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The differences between property claims adjusters and bodily injury adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a property claims adjuster and a bodily injury adjuster. Additionally, a bodily injury adjuster has an average salary of $55,281, which is higher than the $54,520 average annual salary of a property claims adjuster.
The top three skills for a property claims adjuster include customer service, claims handling and xactimate. The most important skills for a bodily injury adjuster are bodily injury claims, liability claims, and claims handling.
| Property Claims Adjuster | Bodily Injury Adjuster | |
| Yearly salary | $54,520 | $55,281 |
| Hourly rate | $26.21 | $26.58 |
| Growth rate | -6% | -6% |
| Number of jobs | 16,957 | 7,720 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 77% | Bachelor's Degree, 75% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
Property Claims Adjusters are individuals who evaluate the insurance claims of their clients. They specialize in the appraisal of property-related insurance claims such as damages or other concerns. They often work outside the office, typically always on fieldwork, since their job entails them to visit the property involved in the insurance claim. Property Claims Adjusters appraise the property, check the damages, evaluate whether the claims are valid, and provide their verdict. Insurance Claims on the property are adjusted based on their recommendations and final verdict. Property claims adjusters should be familiar with building codes, property laws, and insurance guidelines.
In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.
Property claims adjusters and bodily injury adjusters have different pay scales, as shown below.
| Property Claims Adjuster | Bodily Injury Adjuster | |
| Average salary | $54,520 | $55,281 |
| Salary range | Between $39,000 And $74,000 | Between $39,000 And $76,000 |
| Highest paying City | Trenton, NJ | - |
| Highest paying state | New Jersey | - |
| Best paying company | EMC Insurance | - |
| Best paying industry | Insurance | - |
There are a few differences between a property claims adjuster and a bodily injury adjuster in terms of educational background:
| Property Claims Adjuster | Bodily Injury Adjuster | |
| Most common degree | Bachelor's Degree, 77% | Bachelor's Degree, 75% |
| Most common major | Business | Business |
| Most common college | Stanford University | California State University - Bakersfield |
Here are the differences between property claims adjusters' and bodily injury adjusters' demographics:
| Property Claims Adjuster | Bodily Injury Adjuster | |
| Average age | 44 | 44 |
| Gender ratio | Male, 59.2% Female, 40.8% | Male, 39.4% Female, 60.6% |
| Race ratio | Black or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.3% American Indian and Alaska Native, 0.5% | Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |