How does Sezzle make money?

Sezzle makes money off of merchant fees. These are fees paid by merchants to Sezzle. Users of Sezzle do not pay any interest or fees. Sezzle collects 25% of consumer purchases made on its platform from the seller of the product. Sezzle also charges merchants a transaction fee that equates to 6%, plus $0.30 per each completed transaction.

• Late payment fees (penalty fees)

Sezzle also uses an "account reactivation" fee, as well as a "rescheduling convenience" fee for consumers that don't make payments in the time required.This fee is at a flat rate of $10. Rescheduling convenience fees are applied whenever a user chooses to move the payment to a later date. Sezzle uses a rescheduling fee of $5 per rescheduling request.