Property claims adjuster vs general adjuster

The differences between property claims adjusters and general adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a property claims adjuster and a general adjuster. Additionally, a general adjuster has an average salary of $62,495, which is higher than the $54,520 average annual salary of a property claims adjuster.

The top three skills for a property claims adjuster include customer service, claims handling and xactimate. The most important skills for a general adjuster are customer service, xactimate, and claims handling.

Property claims adjuster vs general adjuster overview

	Property Claims Adjuster	General Adjuster
Yearly salary	$54,520	$62,495
Hourly rate	$26.21	$30.05
Growth rate	-6%	-6%
Number of jobs	16,957	47,263
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 77%	Bachelor's Degree, 76%
Average age	44	44
Years of experience	4	4

What does a property claims adjuster do?

Property Claims Adjusters are individuals who evaluate the insurance claims of their clients. They specialize in the appraisal of property-related insurance claims such as damages or other concerns. They often work outside the office, typically always on fieldwork, since their job entails them to visit the property involved in the insurance claim. Property Claims Adjusters appraise the property, check the damages, evaluate whether the claims are valid, and provide their verdict. Insurance Claims on the property are adjusted based on their recommendations and final verdict. Property claims adjusters should be familiar with building codes, property laws, and insurance guidelines.

What does a general adjuster do?

In insurance companies, a general adjuster is responsible for studying and analyzing insurance claims to identify the company's financial liability. As a general adjuster, they must personally assess the extent and cause of property or physical damages, including the cost of repairs. They may also conduct interviews with witnesses or experts to ensure the eligibility of claims. Furthermore, as a general adjuster, it is essential to maintain records and documentation of procedures and cases, all while adhering to the company's policies and regulations.

Property claims adjuster vs general adjuster salary

Property claims adjusters and general adjusters have different pay scales, as shown below.

	Property Claims Adjuster	General Adjuster
Average salary	$54,520	$62,495
Salary range	Between $39,000 And $74,000	Between $41,000 And $94,000
Highest paying City	Trenton, NJ	-
Highest paying state	New Jersey	-
Best paying company	EMC Insurance	-
Best paying industry	Insurance	-

Differences between property claims adjuster and general adjuster education

There are a few differences between a property claims adjuster and a general adjuster in terms of educational background:

	Property Claims Adjuster	General Adjuster
Most common degree	Bachelor's Degree, 77%	Bachelor's Degree, 76%
Most common major	Business	Business
Most common college	Stanford University	Stanford University

Property claims adjuster vs general adjuster demographics

Here are the differences between property claims adjusters' and general adjusters' demographics:

	Property Claims Adjuster	General Adjuster
Average age	44	44
Gender ratio	Male, 59.2% Female, 40.8%	Male, 73.0% Female, 27.0%
Race ratio	Black or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.3% American Indian and Alaska Native, 0.5%	Black or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.3% White, 61.0% American Indian and Alaska Native, 0.5%
LGBT Percentage	10%	10%

Differences between property claims adjuster and general adjuster duties and responsibilities

Property claims adjuster example responsibilities.

Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
Offer diligent investigations and evaluation of commercial and third party liability claims, investigative and litigation management.
Represent the insurance company in an arbitration settlement in NYC.
Write denial letters, reservations of rights letters, and other complex correspondence.
Recognize potentially fraudulent claims, utilizes SIU and other sources as needed, consults with management.
Negotiate with attorneys, order police reports, assist with the SIU department for possible fraud claims.

General adjuster example responsibilities.

Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
Investigate and evaluate bodily injury and property damage automobile and homeowner claims.
Respond to arbitration responses when need.
Investigate, inspect, scoped and estimate in Xactimate every loss assign.
Evaluate and estimate homeowner property damage.
Evaluate cost benefits so early settlement versus further litigation and negotiate settlement.

Property claims adjuster vs general adjuster skills

Common property claims adjuster skills

Customer Service, 34%
Claims Handling, 11%
Xactimate, 8%
Strong Customer Service, 5%
Damage Estimates, 5%
Policy Coverage, 3%

Common general adjuster skills

Customer Service, 19%
Xactimate, 17%
Claims Handling, 11%
Litigation, 10%
Commercial Property, 9%
Insurance Coverage, 7%

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Property Claims Adjuster
Property Claims Adjuster vs General Adjuster

Updated January 8, 2025

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