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Claims benefit specialist vs worker's compensation claims examiner

The differences between claims benefit specialists and workers's compensation claims examiner can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a claims benefit specialist and a worker's compensation claims examiner. Additionally, a worker's compensation claims examiner has an average salary of $53,581, which is higher than the $47,292 average annual salary of a claims benefit specialist.

The top three skills for a claims benefit specialist include customer inquiries, appeals and medical terminology. The most important skills for a worker's compensation claims examiner are rehabilitation, social security, and litigation.

Claims benefit specialist vs worker's compensation claims examiner overview

Claims Benefit SpecialistWorker's Compensation Claims Examiner
Yearly salary$47,292$53,581
Hourly rate$22.74$25.76
Growth rate-6%-6%
Number of jobs32,20815,002
Job satisfaction--
Most common degreeBachelor's Degree, 40%Bachelor's Degree, 60%
Average age4444
Years of experience66

What does a claims benefit specialist do?

Claims and benefits specialists ensure their company's compliance with the internal and external health plan partner processes. The job requires them to be sharp, organized, and able to multitask. They recommend strategies that will improve the processes present in the current trends that they constantly evaluate. These specialists manage portfolios of claims and benefits issues and ensure that they provide the best resolutions that follow the health plan processing guidelines to impress their clients.

What does a worker's compensation claims examiner do?

Worker's Compensation Claims Examiners are responsible for managing the overall process of compensation claims for workers. They review accurate submission of claim documents, determine the appropriateness of compensation, and finalize the amount before authorizing payment to the respective worker. Other duties include ensuring claims adhere to workers' compensation law and follow proper guidelines. A Worker Compensation Claims Examiner normally work for life insurance or health companies.

Claims benefit specialist vs worker's compensation claims examiner salary

Claims benefit specialists and workers's compensation claims examiner have different pay scales, as shown below.

Claims Benefit SpecialistWorker's Compensation Claims Examiner
Average salary$47,292$53,581
Salary rangeBetween $32,000 And $68,000Between $33,000 And $84,000
Highest paying City-San Francisco, CA
Highest paying state-California
Best paying company-Zurich
Best paying industry-Finance

Differences between claims benefit specialist and worker's compensation claims examiner education

There are a few differences between a claims benefit specialist and a worker's compensation claims examiner in terms of educational background:

Claims Benefit SpecialistWorker's Compensation Claims Examiner
Most common degreeBachelor's Degree, 40%Bachelor's Degree, 60%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Claims benefit specialist vs worker's compensation claims examiner demographics

Here are the differences between claims benefit specialists' and workers's compensation claims examiner' demographics:

Claims Benefit SpecialistWorker's Compensation Claims Examiner
Average age4444
Gender ratioMale, 19.6% Female, 80.4%Male, 25.0% Female, 75.0%
Race ratioBlack or African American, 11.4% Unknown, 4.4% Hispanic or Latino, 16.9% Asian, 5.2% White, 61.6% American Indian and Alaska Native, 0.5%Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.8% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between claims benefit specialist and worker's compensation claims examiner duties and responsibilities

Claims benefit specialist example responsibilities.

  • Analyze, process and manage FMLA claims to determine eligibility and certification in compliance with state and federal regulations.
  • Establish a working knowledge of CPT, ICD-9, HCPCS codes, terminology, member benefits and claim flow.
  • Process claims utilizing appropriate ICD-9, DSM-IV and HCPCS codes.
  • Analyze each claim and calculate percentages for both PPO and NON-PPO providers.
  • Understand CPT, HCPCS, ICD-9-CM and ICD-10-CM medical claims coding regulations and guidelines
  • Process Non-HMO and PPO paper and electronic claims in an accurate and time manner.
  • Show more

Worker's compensation claims examiner example responsibilities.

  • Manage all aspects of claims, including heavy litigation and vocational rehabilitation cases.
  • Negotiate settlements and actively manage the litigation process and process complex and technically difficult claims.
  • Determine benefits when processing medical claims receive as HCFA and UB92 paper claims or electronically.
  • Set up vehicle inspections, and rental reservations as a part of the claim settlement process.
  • Handle incoming calls from customers and providers with policy changes and claim status updates and maintain HIPAA.
  • Process claim forms, adjudicates for provision of deductibles, co-pays, co-insurance maximums and provider settlements and Medicaid claims.
  • Show more

Claims benefit specialist vs worker's compensation claims examiner skills

Common claims benefit specialist skills
  • Customer Inquiries, 11%
  • Appeals, 7%
  • Medical Terminology, 6%
  • Routine Claims, 5%
  • CPT, 4%
  • Processing Issues, 4%
Common worker's compensation claims examiner skills
  • Rehabilitation, 22%
  • Social Security, 16%
  • Litigation, 15%
  • Medical Management, 9%
  • Workers Compensation Claims, 9%
  • TPA, 4%

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