Loan officer jobs in Roanoke, VA - 20 jobs

Primary Function: Responsible for assisting Virginia Credit Union members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA. Develop and maintain business relationships with VACU partners, builders and realtors. Obtain and maintain all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Exemplify excellent member service. JOB DUTIES AND RESPONSIBILITIES: Interview members for first mortgage loans including purchase and refinance transactions. Assist members with understanding the homeownership process or other related mortgage products, including conventional and government lending programs. Present mortgage options that balance leverage and home affordability. Facilitate homeownership programs and seminars. Assist in the development of marketing strategies to deepen mortgage relationships with members. Consistently communicates with members their application status, (approval, denial, additional documentation, etc.), and current interest rates. Responsible for ensuring interest rates are locked in conformity with VACU policies. Conducts preliminary underwriting reviews to assess secondary market standards (where applicable) or VACU guidelines. Submit complete applications to processing and underwriting using computer technology. Assist in obtaining information for timely processing of all mortgage loans. Verify supporting documentation including, but not limited to, employment history, deposit information and other documentation related to the application. Comply with Regulations B, X and Z regarding the completion of required disclosures including, but not limited to, the Good Faith Estimate, Truth in Lending, Potential Transfer of Servicing Form, and if required, the Adverse Action notice. Promotes VACU mortgage products at branch locations, VACU finance seminars, and cross promotes other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services, and VACU Realty / Select and Joyner Fine Properties. Complete all required BSA and OFAC training and other required learnings. Report all suspicious activity to Security. Other duties may be required and assigned by the manager. Prerequisites for Position: Education: High School Graduate; College graduate preferred, but not required. Work Experience Significant conventional and government loan experience required. Excellent knowledge of mortgage documentation as well as federal, state, and local real estate regulations required. Prior experience building Dealer/Realtor relationships and marketing mortgage products preferred. Retail and Branch banking experience preferred. Experience using ENCOMPASS/VELOCIFY/BLEND automated underwriting system a plus. Desirable Traits Excellent oral and written communication skills. Strong member service and sales ability as demonstrated by monthly sales volume of $1mm of funded loans per month. Strong problem solving and organizational skills. Ability to analyze financial information. Must be a team player. Computer experience required. Comments Overtime and/or Saturday hours may be required NMLS Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS) PHYSICAL REQUIREMENTS: This job requires the ability to sit for long periods of time. This job requires infrequent lifting or carrying of objects up to 10 pounds.

Inside Sales Loan Officer Reports to: Inside Sales Manager Department: Consumer Direct Division Position Type: Full-Time; 40 hours per week FLSA Classification / Type: Non-Exempt/ Clerical Supervises: None We are seeking a dynamic Inside Sales Loan Officer to join our team and play an integral role in helping clients achieve their dream of homeownership. If you have excellent communication skills and a commitment to exceptional customer service, then we want to hear from you! No experience necessary, we will supply all training and support for you to succeed! Job Duties and Responsibilities Handle all inquiries and leads from ALCOVA Mortgage digital platforms (phone, email and website) Respond to inbound leads quickly and professionally Work with clients in a consultative selling approach, learning the applicants' housing goals and needs Recommend all available loan options to clients Convert leads to full application and submit complete loan applications and proper documentation to processing team Obtain and analyze credit reports with an understanding of the data and approval implications Lock in interest rates when the customer requests or approves Manage lead pipeline with new inquiries and ensure consistent contact with all parties involved in transactions Understand and navigate the loan origination system ensuring full understanding of compliance and meet all requirements Education, Experience Licensure and Competencies No experience necessary Valid Driver's License required Able to meet State Mortgage Licensing Requirements High school diploma, or equivalent education Highly motivated, ambitious, and driven to succeed Must be trustworthy, honest, and able to continuously display a high level of integrity Able to work effectively in a team environment Strong attention to detail and accuracy Able to identify and resolve problems in a timely manner Able to understand and respond appropriately to basic inquires Able to read, write, and communicate using the English language sufficient to perform job functions Able to use Company equipment in assigned area (including but not limited to telephone, copiers, fax machines, computers, internet, etc.) Able to access, input, retrieve, and interpret information using applicable computer systems (including, but not limited to, Microsoft Word, Excel, Outlook, industry-specific computer software, etc.) Able to multi-task (e.g., simultaneous usage of several applications, etc.) Well-versed with keyboard shortcuts and able to identity new ways to complete a task in less time Relies on limited experience and judgment to plan and accomplish goals Works well under general supervision Able to handle deadlines and working within banking guidelines Compliance with all Bank Secrecy Act (BSA), Anti-Money Laundering (AML) laws, and Office of Foreign Asset Controls (OFAC) requirements is required. Employee must complete annual training in these areas Benefits Flexible work schedule Base pay plus unlimited earnings potential Unlimited growth potential Paid Time Off package Health, vision and dental benefits 401K Company Paid Life Insurance Policy Work/life balance Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. In 2003, the trio joined together to establish a mortgage company-ALCOVA-an acronym for Alleghany County, VA, in honor of their roots. In 2012, ALCOVA Mortgage made its debut on the Inc. 5000 list of fastest-growing private companies in the United States and has been recognized every year since. The company's phenomenal growth of 96% in three years propelled it into the league of such legendary superstars that gained notoriety on the prestigious list as Dell, Microsoft, LinkedIn, Pandora, Timberland, Zillow, Yelp, and Domino's Pizza. Today, ALCOVA continues to thrive, largely because of its roots in friendship and the passion to serve. EOE/M/F/D/V

JobID: 3018659 JobSchedule: Full time JobShift: : As a Smart Home Consultant, you will be a sales solutions expert and a brand ambassador for ADT's 6 million customers. As the key point of contact for home automation clients, you will answer inquiries, provide technical advice, and demonstrate how to use new products and services. Additionally, in this role, you will install and activate security and Smart Home products while upselling solutions that best meet the needs of ADT's residential customers. A day in the life of a Smart Home Consultant looks like this: * Build relationships between new customers and the ADT brand and product portfolio * Complete in-home consultation and assessment * Perform installation and activation of equipment - including home security camera, security hardware, and IoT and smart home devices * Complete customer onboarding and education of key products and services * You will work in a dynamic, collaborative environment, working closely with customers and coworkers * This role involves providing solutions by visiting customers at their homes or businesses Training Program: ADT offers a comprehensive paid training program for this role regardless of experience. Our team is enthusiastic about developing you into a best-in-class Smart Home Consultant. Job Requirements * High School diploma or the equivalent * Valid driver's license When you commit to ADT -we commit to you. Our employees receive a comprehensive, full benefits package that includes: * Comprehensive paid training program * Full benefits on the 1st of the month after 31 days of employment * Health = Medical & Prescription, Dental, Vision, Health Savings & Flex Spending * Future = 401(k) with employer matching * Life = Paid vacation time * Company vehicle provided * Base salary plus the potential to earn unlimited commissions and ability to earn additional pay for completing jobs and exceeding quality standards * Tuition reimbursement * Employee Referral bonuses - when you refer a friend or family members This role offers: * Hourly pay: $15.30 * Earning potential: Average of $105,000 annually with uncapped upsell commissions, job completion pay, quality bonuses, and referral incentives Training: * Paid $320 per week during the three-week onboarding program * Includes New Technician Training, Field Safety Training, and Peer-to-Peer Training * Company vehicle provided for work use Benefits: * Medical, dental, and vision coverage * 401(k) with company match * Tuition reimbursement * Short- and long-term disability, life insurance, and well-being benefits * Paid time off

*This position is open for continuous recruitment. Applications will be accepted and reviewed on an ongoing basis.* Role: To assist members with their mortgage lending needs: analyze loan requests, determine appropriate mortgage/ loan program and make credit recommendations based on mortgage lending policy. Essential Functions & Responsibilities: 60% Originate and submit loan for processing and decision within set upon timeline; communicate disposition to member. 20% Sells the Credit Union's mortgage lending program to companies and individuals within the real estate community. 5% Evaluates acceptability of mortgage loan to ensure it meets secondary mortgage requirements. 5% Cross-sells other credit union services. 5% Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending. 5% Performs other related duties as assigned. Performance Measurements: 1. Must comply with government and other regulations affecting the credit union industry including, but not limited to, OFAC and the Bank Secrecy Act. Meets or exceeds performance expectations as described in Essential Functions and Responsibilities. Please refer to Annual Performance Goal document for remaining Performance Measurements. Knowledge and Skills: Experience Three years to five years of similar or related experience. Education (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program. Interpersonal Skills Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Other Skills Knowledge of the secondary market and experience with first and second mortgage residential real estate lending. Must have good communication skills. Skill and ability to use and operate a keyboard (typewriter), computer, calculator, fax machine, copier and telephone. Skill and ability to read and understand financial statements, contracts, applications, computer printouts, manuals and other related materials. Must have the skill and ability to use Microsoft Word and Excel. Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle controls; and talk or hear. The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, or kneel. The employee must occasionally lift and/or move up to 20 pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus. Work Environment Work is performed indoors in an office environment with normal potential for exposure to safety and health hazards. May periodically travel to other, similar sites. The noise level in the work environment is usually moderate. This Job Description is not a complete statement of all duties and responsibilities comprising the position.

The Commercial Loan Closing Specialist assists in the preparation of loan documents associated with commercial closings and facilitates closings through the Commercial Banking Associates, Commercial Relationship Managers, and Attorneys. This position supports critical policy and procedures as well as federal and state regulations to ensure an efficient documentation practice, loan document review system, and other critical risk management activities needed to minimize credit, documentation, and operational risks in commercial lending. Key Responsibilities / Essential Functions * Prepares complete and accurate loan documentation packages for new commercial loans, modifications, renewals, and extensions, and includes final closing instructions. * Orders Flood Certifications, prepares UCC financing statements, reviews UCC search records, and verifies wiring instructions and funding details. * Reviews credit approval packages which include pricing and financial reporting requirements, and collateral and environmental due diligence requirements necessary to document the loan. * Reviews and verifies customer identification documents in accordance with the US Patriot Act and the due diligence policy. * Ensures compliance with HMDA/CRA eligibility requirements and FEMA regulations. * Reviews preliminary closing documents including hazard, liability, builder's risk, flood insurance policies, Title Commitments, Closing Protection Letters, Settlement Statements, and funding due diligence. * Coordinates the return of all executed document packages and necessary supporting documents to Loan Operations for booking. * Maintain confidentiality and security of sensitive information. Job Requirements Education: * High school diploma or equivalent Required: * 3+ years of experience in preparing and reviewing commercial loan documents and/or paralegal experience tied to commercial loan closings required. * Knowledge of basic legal concepts including real estate transactions. * Knowledge of commercial loan products and services. * Well-developed written and verbal business communication. * Proficient administrative and organizational skills. * Self-motivated with attention to detail. * Ability to prioritize duties and work independently. * Ability to meet designated deadlines while remaining flexible to changing assignments. * Proficient in Microsoft Office products. Preferred: * College degree in business or related field. * Experience with LaserPro. About HomeTrust Bank HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, and Tennessee. Learn more at ************ Apply today to take your first steps towards joining this talented population of employees within a growing organization. Work Environment, Physical Requirements The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees. * This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. * Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. * Physical activity requiring reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required. * The employee will frequently communicate and must be able to exchange accurate information with others. * The employee may need to move around their office to attend meetings and to access files, machinery or other job-related tools. DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.

The Mortgage Loan Originator (MLO) is responsible for soliciting, structuring and closing 1-4 family real estate loans as well as developing new mortgage loan business. The MLO develops a plan for collaborating with assigned bank branches to cause quality mortgage loan referrals. Additionally, the MLO develops an external network of Realtor, builder, and other referral partners. The MLO takes loan applications, collects relevant loan documentation and ensures that borrowers receive a quality origination experience. The MLO represents the bank in the local community through active involvement in key trade and other groups such as Realtor associations. ESSENTIAL JOB FUNCTIONS: Source and develop loans for residential real estate and new construction lending, both internally and externally Collaborate with bank Branch Managers to establish a referral plan and system Conduct regular training, share best practices and successes Conducts loan interview with borrowers to understand their needs and match suitable loan solutions Take applications, collect documentation and run ratio and other calculations Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan including responsibility for collecting payments in a timely manner Submit complete loan files to underwriting Maximize bank profitability through appropriate pricing of new loan originations and fee income. Work with loan team to ensure that all pertinent account documentation is complete and accurate and that all collateral has been properly secured Support the bank's strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge Build and maintain positive relations with all customers, potential customers and co-workers Perform as a team member in allocating and coordinating the work flow Contribute to the fulfillment of department and company objectives and goals to include looking for other banking relationship opportunities with borrowers Comply with all department and company policies, procedures and regulations JOB REQUIREMENTS: High school diploma or equivalence required Must have prior mortgage origination experience Must be goal oriented and able to meet loan production objectives Able to maintain NMLS registration and /or licensing status KNOWLEDGE/SKILLS REQUIRED: Knowledge of mortgage loan origination, underwriting, processing, documentation, and post closing review Knowledge of both portfolio and secondary market loan origination programs and guidelines to include conventional, FHA, VA, USDA, and Jumbo loan programs Knowledge of the appraisal process, title insurance process, and loan closing process. Proven credit analysis skills Knowledge of state and federal lending and compliance regulations and bank lending policies Excellent organization and time management skills Experience with originating loans using Loan Origination Systems Intermediate math skills, ability to calculate interest, commissions, proportions, debt-to-income ratios, loan to values Excellent customer service skills, attentiveness, and information retention Must be a proficient communicator and listener, as well as strong organizational skills Must possess excellent relationship-building and sales skills PHYSICAL AND MENTAL QUALIFICATIONS: Standing, walking, bending and stooping required Must be able to sit at a desk for long periods of time and use a computer Must be able to occasionally move or lift up to 10 pounds May be asked to work supplemental hours periodically Limited travel required occasionally during and after business hours The above statements are intended to describe the general nature and level of work being performed by the incumbent assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and/or skills required of all personnel so classified. NOT A CONTRACT

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description:Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals. 2. Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist. 3. Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law. 4. Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits. 5. Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities. 6. Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. 1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types 2. Good organizational, written and verbal communication skills 3. Possesses solid interpersonal and negotiation skills 4. Demonstrated proficiency in relevant computer applications 5. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check Preferred Qualifications: 1. Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience. 2. Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions. OTHER JOB REQUIREMENTS / WORKING CONDITIONSSitting/Standing/Walking/Bending/Lifting Sitting Frequently (25% - 50% of the time) Standing Frequently (25% - 50% of the time) Walking Frequently (25% - 50% of the time) Lifting Up to 25 lbs. Visual / Audio / Speaking Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone. Manual Dexterity / Keyboarding Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers. Availability Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need. Travel Up to 75% General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work

AnnieMac Home Mortgage is looking to hire Full Time External Mortgage Loan Originators to establish referral source relationships for a steady flow of loan volume from real estate brokers and other external sources. Candidates should have experience directly related to the Mortgage Industry. Under the direct supervision of the Branch Manager, the job responsibilities of the External Mortgage Loan Originator position include, but are not limited to, the following: Primary duty is to sell mortgage loans to customers away from and outside of AnnieMac Home Mortgages places of business. Work done at AnnieMac Home Mortgages offices is related and supplemental to outside sales. Generate new business by building and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other relevant professionals. Regularly participate in mortgage sales including, but not limited to, attending closings and open houses, and conducting seminars and other lead-generating activities. Take information from the borrower and fill out the loan application. Develop relationships with referral partners such as realtors to generate new customers. Analyze the prospective borrowers income and debt and pre-qualify the prospective borrower to determine the maximum mortgage that the prospective borrower can afford. Counsel the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available, and demonstrating how closing costs and monthly payments would vary under each product. Collect financial information (tax returns, bank statements) and other related documents that are part of the application process; Provide disclosures to the borrower, including truth in lending, good faith estimate, and others. Counsel and advise the borrower in understanding and clearing credit problems. Maintain regular contact with the borrower, realtors, and the lender, between application and closing to apprise them of the status of the application and to gather any additional information as needed. Order legal documents. Review HUDS prior to closing. Qualifications Must have appropriate state license or certificate (varies by state). Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies. Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs and private investors. Must be familiar with local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Must have excellent communication skills and the ability to analyze financial information. Must be a sales-oriented self-starter. Work Environment/Physical Demands: Travel is required 80% of the time. ***AnnieMac Home Mortgage is an Equal Opportunity Employer ***

Overview & Responsibilities Are you looking for a long-term opportunity with a growing financial services company that rewards performance and gives back to its community? If so, please read on! This position earns a competitive salary of $38,000 per year (paid hourly), plus an uncapped monthly bonus that averages $8,000 annually! In addition, we offer amazing benefits and perks, including health, dental, and vision insurance with employer contribution as well as paid time off (PTO), paid holidays, a 401(k) plan with company match after one year, regular bonuses, and short and long-term disability. If this sounds like the right opportunity in the financial services industry for you, apply today! As a Sr. Consumer Loan Specialist, you will be a key team member in the branch. Your primary responsibility is to ensure a positive total customer experience while originating consumer loans, completing loan applications, developing strong customer relationships and meeting sales goals. You will also assist the Branch Manager with daily operational tasks and set and be a role model to other team members. The successful candidate will posses a professional demeanor, outgoing/positive attitude, reliability, and excellent oral and written communication skills. ABOUT REPUBLIC FINANCE We have helped our customers meet their personal finance goals for more than 70 years by providing a variety of consumer loans, flexible lending options, and incomparable customer service. We are proud to serve over 300,000 customers in more than 250 communities throughout the US and we continue to expand into new states each year! Our Core Values are at the heart of everything we do with a focus on Our Team, Our Customers, and Our Performance. With a commitment to our customers, we identify lending options that fit each of their unique needs. Not only are we dedicated to serving our customers, but we are also dedicated to giving back to our community. Company-wide, we hold annual fundraisers for the Juvenile Diabetes Research Foundation (JDRF) and the American Cancer Society, among other philanthropic efforts. Our growing company offers a bright future for our employees. We work to provide many growth opportunities for all of our team members. Our supportive culture is one where we all work together to continuously improve and reach our goals. We show our appreciation for our employees with by offering great benefits and competitive pay and rewarding performance! Job responsibilities are as follows: * Actively seeks opportunities to originate new loan business with new and existing customers. * Evaluates customer needs to recommend the best consumer loan and voluntary product solutions. * Completes loan applications, proposals and offers for new borrowers and follows up with pending applicants. * Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing. * Take ownership of customer concerns and works with management to formulate and execute strategies for potential problem loans. * Closes loans, assembles loan folders, and breaks down files. * Consistently meets or exceeds loan goals. * Responsible for day-to-day servicing of an ever-growing, complex consumer loan portfolio. * Applies analytical skills to quickly and efficiently resolve any customer issues. * Effectively builds trust with customers and internal staff by embodying and demonstrating the philosophy of the organization, including core values, company policies, operational procedures and compliance. * Processes insurance claims, follow-ups and payments daily and maintains insurance log. * Provides excellent customer care through daily transactions, customer inquiries and problem resolution. * Adheres to corporate, legal, and regulatory policies, guidelines, and requirements regarding compliance. * Answers incoming phone calls; checks branch's voicemail. * Assists Branch Manager with miscellaneous operational tasks such as daily initialization, preparing daily deposit and importing live checks. Requirements * High school diploma or equivalent. * Minimum of 2 years of experience in a goal oriented, incentive based sales role. * 1+ years of experience in the consumer finance industry preferred. * Professional demeanor, positive attitude, strong communication and customer relations skills * Ability to work well independently, as well as a dedicated team member. * Ability to work in a fast-paced environment and successfully navigate priorities. * Proficiency with Windows and Microsoft Office Suite * Valid driver's license, reliable transportation, and auto insurance * Willingness to comply with our company policy regarding employment credit check, background checks and drug screening * Ability to meet the eligibility requirements for insurance licensing in order to sell voluntary insurance products. Eligibility is based on a criminal background check conducted by the state's department of insurance. Benefits We offer a competitive compensation and benefits package including: * Health, Dental, & Vision Insurance * 15 days of Paid Time Off (PTO) to start + 1 additional personal day * 401k + employer match * Company provided Life Insurance & Long Term Disability * Employee Assistance Program - Confidential mental health support Additional benefits with Republic Finance include: * Employee of the Month Program * Philanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer Society * Professional offices with a friendly team environment * Monthly incentive bonus pay * Internal promotions Republic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace. IND123

Carter Machinery Company, the authorized Caterpillar dealer serving Virginia, West Virginia, Maryland, Delaware and Washington D.C. is hiring a Demo and Loaner Coordinator. The Demo and Loaner Coordinator is responsible for ensuring the agreements, billing information and billing codes for all demos and loaners is complete and accurate and in accordance with standard work and policies. The individual in this role works with Machine Sales Representative (MSR) and Leadership to obtain pertinent details/approvals, manages the assets for the duration they are on demo/loan, and confirms the financial washouts are accurate. Seeking candidates with previous experience in financial and asset analysis and sales support; Equipment knowledge preferred; College degree preferred. Requirements for the Demo and Loan Coordinator position include: Strong work ethic. Practical Excel experience. Data analysis experience. Continuous Improvement training/experience. Self-starter able to work with limited supervision. Must be highly organized and detail oriented. Must be able to work efficiently under tight deadlines, with changing priorities. Must be able to handle large volumes in a fast-paced environment. Strong Excel skills and PC skills required (word processing, spreadsheets, database, and e-mail). Must be able to build strong relationships and network successfully with other departments and vendors. Strong written and verbal communication skills. Must have an excellent driving record. Frequent travel is required - overnight or out town via car or airplane. Excellent customer satisfaction skills required. Promote a positive customer experience. Uphold the Core Values of Integrity, Commitment, Excellence and Teamwork by embracing The Carter Way. Physical requirements must be met for the Demo and Loan Coordinator job, including the ability sit or stand for prolonged periods of time. Able to lift, carry and maneuver items up to 20 pounds in weight. Specific vision abilities required by this job include close vision, distance vision and ability to adjust focus. This job description is not intended to be all-inclusive. Additional duties may be assigned. Competitive Compensation and Benefits: Health, dental and vision insurance. Paid time off. 401(k), $0.75 to $1.25 match up to 6%. Life and disability insurance. In-house training instructors/programs. Tuition reimbursement. Employee referral bonus program. Discounts: cellular phone service, computers, tooling, cars and trucks. Carter Machinery Co. Inc. is an EEO/AA Employer. All qualified individuals - including minorities, females, veterans, and individuals with disabilities, or any other characteristic protected by law - are encouraged to apply. Carter Machinery is a drug-free workplace.

Job Description Manager Loan Administration We have a great opportunity for someone with solid experience in loan administration. Our client is a local community bank located in the beautiful Western Highlands Region of Virginia. The bank is looking for someone to strategically lead the evaluation, re-engineering, implementation and administration of a loan administration department to support their continued growth. This is a highly visible opportunity. Responsibilities: Direct and manage the workflow and team assignments of the Loan Administration function. Develop and maintain the infrastructure to support the submission of a "complete package" for documentation preparation and for boarding for all consumer, commercial and real estate secured requests. Evaluate and implement unit workflow processes. Measure and report results, modifying processes as necessary. Oversee workload allocation based on colleague proficiencies and unit volumes and adjust as necessary for seasonal or daily “peak” periods. Provide guidance on documentation and funding requirements for complex credit requests to lenders and other bank employees. Build a unit infrastructure to support the submission of a “complete package” for documentation preparation and for boarding all consumer, commercial and real estate secured requests. Act as the primary liaison with Sales, Credit, Compliance and interdepartmental teams to resolve outstanding issues to expedite documentation and board for positive client experience. Create and update Loan Closing desk procedures and communications which keep pace with Credit Policy, product offerings and marketing strategies and all changes within the bank. Create and administer a Loan Closing Risk Control Assessment and Self-Assessment and maintain a monthly error ratio of 3% or less. Oversee the implementation and workflow of the new loan system technology and maintain the system usage and enhancements for maximum productivity and quality control. Manage the origination Flood Desk for all required pre-boarding requirements, including client notification and to determine structure/contents of coverage. Oversee the Documentation Exception report and follow-up process. Responsible and accountable for appropriate quality controls related to the loan documentation preparation and boarding of all consumer, commercial and real estate secured loans the bank delivers and the processes employed. Here is what our clients offer: A tremendous opportunity to grow your career and immediately make an impact A team environment where your achievements will be recognized and rewarded An opportunity to be “heard” where both your opinion and time are valued A bank that values humanity: customers and employees are treated with respect and as adults A great culture where people enjoy their jobs and treat each other like family Here is what our client requests: 5+ years of experience in banking. Minimum of 5 years of experience in loan processing, boarding and loan documentation; knowledge of underwriting required. 3+ years of management experience Excellent organization and analytical skills Thorough knowledge of a broad range of loan products, documentation and servicing functions. Demonstrated ability to define workflow processes and leverage technology to enhance productivity. Working knowledge of state, federal and general banking compliance requirements and regulations. Extensive knowledge of complex support systems, department efficiency and productivity. Strong leadership skills with emphasis on performance management, process design and execution. Excellent verbal and written communication skills to interact professionally and proactively with all levels of management and staff. Be a warm, wise champion and a team player!!! If you are interested in exploring this opportunity, please apply using the “Apply” below. If you have questions about the opportunities, feel free to call Kevin O'Connor @ **************. Confidentiality We respect your privacy and will never submit a resume to a third party without your permission. You can be assured that the information you give us will never be forwarded to any company without your specific, direct permission in advance.

Mortgage Loan Originator - Lexington & Rockbridge County DuPont Community Credit Union (DCCU) is currently seeking experienced candidates for a Mortgage Loan Originator (Mortgage Advisor) as part of our Mortgage team to serve the Lexington & Rockbridge County area. If you are a Mortgage Loan Originator (Mortgage Advisor) that has a passion for making the dream of home ownership a reality in our community, then this may be the perfect position for you! What You'll have the Opportunity to do: Conduct real estate interviews in a timely manner, while providing courteous and friendly service to DCCU membership and staff. Ensure that loans are originated according to guidelines by Credit Union policy and that all documentation is in order prior to processing. Provide financial counseling as it relates to matching member needs with credit union products. Complete loan applications, collect applicable member documentation, and submit loans for credit approval. Prepare mortgage disclosures within applicable compliance guidelines with necessary signatures and consent. Submit applications per portfolio and secondary market requirements and collects documentation, as necessary. Maintains a working knowledge of portfolio, secondary market, and government products. Reviews and calculates member income from paystubs/W2's/federal tax returns. Organize and assist with planning workshops and seminars. Attend local real estate and realtor related functions. Attend mortgage closings. What You'll Bring to the Table: High school diploma or equivalent and a minimum of 1 year experience in real estate lending required. Excellent verbal and written communication skills. If qualified to originate mortgage loans, must be eligible to register with the Nationwide Mortgage Licensing System (NMLS). Excellent verbal and written communication skills. Good organizational, time management and problem-solving skills. Passion for the mortgage industry and for serving others. Courteous and friendly member relation skills. Basic mathematical skills (addition, subtraction, multiplication, division, percentages, and fractions). Professionalism. Good clerical/computer skills (Knowledge of Encompass and Desktop Underwriter is recommended but not required). Word and Excel experience. What We Bring to the Table: Meaningful work that is highly impactful to the membership and community. A supportive work environment that values creativity and innovation. Opportunities for development and career growth. Access to a competitive salary and benefits, including health insurance and retirement plans. Support of work-life balance. Community involvement opportunities. Who We Are Founded in 1959, DCCU is a financial leader in the Shenandoah Valley, currently serving over 121,000 members, with over $1.9 Billion in Assets. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives. As a direct to FNMA lender, offering in-house underwriting, processing, and funding, we provide a full array of programs such as FHA/VA/RD as well as in-house portfolio programs including 100% financing. We are committed to serving our community as the premier mortgage lender in the Shenandoah Valley. Qualified individuals should apply on-line only by Friday, January 23, 2026. On-line applications/resumes can be submitted by visiting *************** Follow the careers link on the homepage. At DuPont Community Credit Union our goal is to be a diverse workforce that is representative, at all job levels, of the community we serve. We are an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.

Build Your Future Here: Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the Best Community Bank in America. Our motto is Working Together. Building Success. and by joining Peoples Bank, we will work together to help you achieve your career goals, just like we help thousands of clients reach their financial goals. Peoples Bank is one of the largest 150 banks in the United States with 130 full-service bank branches in Ohio, West Virginia, Kentucky, Virginia, Washington D.C. and Maryland. We also have Specialty Finance offices in Minnesota, Missouri and Vermont. Peoples Bank prides itself as a community bank and dedicates its resources to improving our communities. The Peoples Bank Foundation has donated over $8 million to local organizations since its inception in 2003. We are proud to share national accolades that celebrate our company culture and recognize us as a great place to bank and work: * American Banker Best Banks to Work For in 2021, 2022, 2023, 2024 and 2025 * Top Workplaces USA national award in 2022, 2023, 2024 and 2025 * Newsweek's America's Best Banks 2023 and 2024 * Newsweek's America's Greatest Workplaces 2024 and 2025 * Forbes America's Best Banks 2024 and 2025 * Forbes Best-in-State Banks 2020, 2021 and 2025 * TIME's America's Growth Leaders 2026 award winner At Peoples Bank, we know that there is more to life than work. But we also understand that the quality of the work environment and employee benefits can greatly impact an associate's life. That's why we seek to create a great benefits package for our associates including: 401(k) retirement plan with an employer match, employee stock purchase plan, various education assistance programs such as student loan and tuition paydown/reimbursement, paid vacation, and holidays, and much more. For full details of our benefits offerings, please visit: peoplesbancorp.com/about-us/find-a-career/ Our associates are each accountable for living the culture and values of the organization. This includes ensuring actions and behaviors create a positive and collaborative work environment, always acting with integrity and professionalism and providing extraordinary customer service. Our goal is for you to be successful; to that end being reliable in terms of ensuring you are at work on time and work your schedule as well as actively pursuing your performance objectives, will be fundamental in your contributing to the teams' success as well as the organization. Job Purpose The Residential Mortgage Consultant solicits residential mortgage and home equity loan business to meet defined production objectives. The Consultant will develop and nurture an extensive network of mortgage loan referral sources including retail branch partners, realtors, builders and other center-of-influence professionals (CPA's, Attorney, Financial Planners). They will also be an active member of the community in which they live or work and will provide consumer education, product knowledge and support to promote homeownership within their community. The Mortgage Consultant will understand all of the residential mortgage and home equity products the bank offers and will understand, and remain current, on the regulations (Regulation Z, Regulation B, Home Mortgage Disclosure Act, RESPA etc.) governing the mortgage lending industry. As a trusted professional to the home loan applicant, they will provide exceptional customer service through all stages of the loan decision cycle from initial interview through application, loan processing and loan closing. They will provide individual attention to each applicant to understand their mortgage lending needs and provide recommendations accordingly. The Mortgage Consultant has the responsibility of gathering the borrower's personal information (in-person, telephone, on-line, or e-mail) and inputting it into the bank's loan origination system. The Mortgage Consultant will further assist customers by identifying and understanding their needs for non-mortgage bank products. Relying on their established internal partner network and through the use of the banks sales referral system, the Mortgage Consultant will facilitate referrals to other lines of business. Job Duties * Consistently meet or exceeds established production, referral, and customer satisfaction objectives * Meet with prospective borrowers to discuss lending options, review the borrowers financial and credit information, and present mortgage loan products * Responsible for offering the best possible customer experience as well as providing guidance on product options * Enter complete and thorough application information into the loan origination system * Contact the applicant to collect all supporting documentation required for a complete loan package and uploading into the loan origination system as necessary * Actively communicate with prospective borrowers during the application process either in person, by phone, or electronically. Manage loan pipeline, proactively keeping borrowers up to date on the status of their loan request * Serve as trusted advisor to other lines of business by attending market team meetings and by participating in joint sales call efforts * Collaborate with the loan fulfillment team to ensure key process milestones are met, regulations are adhered to and the loan is processed efficiently * Uncover client financial needs through the mortgage interview process and make referrals through the sales referral system * Contact all incoming mortgage referrals and keep sales referral system up to date * Demonstrates initiative in developing a broad referral network of retail partners, realtors and other professionals/centers of influence; may involve cold-calling and/or prospecting * Participate in community activities/organizations that promote the bank and homeownership, including hosting or presenting first-time home buyer or home ownership principles seminars to agencies or members of the community * Attends and participates in Consumer Lending meetings as required by management * Supports other Mortgage Consultants as necessary * Will perform special projects as assigned Education, Experience and Job Skills Applicant must have strong sales ability, computer skill sets appropriate for the job, and the ability to obtain their NMLS license. * 2 year college degree required, Bachelor's degree preferred * Exceptional time management skills and proven ability to manage a dynamic pipeline * Excellent communication skills, experience in public speaking preferred * Ability to comprehend and analyze complex personal financial information * Good computer skills * 5 years of residential mortgage lending or commensurate sales experience S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicdensingsystem.org) provides the MU4R questions and registration required for employment in this position. Basic Qualifications * 2 year college degree required * 5 years of residential mortgage lending or commensurate sales experience Equal Opportunity Employer M/F/Disabled/Vet; If you are unable to complete this application due to a disability, contact *********************** to ask for an accommodation, alternative application process or other inquires. Working Together. Building Success.

Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. * Meet with potential borrowers regarding their mortgage needs. * Present bank's mortgage products and services that meet borrower's financial goals. * Complete the borrower's application and analyze the borrowers financial and credit data. * Lock rate per company and regulatory guidelines. * Prepare or request all applicable loan documentation from the appropriate party or department. * Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. * Maintain communication with the borrower regarding the loan status. * Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. * Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) * Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. * Assist clients with monthly billing and collections cycle. * Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. * Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties * Look for referral opportunities within the company (insurance, deposits, etc.). * Other duties as assigned. Skills/Abilities * Requires strong networking and interpersonal skills. * Financial/quantitative skills. * Attention to detail. * Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience * Must be registered with NMLS Federal Registry. * Minimum of two years residential mortgage lending experience. * A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status

Primary Function: Responsible for assisting Virginia Credit Union members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA. Develop and maintain business relationships with VACU partners, builders and realtors. Obtain and maintain all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Exemplify excellent member service. JOB DUTIES AND RESPONSIBILITIES: Interview members for first mortgage loans including purchase and refinance transactions. Assist members with understanding the homeownership process or other related mortgage products, including conventional and government lending programs. Present mortgage options that balance leverage and home affordability. Facilitate homeownership programs and seminars. Assist in the development of marketing strategies to deepen mortgage relationships with members. Consistently communicates with members their application status, (approval, denial, additional documentation, etc.), and current interest rates. Responsible for ensuring interest rates are locked in conformity with VACU policies. Conducts preliminary underwriting reviews to assess secondary market standards (where applicable) or VACU guidelines. Submit complete applications to processing and underwriting using computer technology. Assist in obtaining information for timely processing of all mortgage loans. Verify supporting documentation including, but not limited to, employment history, deposit information and other documentation related to the application. Comply with Regulations B, X and Z regarding the completion of required disclosures including, but not limited to, the Good Faith Estimate, Truth in Lending, Potential Transfer of Servicing Form, and if required, the Adverse Action notice. Promotes VACU mortgage products at branch locations, VACU finance seminars, and cross promotes other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services, and VACU Realty / Select and Joyner Fine Properties. Complete all required BSA and OFAC training and other required learnings. Report all suspicious activity to Security. Other duties may be required and assigned by the manager. Prerequisites for Position: Education: High School Graduate; College graduate preferred, but not required. Work Experience Significant conventional and government loan experience required. Excellent knowledge of mortgage documentation as well as federal, state, and local real estate regulations required. Prior experience building Dealer/Realtor relationships and marketing mortgage products preferred. Retail and Branch banking experience preferred. Experience using ENCOMPASS/VELOCIFY/BLEND automated underwriting system a plus. Desirable Traits Excellent oral and written communication skills. Strong member service and sales ability as demonstrated by monthly sales volume of $1mm of funded loans per month. Strong problem solving and organizational skills. Ability to analyze financial information. Must be a team player. Computer experience required. Comments Overtime and/or Saturday hours may be required NMLS Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS) PHYSICAL REQUIREMENTS: This job requires the ability to sit for long periods of time. This job requires infrequent lifting or carrying of objects up to 10 pounds.

The Medical Banking Officer is responsible for developing, managing, and expanding relationships with medical practices and related businesses with an emphasis on dental and veterinarian practices. This role focuses on delivering customized financial solutions that meet the unique needs of medical professionals, including credit, SBA financing, treasury management, and deposit services, while upholding HomeTrust's culture fundamentals. This position is expected to source business from external calling efforts, and there is a high level of personal monthly loan production, spending approximately 60% to 70% of time outside of the office engaged in business development and consultation activities with clients, prospects, and referral sources. Key Responsibilities / Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Develop and execute a business development plan focused on dentists, veterinarians, physicians and other medical practices. * Serve as the primary point of contact for assigned relationships, providing exceptional service and proactive financial advice. * Identify opportunities to cross-sell treasury management, deposit, SBA, lending, and wealth solutions to deepen client relationships. * Partner with internal teams to deliver seamless onboarding and ongoing client support. * Perform business development activity through external calling efforts on existing clients and prospects. * Gather information needed to assess business loan, deposit, and treasury management needs of clients and prospects. * Analyze financial statements and prepare credit packages for new and existing relationships in partnership with credit team. * Collaborate closely with the bank's SBA Lending team to structure government-guaranteed loans that meet the unique needs of healthcare clients (start-up practices, acquisitions, expansions, equipment purchases, and real estate). * Monitor portfolio performance, including covenant compliance, credit quality, and profitability. * Collaborate with Treasury Management to develop business opportunities within existing portfolio and prospects. * Maintain a good working relationship with branches, credit administration, loan operations, deposit operations, mortgage, and all other partner groups, working as a team internally and across departments. * Promote and introduce personal/consumer bank services to customers, including consumer and mortgage loans, IRAs, and certificates of deposit. * Stay informed on trends, regulations, and challenges affecting the healthcare industry. * Provide consultative guidance to clients on financial best practices specific to the healthcare sector. * Represent the bank at healthcare industry events, trade shows, and networking opportunities. * Maintain confidentiality and security of sensitive information. * Adhere to all corporate policies and procedures, Federal and State regulations, and laws. * Complete all mandatory annual compliance training. * Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection, and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws. * Perform other duties and special projects as assigned. Job Requirements Education: * Bachelor's degree in business, finance or related field. Required: * 5+ years of experience as a business, SBA or commercial banker, with a focus on dental and veterinarian clients strongly preferred. * Experience working with SBA loan programs (7(a) and 504) and partnering with SBA lending teams a plus. * Proven track record of originating and managing a profitable loan and deposit portfolio. * Demonstrated knowledge of bank policies, procedures, and lending practices. * Thorough knowledge of all business lending and deposit products. * Demonstrated knowledge of credit analysis functions and related requirements and procedures. * Ability to successfully complete bank training program(s) for lending (depending on experience and background as a lender). * Highly developed communication and presentation skills. * Ability to resolve customer concerns/issues in a positive way. * Effective team member and demonstrated collaboration skills. * Skilled professional networker. * Excellent attention to detail. * Proficient in Microsoft Office products. About HomeTrust Bank HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online/mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at ************ Apply today to take your first steps towards joining this talented population of employees within a growing organization. Work Environment, Physical Requirements The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job. HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees. * This job operates in a professional office environment and routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines. * Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. * Physical activity requiring reaching, sifting, lifting to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking and hearing are required. * The employee will frequently communicate and must be able to exchange accurate information with others. * The employee may need to move around their office to attend meetings and to access files, machinery, or other job-related tools. DISCLAIMER: HomeTrust Bank is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned. HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.

Mortgage Loan Originator - Lexington & Rockbridge County DuPont Community Credit Union (DCCU) is currently seeking experienced candidates for a Mortgage Loan Originator (Mortgage Advisor) as part of our Mortgage team to serve the Lexington & Rockbridge County area. If you are a Mortgage Loan Originator (Mortgage Advisor) that has a passion for making the dream of home ownership a reality in our community, then this may be the perfect position for you! What You'll have the Opportunity to do: Conduct real estate interviews in a timely manner, while providing courteous and friendly service to DCCU membership and staff. Ensure that loans are originated according to guidelines by Credit Union policy and that all documentation is in order prior to processing. Provide financial counseling as it relates to matching member needs with credit union products. Complete loan applications, collect applicable member documentation, and submit loans for credit approval. Prepare mortgage disclosures within applicable compliance guidelines with necessary signatures and consent. Submit applications per portfolio and secondary market requirements and collects documentation, as necessary. Maintains a working knowledge of portfolio, secondary market, and government products. Reviews and calculates member income from paystubs/W2's/federal tax returns. Organize and assist with planning workshops and seminars. Attend local real estate and realtor related functions. Attend mortgage closings. What You'll Bring to the Table: High school diploma or equivalent and a minimum of 1 year experience in real estate lending required. Excellent verbal and written communication skills. If qualified to originate mortgage loans, must be eligible to register with the Nationwide Mortgage Licensing System (NMLS). Excellent verbal and written communication skills. Good organizational, time management and problem-solving skills. Passion for the mortgage industry and for serving others. Courteous and friendly member relation skills. Basic mathematical skills (addition, subtraction, multiplication, division, percentages, and fractions). Professionalism. Good clerical/computer skills (Knowledge of Encompass and Desktop Underwriter is recommended but not required). Word and Excel experience. What We Bring to the Table: Meaningful work that is highly impactful to the membership and community. A supportive work environment that values creativity and innovation. Opportunities for development and career growth. Access to a competitive salary and benefits, including health insurance and retirement plans. Support of work-life balance. Community involvement opportunities. Who We Are Founded in 1959, DCCU is a financial leader in the Shenandoah Valley, currently serving over 121,000 members, with over $1.9 Billion in Assets. At DCCU, we go beyond transactions and truly want to help our members achieve financial success by aligning them with the right products and services to help make a difference in their lives. As a direct to FNMA lender, offering in-house underwriting, processing, and funding, we provide a full array of programs such as FHA/VA/RD as well as in-house portfolio programs including 100% financing. We are committed to serving our community as the premier mortgage lender in the Shenandoah Valley. Qualified individuals should apply on-line only by Friday, January 23, 2026. On-line applications/resumes can be submitted by visiting *************** Follow the careers link on the homepage. At DuPont Community Credit Union our goal is to be a diverse workforce that is representative, at all job levels, of the community we serve. We are an equal opportunity/affirmative action employer. All qualified applicants are encouraged to apply and will receive consideration for employment without regard to sex, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.

Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc. Meet with potential borrowers regarding their mortgage needs. Present bank's mortgage products and services that meet borrower's financial goals. Complete the borrower's application and analyze the borrowers financial and credit data. Lock rate per company and regulatory guidelines. Prepare or request all applicable loan documentation from the appropriate party or department. Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently. Maintain communication with the borrower regarding the loan status. Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements. Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.) Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service. Assist clients with monthly billing and collections cycle. Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections. Work directly with other departments to resolve any issues or concerns with any customer in your portfolio. Other Duties Look for referral opportunities within the company (insurance, deposits, etc.). Other duties as assigned. Skills/Abilities Requires strong networking and interpersonal skills. Financial/quantitative skills. Attention to detail. Strong computer skills including Excel. Supervisory Responsibility This position does not have supervisory responsibilities. Work Environment This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer. Physical Demands This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary. Travel Local travel is required for this position. Education and Experience Must be registered with NMLS Federal Registry. Minimum of two years residential mortgage lending experience. A four-year college degree is preferred. Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status

Primary Function: Responsible for assisting Virginia Credit Union members in obtaining first mortgage loans including FHA, USDA-RD, VA, and VHDA. Develop and maintain business relationships with VACU partners, builders and realtors. Obtain and maintain all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Exemplify excellent member service. JOB DUTIES AND RESPONSIBILITIES: Interview members for first mortgage loans including purchase and refinance transactions. Assist members with understanding the homeownership process or other related mortgage products, including conventional and government lending programs. Present mortgage options that balance leverage and home affordability. Facilitate homeownership programs and seminars. Assist in the development of marketing strategies to deepen mortgage relationships with members. Consistently communicates with members their application status, (approval, denial, additional documentation, etc.), and current interest rates. Responsible for ensuring interest rates are locked in conformity with VACU policies. Conducts preliminary underwriting reviews to assess secondary market standards (where applicable) or VACU guidelines. Submit complete applications to processing and underwriting using computer technology. Assist in obtaining information for timely processing of all mortgage loans. Verify supporting documentation including, but not limited to, employment history, deposit information and other documentation related to the application. Comply with Regulations B, X and Z regarding the completion of required disclosures including, but not limited to, the Good Faith Estimate, Truth in Lending, Potential Transfer of Servicing Form, and if required, the Adverse Action notice. Promotes VACU mortgage products at branch locations, VACU finance seminars, and cross promotes other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services, and VACU Realty / Select and Joyner Fine Properties. Complete all required BSA and OFAC training and other required learnings. Report all suspicious activity to Security. Other duties may be required and assigned by the manager. Prerequisites for Position: Education: High School Graduate; College graduate preferred, but not required. Work Experience Significant conventional and government loan experience required. Excellent knowledge of mortgage documentation as well as federal, state, and local real estate regulations required. Prior experience building Dealer/Realtor relationships and marketing mortgage products preferred. Retail and Branch banking experience preferred. Experience using ENCOMPASS/VELOCIFY/BLEND automated underwriting system a plus. Desirable Traits Excellent oral and written communication skills. Strong member service and sales ability as demonstrated by monthly sales volume of $1mm of funded loans per month. Strong problem solving and organizational skills. Ability to analyze financial information. Must be a team player. Computer experience required. Comments Overtime and/or Saturday hours may be required NMLS Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS) PHYSICAL REQUIREMENTS: This job requires the ability to sit for long periods of time. This job requires infrequent lifting or carrying of objects up to 10 pounds.