Office skills, specifically with Word and Excel. Ability to manage multiple priorities while remaining highly detail oriented. Must communicate effectively via verbal and written modalities. WORK EXPERIENCE: At least one year of similar or related experience. Three - five years preferred. Placement within tiers of the position (I, II, III) is related to prior experience. BENEFITS: We offer an attractive suite of benefits to employees who work an average of 20 hours per week or more, including: Health, Dental, Vision, up to a 7% employer 401(k) contribution after the first year of employment. Employees are eligible for Life Insurance, Long-Term Disability, Health & Wellness Spending Account, Tuition Reimbursement, and Employee Loan Discounts. Employees accrue Paid Time Off starting with 18 days accrual at full time annually, and 13 company paid holidays. Employees are also eligible for Family Forming Leave, and Volunteer Time Off. Equal Employment Opportunity has been, and will continue to be, a fundamental principle at the University of Virginia Community Credit Union, where employment is based upon personal capabilities and qualifications without regard to race, color, gender, gender identity, religion, sexual orientation, pregnancy, childbirth, or a medical condition related to pregnancy or childbirth, national origin, citizenship, disability, age, genetic information, marital status, amnesty or status as a covered veteran in accordance with applicable federal, state, and local laws. Salary Description $23.00 - $26.00 per hour

The Mortgage Loan Originator (MLO) is responsible for soliciting, structuring and closing 1-4 family real estate loans as well as developing new mortgage loan business. The MLO develops a plan for collaborating with assigned bank branches to cause quality mortgage loan referrals. Additionally, the MLO develops an external network of Realtor, builder, and other referral partners. The MLO takes loan applications, collects relevant loan documentation and ensures that borrowers receive a quality origination experience. The MLO represents the bank in the local community through active involvement in key trade and other groups such as Realtor associations. ESSENTIAL JOB FUNCTIONS: Source and develop loans for residential real estate and new construction lending, both internally and externally Collaborate with bank Branch Managers to establish a referral plan and system Conduct regular training, share best practices and successes Conducts loan interview with borrowers to understand their needs and match suitable loan solutions Take applications, collect documentation and run ratio and other calculations Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan including responsibility for collecting payments in a timely manner Submit complete loan files to underwriting Maximize bank profitability through appropriate pricing of new loan originations and fee income. Work with loan team to ensure that all pertinent account documentation is complete and accurate and that all collateral has been properly secured Support the bank's strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge Build and maintain positive relations with all customers, potential customers and co-workers Perform as a team member in allocating and coordinating the work flow Contribute to the fulfillment of department and company objectives and goals to include looking for other banking relationship opportunities with borrowers Comply with all department and company policies, procedures and regulations JOB REQUIREMENTS: High school diploma or equivalence required Must have prior mortgage origination experience Must be goal oriented and able to meet loan production objectives Able to maintain NMLS registration and /or licensing status KNOWLEDGE/SKILLS REQUIRED: Knowledge of mortgage loan origination, underwriting, processing, documentation, and post closing review Knowledge of both portfolio and secondary market loan origination programs and guidelines to include conventional, FHA, VA, USDA, and Jumbo loan programs Knowledge of the appraisal process, title insurance process, and loan closing process. Proven credit analysis skills Knowledge of state and federal lending and compliance regulations and bank lending policies Excellent organization and time management skills Experience with originating loans using Loan Origination Systems Intermediate math skills, ability to calculate interest, commissions, proportions, debt-to-income ratios, loan to values Excellent customer service skills, attentiveness, and information retention Must be a proficient communicator and listener, as well as strong organizational skills Must possess excellent relationship-building and sales skills PHYSICAL AND MENTAL QUALIFICATIONS: Standing, walking, bending and stooping required Must be able to sit at a desk for long periods of time and use a computer Must be able to occasionally move or lift up to 10 pounds May be asked to work supplemental hours periodically Limited travel required occasionally during and after business hours The above statements are intended to describe the general nature and level of work being performed by the incumbent assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and/or skills required of all personnel so classified. NOT A CONTRACT

The First Bank and Trust Company is hiring a Commercial Loan Processor to support our Commercial Loan Officers in Waynesboro, Virginia. The individual will process commercial loans which will include obtaining information from customers, composing correspondence, organizing files and maintaining and scanning the commercial loan files. This position requires a variety of banking experience and abilities to implement, manage, and monitor all necessary procedures and other tasks assigned. If you are organized, detail-oriented, and enjoy building relationships then we want to tell you more about the Commercial Loan Processor position. ESSENTIAL DUTIES AND RESPONSIBILITIES: Support the Commercial Loan Officers. Communicates directly with commercial loan customers to obtain the necessary information to get the loan completed. Maintains confidentiality in all aspects of customer and company information. Performs general clerical duties, including but not limited to mailing, filings, copying and faxing. Composition of correspondence and organization and maintenance of commercial file system. Assistance to loan officer in preparing loan packages and loan commitment letters including obtaining credit reports and order appraisals. Creates and maintains organized loan files, to include filing and scanning of applicable loan documents Create, generate, and modify all proper loan documents completely pre-closing and post-closing correctly with quality as best as possible. Coordinates loan closings. Interact with customers to ensure that the loan process runs smoothly. Process declined and withdrawn loan files. Assist lender with past due loans and generate past due letters and documents. File and distribute organization and loan correspondence, records, and reports to proper file location. Prepare responses to correspondence containing routine inquiries and payoffs. Generate wire transfer documentation and process. Prepare correspondence and handle customer inquiries and provide information including resolving loan payment/billing questions and payoffs. Communicate and process payoffs including release of UCC filings and Certificates of Satisfaction. Track and monitor loan exceptions and rectify. Refer customers to bank area for information regarding other bank products. Perform other duties as assigned by commercial loan officers. To learn more about this position and career opportunities at First Bank and Trust, then go to ***************** - Our Company - Careers. MINIMUM EDUCATION AND SKILLS: Associates' degree in Accounting, Finance, Economics, Business Administration, or a related field. Minimum of 3 years of experience in loan processing or related banking field. Working knowledge of Excel, and Word. Excellent communication skills, both written and verbal. Communicate effectively and conformable engaging with clients. Math, analytical, and accounting skills. BENEFITS: PTO Leave is 20 days per year earned on a monthly basis. First Bank and Trust recognizes11 paid holidays, when the holidays occur during the work week. Medical, Dental and Vision Insurance starts the 1st day of the month after hire date. Employees are automatically enrolled in the bank's 401K/ESOP Plan. First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary. First Bank and Trust provides long-term disability insurance coverage. The First Bank and Trust five core values are (1) High Quality Customer Service (2) Motivated Employees (3) Profits (4) Honesty and (5) Enjoyment First Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran

Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients. Performs office or non-manual work directly related to the management or general business operations of PrimeLending and its customers.

DuPont Community Credit Union (DCCU) is currently seeking experienced candidates for a Mortgage Loan Originator (Mortgage Advisor) as part of our Mortgage team to serve the Woodstock area. If you are a Mortgage Loan Originator (Mortgage Advisor) that has a passion for making the dream of home ownership a reality in our community, then this may be the perfect position for you! What You'll have the Opportunity to do: Conduct real estate interviews in a timely manner, while providing courteous and friendly service to DCCU membership and staff. Ensure that loans are originated according to guidelines by Credit Union policy and that all documentation is in order prior to processing. Provide financial counseling as it relates to matching member needs with credit union products. Complete loan applications, collect applicable member documentation, and submit loans for credit approval. Prepare mortgage disclosures within applicable compliance guidelines with necessary signatures and consent. Submit applications per portfolio and secondary market requirements and collects documentation, as necessary. Maintains a working knowledge of portfolio, secondary market, and government products. Reviews and calculates member income from paystubs/W2's/federal tax returns. Organize and assist with planning workshops and seminars. Attend local real estate and realtor related functions. Attend mortgage closings. What You'll Bring to the Table: High school diploma or equivalent and a minimum of 1 year experience in real estate lending required. Excellent verbal and written communication skills. If qualified to originate mortgage loans, must be eligible to register with the Nationwide Mortgage Licensing System (NMLS). Excellent verbal and written communication skills. Good organizational, time management and problem-solving skills. Passion for the mortgage industry and for serving others. Courteous and friendly member relation skills. Basic mathematical skills (addition, subtraction, multiplication, division, percentages, and fractions). Professionalism. Good clerical/computer skills (Knowledge of Encompass and Desktop Underwriter is recommended but not required). Word and Excel experience. What We Bring to the Table: Meaningful work that is highly impactful to the membership and community. A supportive work environment that values creativity and innovation. Opportunities for development and career growth. Access to a competitive salary and benefits, including health insurance and retirement plans. Support of work-life balance. Community involvement opportunities. Who We Are Founded in 1959, DCCU is a financial leader in the Shenandoah Valley, currently serving over 121,000 members, with over $1.9 Billion in Assets. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives. As a direct to FNMA lender, offering in-house underwriting, processing, and funding, we provide a full array of programs such as FHA/VA/RD as well as in-house portfolio programs including 100% financing. We are committed to serving our community as the premier mortgage lender in the Shenandoah Valley. Qualified individuals should apply on-line only by Friday, January 23, 2026. On-line applications/resumes can be submitted by visiting *************** Follow the careers link on the homepage. At DuPont Community Credit Union our goal is to be a diverse workforce that is representative, at all job levels, of the community we serve. We are an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.

C&F Mortgage is currently hiring talented Mortgage Loan Officers (LO) who pro-actively identify, develop and maintain networks of business relationships that serves as a source of referrals for mortgage lending opportunities. External relationships are the foundation of generating new business and may consist of realtors, builders, professional and personal contacts. Our LO's are encouraged to participate in business development related opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their needs and advise those customers about the appropriate products, terms, and pricing, that best fit their needs while gathering any additional required information. It will be necessary to generate accurate and complete applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Responsibilities Assists customers with inquiries and information requests, and resolves inquiries relating to loan products and services offered. Interviews applicant and requests specific information for loan application and enters data into origination software. Analyzes the applicant's financial status, credit, and property for the loan to determine feasibility of loan options and loan program requirements. Compiles loan package and provides the applicant information, such as rates, terms, fees, and other credit terms. Corresponds with the applicant to resolve questions regarding application information, and requests documentation or information to improve the loan application process. Ensures loan applications are complete and accurate. Submits loan application to processor. Works with applicants to assures timely loan closing. Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Identifies and analyzes potential loan markets to develop prospects for residential real estate loans. Devise personal marketing system and annual business plan. Qualifications Ideally the person will have 5 to 7 years of mortgage loan origination experience. Analytical - Collects and researches data; Uses intuition and experience to complement data. Problem Solving - Identifies and resolves problems in a timely manner; Develops alternative solutions. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs. Interpersonal - Maintains confidentiality. Oral Communication - Speaks clearly and persuasively in positive or negative situations. Team Work - Exhibits objectivity and openness to others' views. Written Communication - Writes clearly and informatively; Varies writing style to meet needs; Able to read and interpret written information. Leadership - Exhibits confidence in self and others; Business Acumen - Aligns work with strategic goals. Cost Consciousness - Contributes to profits and revenue. Diversity - Shows respect and sensitivity for cultural differences. Ethics - Treats people with respect; Upholds organizational values. Adaptability - Adapts to changes in the work environment; Changes approach or method to best fit the situation. Attendance/Punctuality - Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time. Innovation - Meets challenges with resourcefulness. Planning/Organizing - Organizes or schedules other people and their tasks. Professionalism - Approaches others in a tactful manner; Reacts well under pressure. Quality - Monitors own work to ensure quality and meets productivity standards. Education: High school diploma or general education degree (GED) Certificates and Licenses: Must have NMLS. Certain states require licensing. Experience in origination/processing of FHA, VA, other government and Conventional loans. EEO/AA/M/F/Veteran/Disability

C&F Mortgage is currently hiring talented Mortgage Loan Officers (LO) who pro-actively identify, develop and maintain networks of business relationships that serves as a source of referrals for mortgage lending opportunities. External relationships are the foundation of generating new business and may consist of realtors, builders, professional and personal contacts. Our LO's are encouraged to participate in business development related opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their needs and advise those customers about the appropriate products, terms, and pricing, that best fit their needs while gathering any additional required information. It will be necessary to generate accurate and complete applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives. Responsibilities Assists customers with inquiries and information requests, and resolves inquiries relating to loan products and services offered. Interviews applicant and requests specific information for loan application and enters data into origination software. Analyzes the applicant's financial status, credit, and property for the loan to determine feasibility of loan options and loan program requirements. Compiles loan package and provides the applicant information, such as rates, terms, fees, and other credit terms. Corresponds with the applicant to resolve questions regarding application information, and requests documentation or information to improve the loan application process. Ensures loan applications are complete and accurate. Submits loan application to processor. Works with applicants to assures timely loan closing. Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations. Identifies and analyzes potential loan markets to develop prospects for residential real estate loans. Devise personal marketing system and annual business plan. Qualifications Ideally the person will have 5 to 7 years of mortgage loan origination experience. Analytical - Collects and researches data; Uses intuition and experience to complement data. Problem Solving - Identifies and resolves problems in a timely manner; Develops alternative solutions. Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs. Interpersonal - Maintains confidentiality. Oral Communication - Speaks clearly and persuasively in positive or negative situations. Team Work - Exhibits objectivity and openness to others' views. Written Communication - Writes clearly and informatively; Varies writing style to meet needs; Able to read and interpret written information. Leadership - Exhibits confidence in self and others; Business Acumen - Aligns work with strategic goals. Cost Consciousness - Contributes to profits and revenue. Diversity - Shows respect and sensitivity for cultural differences. Ethics - Treats people with respect; Upholds organizational values. Adaptability - Adapts to changes in the work environment; Changes approach or method to best fit the situation. Attendance/Punctuality - Ensures work responsibilities are covered when absent; Arrives at meetings and appointments on time. Innovation - Meets challenges with resourcefulness. Planning/Organizing - Organizes or schedules other people and their tasks. Professionalism - Approaches others in a tactful manner; Reacts well under pressure. Quality - Monitors own work to ensure quality and meets productivity standards. Education: High school diploma or general education degree (GED) Certificates and Licenses: Must have NMLS. Certain states require licensing. Experience in origination/processing of FHA, VA, other government and Conventional loans. EEO/AA/M/F/Veteran/Disability

Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers. Overview This is a remote, commissioned career opportunity that can be based out of Hampton Roads or Central VA. Works with prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Spends 80% or more of working time outside of Fulton office locations building relationships and soliciting first mortgages with realtors, builders, accountants and other external referral sources to obtain mortgage loan applications. Requires employee to cultivate self-generated prospects to generate origination of mortgage loans. Responsibilities Develops and expands referral sources outside of Fulton Bank in order to solicit first mortgages and create a continual stream of origination volume. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes. Regularly seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to be built and new ones can be developed. Maintains regular contact and meets with external centers of influence such as attorneys, accountants, and financial advisors. Collects and analyzes applicant's financial information to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provides required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans. Engages in customer specific persuasive sales activity to encourage potential customers to do business with Fulton Mortgage Company. Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with all applicable parties on an ongoing basis to ensure understanding of the mortgage lending process. Qualifications Required Education High School Diploma or equivalent. Required Experience 1 or more years Recent residential mortgage lending experience to include experience in the local market. 1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization. Other Duties as Assigned by Manager This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Pay Transparency This position is fully commissioned. Benefits Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank. NMLS This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

The First Bank and Trust Company is hiring a Commercial Loan Processor to support our Commercial Loan Officers in Waynesboro, Virginia. The individual will process commercial loans which will include obtaining information from customers, composing correspondence, organizing files and maintaining and scanning the commercial loan files. This position requires a variety of banking experience and abilities to implement, manage, and monitor all necessary procedures and other tasks assigned. If you are organized, detail-oriented, and enjoy building relationships then we want to tell you more about the Commercial Loan Processor position. ESSENTIAL DUTIES AND RESPONSIBILITIES: Support the Commercial Loan Officers. Communicates directly with commercial loan customers to obtain the necessary information to get the loan completed. Maintains confidentiality in all aspects of customer and company information. Performs general clerical duties, including but not limited to mailing, filings, copying and faxing. Composition of correspondence and organization and maintenance of commercial file system. Assistance to loan officer in preparing loan packages and loan commitment letters including obtaining credit reports and order appraisals. Creates and maintains organized loan files, to include filing and scanning of applicable loan documents Create, generate, and modify all proper loan documents completely pre-closing and post-closing correctly with quality as best as possible. Coordinates loan closings. Interact with customers to ensure that the loan process runs smoothly. Process declined and withdrawn loan files. Assist lender with past due loans and generate past due letters and documents. File and distribute organization and loan correspondence, records, and reports to proper file location. Prepare responses to correspondence containing routine inquiries and payoffs. Generate wire transfer documentation and process. Prepare correspondence and handle customer inquiries and provide information including resolving loan payment/billing questions and payoffs. Communicate and process payoffs including release of UCC filings and Certificates of Satisfaction. Track and monitor loan exceptions and rectify. Refer customers to bank area for information regarding other bank products. Perform other duties as assigned by commercial loan officers. To learn more about this position and career opportunities at First Bank and Trust, then go to ***************** - Our Company - Careers. MINIMUM EDUCATION AND SKILLS: Associates' degree in Accounting, Finance, Economics, Business Administration, or a related field. Minimum of 3 years of experience in loan processing or related banking field. Working knowledge of Excel, and Word. Excellent communication skills, both written and verbal. Communicate effectively and conformable engaging with clients. Math, analytical, and accounting skills. BENEFITS: PTO Leave is 20 days per year earned on a monthly basis. First Bank and Trust recognizes11 paid holidays, when the holidays occur during the work week. Medical, Dental and Vision Insurance starts the 1st day of the month after hire date. Employees are automatically enrolled in the bank's 401K/ESOP Plan. First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary. First Bank and Trust provides long-term disability insurance coverage. The First Bank and Trust five core values are (1) High Quality Customer Service (2) Motivated Employees (3) Profits (4) Honesty and (5) Enjoyment First Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals. 2. Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist. 3. Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law. 4. Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits. 5. Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities. 6. Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types 2. Good organizational, written and verbal communication skills 3. Possesses solid interpersonal and negotiation skills 4. Demonstrated proficiency in relevant computer applications 5. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check Preferred Qualifications: 1. Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience. 2. Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions. OTHER JOB REQUIREMENTS / WORKING CONDITIONS Sitting/Standing/Walking/Bending/Lifting Sitting Frequently (25% - 50% of the time) Standing Frequently (25% - 50% of the time) Walking Frequently (25% - 50% of the time) Lifting Up to 25 lbs. Visual / Audio / Speaking Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone. Manual Dexterity / Keyboarding Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers. Availability Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need. Travel Up to 75% General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work

The First Bank and Trust Company is hiring a Commercial Loan Processor to support our Commercial Loan Officers in Waynesboro, Virginia. The individual will process commercial loans which will include obtaining information from customers, composing correspondence, organizing files and maintaining and scanning the commercial loan files. This position requires a variety of banking experience and abilities to implement, manage, and monitor all necessary procedures and other tasks assigned. If you are organized, detail-oriented, and enjoy building relationships then we want to tell you more about the Commercial Loan Processor position. ESSENTIAL DUTIES AND RESPONSIBILITIES: Support the Commercial Loan Officers. Communicates directly with commercial loan customers to obtain the necessary information to get the loan completed. Maintains confidentiality in all aspects of customer and company information. Performs general clerical duties, including but not limited to mailing, filings, copying and faxing. Composition of correspondence and organization and maintenance of commercial file system. Assistance to loan officer in preparing loan packages and loan commitment letters including obtaining credit reports and order appraisals. Creates and maintains organized loan files, to include filing and scanning of applicable loan documents Create, generate, and modify all proper loan documents completely pre-closing and post-closing correctly with quality as best as possible. Coordinates loan closings. Interact with customers to ensure that the loan process runs smoothly. Process declined and withdrawn loan files. Assist lender with past due loans and generate past due letters and documents. File and distribute organization and loan correspondence, records, and reports to proper file location. Prepare responses to correspondence containing routine inquiries and payoffs. Generate wire transfer documentation and process. Prepare correspondence and handle customer inquiries and provide information including resolving loan payment/billing questions and payoffs. Communicate and process payoffs including release of UCC filings and Certificates of Satisfaction. Track and monitor loan exceptions and rectify. Refer customers to bank area for information regarding other bank products. Perform other duties as assigned by commercial loan officers. To learn more about this position and career opportunities at First Bank and Trust, then go to ***************** - Our Company - Careers. MINIMUM EDUCATION AND SKILLS: Associates' degree in Accounting, Finance, Economics, Business Administration, or a related field. Minimum of 3 years of experience in loan processing or related banking field. Working knowledge of Excel, and Word. Excellent communication skills, both written and verbal. Communicate effectively and conformable engaging with clients. Math, analytical, and accounting skills. BENEFITS: PTO Leave is 20 days per year earned on a monthly basis. First Bank and Trust recognizes11 paid holidays, when the holidays occur during the work week. Medical, Dental and Vision Insurance starts the 1st day of the month after hire date. Employees are automatically enrolled in the bank's 401K/ESOP Plan. First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary. First Bank and Trust provides long-term disability insurance coverage. The First Bank and Trust five core values are (1) High Quality Customer Service (2) Motivated Employees (3) Profits (4) Honesty and (5) Enjoyment First Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran

Mortgage Loan Originator - Woodstock DuPont Community Credit Union (DCCU) is currently seeking experienced candidates for a Mortgage Loan Originator (Mortgage Advisor) as part of our Mortgage team to serve the Woodstock area. If you are a Mortgage Loan Originator (Mortgage Advisor) that has a passion for making the dream of home ownership a reality in our community, then this may be the perfect position for you! What You'll have the Opportunity to do: Conduct real estate interviews in a timely manner, while providing courteous and friendly service to DCCU membership and staff. Ensure that loans are originated according to guidelines by Credit Union policy and that all documentation is in order prior to processing. Provide financial counseling as it relates to matching member needs with credit union products. Complete loan applications, collect applicable member documentation, and submit loans for credit approval. Prepare mortgage disclosures within applicable compliance guidelines with necessary signatures and consent. Submit applications per portfolio and secondary market requirements and collects documentation, as necessary. Maintains a working knowledge of portfolio, secondary market, and government products. Reviews and calculates member income from paystubs/W2's/federal tax returns. Organize and assist with planning workshops and seminars. Attend local real estate and realtor related functions. Attend mortgage closings. What You'll Bring to the Table: High school diploma or equivalent and a minimum of 1 year experience in real estate lending required. Excellent verbal and written communication skills. If qualified to originate mortgage loans, must be eligible to register with the Nationwide Mortgage Licensing System (NMLS). Excellent verbal and written communication skills. Good organizational, time management and problem-solving skills. Passion for the mortgage industry and for serving others. Courteous and friendly member relation skills. Basic mathematical skills (addition, subtraction, multiplication, division, percentages, and fractions). Professionalism. Good clerical/computer skills (Knowledge of Encompass and Desktop Underwriter is recommended but not required). Word and Excel experience. What We Bring to the Table: Meaningful work that is highly impactful to the membership and community. A supportive work environment that values creativity and innovation. Opportunities for development and career growth. Access to a competitive salary and benefits, including health insurance and retirement plans. Support of work-life balance. Community involvement opportunities. Who We Are Founded in 1959, DCCU is a financial leader in the Shenandoah Valley, currently serving over 121,000 members, with over $1.9 Billion in Assets. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives. As a direct to FNMA lender, offering in-house underwriting, processing, and funding, we provide a full array of programs such as FHA/VA/RD as well as in-house portfolio programs including 100% financing. We are committed to serving our community as the premier mortgage lender in the Shenandoah Valley. Qualified individuals should apply on-line only by Friday, January 23, 2026. On-line applications/resumes can be submitted by visiting *************** Follow the careers link on the homepage. At DuPont Community Credit Union our goal is to be a diverse workforce that is representative, at all job levels, of the community we serve. We are an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.