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Property claims adjuster vs subrogation specialist

The differences between property claims adjusters and subrogation specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a property claims adjuster and a subrogation specialist. Additionally, a property claims adjuster has an average salary of $54,520, which is higher than the $52,739 average annual salary of a subrogation specialist.

The top three skills for a property claims adjuster include customer service, claims handling and xactimate. The most important skills for a subrogation specialist are insurance carriers, arbitration, and subrogation claims.

Property claims adjuster vs subrogation specialist overview

Property Claims AdjusterSubrogation Specialist
Yearly salary$54,520$52,739
Hourly rate$26.21$25.36
Growth rate-6%-6%
Number of jobs16,95722,219
Job satisfaction--
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 55%
Average age4444
Years of experience44

Property claims adjuster vs subrogation specialist salary

Property claims adjusters and subrogation specialists have different pay scales, as shown below.

Property Claims AdjusterSubrogation Specialist
Average salary$54,520$52,739
Salary rangeBetween $39,000 And $74,000Between $40,000 And $69,000
Highest paying CityTrenton, NJ-
Highest paying stateNew Jersey-
Best paying companyEMC Insurance-
Best paying industryInsurance-

Differences between property claims adjuster and subrogation specialist education

There are a few differences between a property claims adjuster and a subrogation specialist in terms of educational background:

Property Claims AdjusterSubrogation Specialist
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 55%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Property claims adjuster vs subrogation specialist demographics

Here are the differences between property claims adjusters' and subrogation specialists' demographics:

Property Claims AdjusterSubrogation Specialist
Average age4444
Gender ratioMale, 59.2% Female, 40.8%Male, 33.3% Female, 66.7%
Race ratioBlack or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.3% American Indian and Alaska Native, 0.5%Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.9% Asian, 5.2% White, 62.2% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between property claims adjuster and subrogation specialist duties and responsibilities

Property claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Offer diligent investigations and evaluation of commercial and third party liability claims, investigative and litigation management.
  • Represent the insurance company in an arbitration settlement in NYC.
  • Write denial letters, reservations of rights letters, and other complex correspondence.
  • Recognize potentially fraudulent claims, utilizes SIU and other sources as needed, consults with management.
  • Negotiate with attorneys, order police reports, assist with the SIU department for possible fraud claims.
  • Show more

Subrogation specialist example responsibilities.

  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Finalize claim settlements, process reimbursement checks and forward unsettled claim files to litigation or arbitration.
  • Run CCC evaluations to determine vehicle values for proper settlement negotiations.
  • Claim handling, negotiation and settlements of files within the CCC guidelines.
  • Review and complete title and DMV transfer forms to process and dispose salvage vehicles.
  • Assist auto owners with salvage title guidelines respective to their state DMV's rules.
  • Show more

Property claims adjuster vs subrogation specialist skills

Common property claims adjuster skills
  • Customer Service, 34%
  • Claims Handling, 11%
  • Xactimate, 8%
  • Strong Customer Service, 5%
  • Damage Estimates, 5%
  • Policy Coverage, 3%
Common subrogation specialist skills
  • Insurance Carriers, 15%
  • Arbitration, 10%
  • Subrogation Claims, 7%
  • Litigation, 6%
  • Workers Compensation, 6%
  • Liability Claims, 6%

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