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Asset manager vs cash manager

The differences between asset managers and cash managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both an asset manager and a cash manager. Additionally, a cash manager has an average salary of $93,363, which is higher than the $85,814 average annual salary of an asset manager.

The top three skills for an asset manager include asset management, financial statements and property management. The most important skills for a cash manager are customer service, cash management, and treasury.

Asset manager vs cash manager overview

Asset ManagerCash Manager
Yearly salary$85,814$93,363
Hourly rate$41.26$44.89
Growth rate17%17%
Number of jobs64,73260,517
Job satisfaction--
Most common degreeBachelor's Degree, 68%Bachelor's Degree, 64%
Average age4646
Years of experience88

What does an asset manager do?

An asset manager is responsible for advising clients with their investment preferences and financial goals based on their assets' quantity and value. Asset managers regularly meet with their clients regarding their asset management's progress, recommending more investment options and considering the clients' needs. They manage financial portfolios and prepare stock market reports and forecasts as needed. An asset manager must have a broad knowledge of the financial industry and investment processes, identifying profit opportunities for long-term investment objectives.

What does a cash manager do?

A cash manager is responsible for monitoring cash flow, analyzing financial transactions, and allocating adequate budget and resources for every department's operations. Cash managers conduct data and statistical analysis to determine the company's expenses and financial loss and strategize techniques in minimizing those risks. They also help senior management in identifying business opportunities that would generate more revenue resources and increase profits for the business. A cash manager handles billing disputes, resolves account discrepancies, and submits accurate financial reports.

Asset manager vs cash manager salary

Asset managers and cash managers have different pay scales, as shown below.

Asset ManagerCash Manager
Average salary$85,814$93,363
Salary rangeBetween $59,000 And $123,000Between $66,000 And $130,000
Highest paying CityNew York, NYRedding, CA
Highest paying stateNew YorkCalifornia
Best paying companyDeutsche BankPVH
Best paying industryFinanceManufacturing

Differences between asset manager and cash manager education

There are a few differences between an asset manager and a cash manager in terms of educational background:

Asset ManagerCash Manager
Most common degreeBachelor's Degree, 68%Bachelor's Degree, 64%
Most common majorBusinessBusiness
Most common collegeStanford UniversityUniversity of Pennsylvania

Asset manager vs cash manager demographics

Here are the differences between asset managers' and cash managers' demographics:

Asset ManagerCash Manager
Average age4646
Gender ratioMale, 64.3% Female, 35.7%Male, 38.2% Female, 61.8%
Race ratioBlack or African American, 7.8% Unknown, 4.1% Hispanic or Latino, 15.0% Asian, 8.9% White, 63.8% American Indian and Alaska Native, 0.3%Black or African American, 8.0% Unknown, 4.1% Hispanic or Latino, 15.5% Asian, 8.0% White, 64.1% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between asset manager and cash manager duties and responsibilities

Asset manager example responsibilities.

  • Manage and improve the processes require to support server end of life and normal windows patching processes.
  • Manage a pipeline of assets/projects through the project life cycle of short sale/deed in lieu of foreclosure through closing.
  • Manage and facilitate IRB investigations of report non-compliance and/or scientific misconduct.
  • Recognize for financial acumen, successfully managing invoicing, vendor accounts, reconciliations, and target reports.
  • Manage commercial and multifamily REO portfolio preparing property operating plans to enhance value and marketability of REO asset
  • Trade structured product securities for accounts manage by other portfolio managers base on economic conditions and the needs of specific portfolios.
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Cash manager example responsibilities.

  • Lead and implement design of finance functions of new ERP system.
  • Manage day-to-day operational processing of securities lending program along with performing frequent analysis and audits for management reporting.
  • Process weekly ACH sweeps from depository accounts to corporate, wire transfers and other banking functions using PC.
  • Convert the in house manual system to an ADP ERP system.
  • Report bi-weekly on Sarbanes-Oxley relate to credits, debits and manual price adjustments.
  • Research and application of all GAAP policies and procedures as they pertain to the business.
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Asset manager vs cash manager skills

Common asset manager skills
  • Asset Management, 20%
  • Financial Statements, 7%
  • Property Management, 7%
  • Customer Service, 6%
  • Oversight, 5%
  • Loan Portfolio, 5%
Common cash manager skills
  • Customer Service, 32%
  • Cash Management, 10%
  • Treasury, 6%
  • Financial Statements, 4%
  • Reconciliations, 4%
  • ACH, 3%

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