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This question is about what a finance advisor does and finance advisor.
Yes, you can talk to a financial advisor for free. However, to truly benefit from their advice, a person will need more than this initial consultation.
Since financial advisers make their income from providing investment advice and financial planning, the overall financial benefit a person will get from the initial consultation will be limited.
What this consultation covers will depend on the adviser but will typically cover fairly generic financial advice and not provide any advice tailored to your particular situation. These sessions often serve as an introduction to allow the adviser to get to know you and understand your situation.
There are some financial advisors who operate from a different model. They will not charge you anything to talk to them, no matter how many appointments you make. In these scenarios they will instead charge a commission for financial products (such as insurance) that their client purchases.

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