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Property claims adjuster vs property adjuster

The differences between property claims adjusters and property adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a property claims adjuster and a property adjuster. Additionally, a property adjuster has an average salary of $54,661, which is higher than the $54,520 average annual salary of a property claims adjuster.

The top three skills for a property claims adjuster include customer service, claims handling and xactimate. The most important skills for a property adjuster are customer service, xactimate, and claims handling.

Property claims adjuster vs property adjuster overview

Property Claims AdjusterProperty Adjuster
Yearly salary$54,520$54,661
Hourly rate$26.21$26.28
Growth rate-6%-6%
Number of jobs16,95712,286
Job satisfaction--
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 73%
Average age4444
Years of experience44

What does a property claims adjuster do?

Property Claims Adjusters are individuals who evaluate the insurance claims of their clients. They specialize in the appraisal of property-related insurance claims such as damages or other concerns. They often work outside the office, typically always on fieldwork, since their job entails them to visit the property involved in the insurance claim. Property Claims Adjusters appraise the property, check the damages, evaluate whether the claims are valid, and provide their verdict. Insurance Claims on the property are adjusted based on their recommendations and final verdict. Property claims adjusters should be familiar with building codes, property laws, and insurance guidelines.

What does a property adjuster do?

Typically working for insurance companies, a property adjuster specializes in inspecting property damages to assess and determine a company's financial obligations. Their responsibilities revolve around reaching out to clients through calls and correspondence, arranging appointments, gathering and verifying data, and traveling to different locations to meet with clients. They may also negotiate settlements and authorize payments in adherence to the company's policies and regulations. Furthermore, as a property adjuster, it is essential to have a deep understanding of property costs to ensure the accuracy of claims.

Property claims adjuster vs property adjuster salary

Property claims adjusters and property adjusters have different pay scales, as shown below.

Property Claims AdjusterProperty Adjuster
Average salary$54,520$54,661
Salary rangeBetween $39,000 And $74,000Between $39,000 And $76,000
Highest paying CityTrenton, NJSan Francisco, CA
Highest paying stateNew JerseyAlaska
Best paying companyEMC InsuranceThe Hanover Insurance Group
Best paying industryInsuranceInsurance

Differences between property claims adjuster and property adjuster education

There are a few differences between a property claims adjuster and a property adjuster in terms of educational background:

Property Claims AdjusterProperty Adjuster
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 73%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Property claims adjuster vs property adjuster demographics

Here are the differences between property claims adjusters' and property adjusters' demographics:

Property Claims AdjusterProperty Adjuster
Average age4444
Gender ratioMale, 59.2% Female, 40.8%Male, 67.6% Female, 32.4%
Race ratioBlack or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.3% American Indian and Alaska Native, 0.5%Black or African American, 12.4% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.2% White, 60.9% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between property claims adjuster and property adjuster duties and responsibilities

Property claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Offer diligent investigations and evaluation of commercial and third party liability claims, investigative and litigation management.
  • Represent the insurance company in an arbitration settlement in NYC.
  • Write denial letters, reservations of rights letters, and other complex correspondence.
  • Recognize potentially fraudulent claims, utilizes SIU and other sources as needed, consults with management.
  • Negotiate with attorneys, order police reports, assist with the SIU department for possible fraud claims.
  • Show more

Property adjuster example responsibilities.

  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Complete property appraisals on residential dwelling and commercial property including business interruption and business personal property using Xactimate program.
  • Analyze homes, automobiles, boats, RV's, etc.
  • Issue payments via ECS system.
  • Experience in CCC estimating software systems.
  • Experience with CCC pathways estimating system.
  • Show more

Property claims adjuster vs property adjuster skills

Common property claims adjuster skills
  • Customer Service, 34%
  • Claims Handling, 11%
  • Xactimate, 8%
  • Strong Customer Service, 5%
  • Damage Estimates, 5%
  • Policy Coverage, 3%
Common property adjuster skills
  • Customer Service, 17%
  • Xactimate, 11%
  • Claims Handling, 6%
  • State Regulations, 6%
  • Strong Analytical, 5%
  • Litigation, 5%

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