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The differences between property claims adjusters and insurance examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a property claims adjuster and an insurance examiner. Additionally, a property claims adjuster has an average salary of $54,520, which is higher than the $50,967 average annual salary of an insurance examiner.
The top three skills for a property claims adjuster include customer service, claims handling and xactimate. The most important skills for an insurance examiner are EKG, financial statements, and blood pressure.
| Property Claims Adjuster | Insurance Examiner | |
| Yearly salary | $54,520 | $50,967 |
| Hourly rate | $26.21 | $24.50 |
| Growth rate | -6% | -6% |
| Number of jobs | 16,957 | 39,601 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 77% | Bachelor's Degree, 46% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
Property Claims Adjusters are individuals who evaluate the insurance claims of their clients. They specialize in the appraisal of property-related insurance claims such as damages or other concerns. They often work outside the office, typically always on fieldwork, since their job entails them to visit the property involved in the insurance claim. Property Claims Adjusters appraise the property, check the damages, evaluate whether the claims are valid, and provide their verdict. Insurance Claims on the property are adjusted based on their recommendations and final verdict. Property claims adjusters should be familiar with building codes, property laws, and insurance guidelines.
A claims examiner is responsible for conducting a claim review of a client against a particular insurance company--usually a health and life insurance company. An examiner must review claims and then approve them, reject them, or develop a possible settlement. They need to communicate with policyholders and insurance agents to assess if all the information under the company's claims guidelines and policies are correct and accurate.
Property claims adjusters and insurance examiners have different pay scales, as shown below.
| Property Claims Adjuster | Insurance Examiner | |
| Average salary | $54,520 | $50,967 |
| Salary range | Between $39,000 And $74,000 | Between $34,000 And $76,000 |
| Highest paying City | Trenton, NJ | Farmington, CT |
| Highest paying state | New Jersey | Rhode Island |
| Best paying company | EMC Insurance | RSM US |
| Best paying industry | Insurance | Health Care |
There are a few differences between a property claims adjuster and an insurance examiner in terms of educational background:
| Property Claims Adjuster | Insurance Examiner | |
| Most common degree | Bachelor's Degree, 77% | Bachelor's Degree, 46% |
| Most common major | Business | Business |
| Most common college | Stanford University | University of Pennsylvania |
Here are the differences between property claims adjusters' and insurance examiners' demographics:
| Property Claims Adjuster | Insurance Examiner | |
| Average age | 44 | 44 |
| Gender ratio | Male, 59.2% Female, 40.8% | Male, 24.1% Female, 75.9% |
| Race ratio | Black or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.3% American Indian and Alaska Native, 0.5% | Black or African American, 12.3% Unknown, 4.5% Hispanic or Latino, 15.7% Asian, 6.0% White, 61.0% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |