Senior associate jobs in Camden, NJ

Consumer Credit Risk Sr. AssociateCountry: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Consumer Credit Risk Sr. Associate is responsible for risk analysis and independent oversight of credit quality of assigned portfolios. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal control and will recommend opportunities and proposed resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies. Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. Evaluates the adequacy and effectiveness of data, document retention, and monitors systems. Oversees and ensures consistent quality control, accuracy, and compliance with internal policies and regulatory requirements for reporting processes. Ensures and executes ongoing maintenance of controls, mitigation plans, testing, and/o credit risk assessments. Partners with the accountable business owner for effective 1st and 2nd line of defense Risk Management and Controls. Provides oversights on risk-management content/processes What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience. Work Experience: 9+ years in Credit RIsk in the Banking or Financial Services Industry. Advanced Proficiency with SQL, Python and Power BI required. Advanced knowledge of the operational, accounting, credit, regulatory, market and technological risks within Financial Industry. Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s). Demonstrated credit analysis skills for understanding/tracking counter party performance and market risk & modeling skills for evaluating trade positions and the related counter party risk exposures. Demonstrated track record interacting with the regulators, external and internal audit. Superior project management skills. Excellent written and verbal communication. Ability to interact with all levels of management, work independently and in a team environment. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $101,250.00 USD Maximum: $185,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs. Primary Location: Boston, MA, Boston Other Locations: Massachusetts-Boston,Texas-Austin,New Jersey-Trenton,New York-Albany,Connecticut-Hartford,Florida-Tallahassee,Pennsylvania-Harrisburg,Rhode Island-Providence Organization: Santander Holdings USA, Inc.

Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Consumer Credit Risk Sr. Associate is responsible for risk analysis and independent oversight of credit quality of assigned portfolios. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal control and will recommend opportunities and proposed resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. * Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies. * Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. * Evaluates the adequacy and effectiveness of data, document retention, and monitors systems. * Oversees and ensures consistent quality control, accuracy, and compliance with internal policies and regulatory requirements for reporting processes. * Ensures and executes ongoing maintenance of controls, mitigation plans, testing, and/o credit risk assessments. * Partners with the accountable business owner for effective 1st and 2nd line of defense Risk Management and Controls. * Provides oversights on risk-management content/processes What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Education: Bachelor's Degree or equivalent work experience. * Work Experience: 9+ years in Credit RIsk in the Banking or Financial Services Industry. * Advanced Proficiency with SQL, Python and Power BI required. * Advanced knowledge of the operational, accounting, credit, regulatory, market and technological risks within Financial Industry. * Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s). * Demonstrated credit analysis skills for understanding/tracking counter party performance and market risk & modeling skills for evaluating trade positions and the related counter party risk exposures. * Demonstrated track record interacting with the regulators, external and internal audit. * Superior project management skills. * Excellent written and verbal communication. * Ability to interact with all levels of management, work independently and in a team environment. Certifications: * No Certifications listed for this job. It Would Be Nice For You To Have: * Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. * Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $101,250.00 USD Maximum: $185,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

This position requires a highly motivated and experienced Loan Servicing professional who will partner with our Insurance Servicing and Loan Administration departments. The individual will be responsible for performing various research functions for a variety of areas in Operations/Servicing. The individual will be responsible for having a high-level understanding of all functions within servicing and will assist with procedure reviews and implement more efficient processes. They will Interact with various stakeholders (borrowers, investor clients and loan officers). Inclusive of our clients, they will interact with Master Servicers, legal counsel, internal and functional area team members. Responsibilities in accordance with policies and procedures, industry standards, loan documents, and servicing agreements. This position is to serve as the central point of contact for procedural review, research and overall process improvements for the operations/servicing teams. They will address and respond to normal and customary questions and inquiries from clients. The position is in Lower Gwynedd, PA on a hybrid basis. Qualifications Bachelor's Degree from an accredited institution 1-3 years related work experience, preferably in mortgage banking or servicing Knowledge of Freddie Mac and Fannie Mae servicing platforms such as DMS, PRS, and MAMP is a plus A state issued insurance license is desirable, but not required Note: The statements herein are intended to describe the general nature and level of work being performed by employees and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified. Newmark is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law. Essential Duties and Responsibilities Manage approximately 50-70 insurance claims from beginning to completion - working with borrowers, adjusters, insurance agents, Master Servicers, Lenders/Investors and other interested parties Manage the administration of Newmark's Lender-Placed & REO Insurance programs Conduct quality reviews of all insurance packages submitted by third-party vendors Read and interpret loan documents to determine requirements for Newmark portfolio of loans Work with all applicable functional business units to ensure compliance with loan document requirements and borrower requests on all servicing systems Support the Insurance Compliance Department with annual audit reviews from various stakeholders and investors Annual Procedure review (high level and process mapping) and coordination with team members for updates Identifying Process inefficiencies and offer alternative solutions to management System testing (as needed, including occasional weekends) Interaction and communication with other departments Interface with customers, vendors, and internal team members to resolve issues as appropriate Other duties as required based on need Core Competencies Ability to learn and understand multiple servicing processes quickly Follow established policies and procedures; update procedure documentation as requested Interpret and utilize policies and procedures, investor guides and loan documents Recognize, escalate and resolve risk issues related to day-to-day processes, as they arise Strong written and verbal communication skills Initiative in identifying, designing, and implementing process improvements in day-to-day duties Ability to problem solve and communicate with others at all levels - internally and externally Must display a high degree of initiative, task ownership and attention to detail Must be willing and able to research and resolve matters as new issues arise Ability to work productively and multitask under minimal supervision Possess excellent collaboration skills Ability to work in a time sensitive environment. Flexibility and ability to respond to rapidly changing priorities, work productively in a fast-paced, evolving work environment Highly developed computer skills, specifically using MS Excel, Word, Power Point, and AI applications Pro-active team player Strong interpersonal skills: ability to work in and support a team environment Ability to organize and prioritize projects, complete multiple tasks on schedule, and function as a committed team player Take ownership of their training development and growth

Join our Card Product Configuration & Support team as a Senior Associate, where you'll leverage Generative AI (GenAI) to transform and automate processes within our Credit Card business. This role offers significant career growth and the opportunity to work on strategic, high-impact projects that drive efficiency and innovation. We are seeking a highly skilled Senior Associate to join our Card Product Configuration & Support team. This role is focused on developing and implementing Generative AI (GenAI) solutions to enhance automation, decision-making processes, and reporting capabilities. You will work on strategic projects that drive transformation and efficiency across our Credit Card business, leveraging GenAI to deliver innovative solutions. Key Responsibilities: Develop and implement GenAI solutions using Python to enhance automation and decision-making processes within the Card Product Configuration & Support team. Collaborate with internal stakeholders to identify business needs and develop GenAI solutions that address client needs and drive transformation. Design and implement scalable and reliable data processing pipelines and deploy GenAI model inference services. Monitor and improve GenAI model performance through feedback and active learning. Collaborate with technology teams to deploy and scale GenAI models in production environments. Deliver written, visual, and oral presentations of GenAI findings to business and technical stakeholders. Stay updated on the latest advancements in GenAI and data science, and identify emerging techniques to drive ongoing enhancement. Ensure compliance with data privacy and security standards. Required Qualifications, Capabilities, and Skills: Bachelor's degree in a relevant quantitative field and 3+ years of data analytics experience, or advanced degree and 2+ years of experience. Advanced Python programming skills with experience writing production-quality code. Strong knowledge of language models, prompt engineering, model fine-tuning, and domain adaptation. Familiarity with GenAI frameworks and tools. Experience with deep learning frameworks such as TensorFlow and PyTorch. Experience with modern analytics tools (e.g., Tableau, Alteryx, UiPath, PowerApps) and data querying languages (e.g., SQL) is preferred. Good understanding of data structures, algorithms, and statistics. Excellent communication skills and the ability to convey complex information to both technical and business audiences. Leadership and collaboration skills with a strong intellectual curiosity for solving business problems. Experience in the financial services industry is a plus.

JobID: 210683990 JobSchedule: Full time JobShift: Base Pay/Salary: Jersey City,NJ $103,550.00-$172,000.00 Bring your expertise to JPMorganChase. As a part of Fraud Strategy, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Fraud Strategy is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Associate within the Fraud Strategy Team, you will be responsible for designing and validating fraud strategies, capabilities, and processes including working with Product, Technology and Operations. Your role will require a deep understanding of the business, data analysis to understand root causes, and the use of analytics to design and implement solutions. You will play a pivotal role in promoting end-to-end solutions that mitigate risk while balancing the minimization of revenue loss, operating costs, and customer impacts. Job responsibilities * Manage and enhance Fraud strategy to drive the intended tradeoff between fraud mitigation, financial performance, customer experience, and operational efficiency * Regularly monitor fraud trends and customer frictions to identify opportunities to improve fraud strategy performance * Leverage internal and external data sources and advanced analytic tools to drive accurate fraud detection * Partner with product, technology, and operations to develop new capabilities for better detection and treatment by helping design solutions, develop requirements and test before and after implementations * Collaborate closely with broader fraud strategy team and other cross functional teams to leverage best practice and ensure control and compliance * Stay on top of the industry trends and adopt industry best practices * Drive concise and effective oral and written communications with internal and external partners at different levels Required qualifications, capabilities, and skills * MS degree and 2+ years (or BS degree and 4+ years) of experience in risk management/data analytics. * Excellent collaboration and partnership skills with proven track record in working well with internal teams and external partners * Ability to think strategically to come up with a vison for areas of responsibility, develop roadmaps and drive execution to balance short-term vs long-term solutions * Strong knowledge of SAS, SQL, Python and MS Office required * Strong analytical thought leadership with the ability to leverage AI and machine learning to drive effective and innovative solutions * Strong process management and project management skills with the ability to drive capability development. * Strong communication skills with the ability to communicate effectively and strategically to senior leaders and key stakeholders * Demonstrated strong curiosity to learn and attention to details to drive analytical and execution quality Preferred qualifications, capabilities, and skills * Relevant fraud experience preferred * Product management experience is a plus To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Bring your Expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Senior Associate within the Acquisitions team, you will play a pivotal role in identifying, assessing, and mitigating risks to ensure we operate within established risk parameters and achieve long-term performance goals for Chase Card Services. This position requires cross-functional collaboration, working closely with product, marketing, technology, and other teams. We are looking for someone who will bring energy, curiosity, a willingness to learn, and a desire to do the right thing. As part of the broader Card Acquisition Credit Risk Team, you will play a key role in shaping the future of our lending products. Job Responsibilities Develop and implement end-to-end Risk Criteria for Acquisition channels Lead comprehensive analytics to measure and challenge key strategic business initiatives and be able to independently generate solutions Provide thought leadership and lead initiatives end to end, including defining problem statements, identifying risks and opportunities, securing stakeholder buy-in, and bringing ideas to life Work independently and in teams to identify and assess performance trends, utilizing both statistical and data mining tools and quantitative methodologies Conduct root cause analysis to provide clear, actionable recommendations to leadership and various stakeholders Prepare and present detailed risk monitoring reports to senior management and stakeholders, ensuring clear communication of findings Support the development and maintenance of the company's risk management framework, ensuring compliance with regulatory requirements Monitor internal and external behavioral data along with public information on industry trends, regulatory changes, and credit risk management best practices to continuously improve risk management processes Follow a disciplined analysis approach to ensure recommendations taken to leadership and stakeholders result in correct decisions Required qualifications, capabilities, and skills: 3+ years of risk management or financial services experience Ability to translate complex analysis into practical solutions and create concise presentations with sound business conclusions Possess the drive to succeed, be results oriented, have high attention to detail, and independently make decisions Previous experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered) Experience partnering across different functions and possess independent decision-making skills Result oriented with high attention to detail and ability to lead projects Flexible and able to handle multiple tasks in a fast-paced changing environment Knowledge of financial procedures & principles and strong understanding of consumer lending Bachelor's degree in a relevant discipline like Statistics, Economics, or Finance Preferred qualifications, capabilities, and skills: Related quantitative discipline preferred Advanced degree in Mathematics, Statistics, Economics, Finance

JobID: 210657478 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $104,500.00-$165,000.00 Want to be a successful Data Owner to the firm's agenda of enabling the business to drive faster innovation through the use of its data and ensuring that data is of good quality and well-protected? As a Data Owner Senior Associate, within the Card Team, you will be accountable for all data in the respective Card product that is created, provisioned, or consumed to support business objectives, advanced analytics, business operations, and reporting and serve as a member of the QUAD, collaborating with the Product Owner, design lead, and technology lead to ensure that the product delivers data in a manner consistent with the quality and safety requirements of the business. Job Responsibilities: * Create plans for the development and delivery of product data to support strategic business objectives, business operations, advanced analytics, and metrics and reporting and work with key partners to drive an understanding of the data and its use within the business. * Identify the scope of critical data within their product, ensuring that the prioritized data is well-documented as to its meaning and purpose, and classified accordingly with metadata to enable its understanding and control * Support the aligned Data & Analytics lead for their product by identifying data required to be integrated into analytics platforms to support analytics projects. * Document requirements for the accuracy, completeness, and timeliness of data within the product, and coordinate resources to deliver data quality requirements and develop processes and procedures to identify, monitor, and mitigate data risks for data in the product, including risks related to data protection, data retention and destruction, data storage, data use, and data quality. * Develop strong relationships with product data delivery partners and data consumers, including leaders in the Business, Technology, Analytics, Operations, Risk and Control functions and track and manage workstreams and associated KPIs to ensure deliveries are successful * Design and develop data models that support business processes and analytics requirements and create and optimize database structures to ensure efficient data storage and retrieval and analyze data requirements and translate them into technical specifications for data models. * Maintain comprehensive documentation of data models, structures, and processes. Required qualifications, capabilities, and skills: * Bachelor's degree required, with 4+ years of industry experience in a data-related field. * Technical expertise in data management, data engineering, data pipelines, data modeling, data architecture, and governance, along with proficiency in data modelling tools and techniques. * Experience with cloud platforms like AWS, Google, or Azure, and/or big data technologies such as Hadoop, Spark, Alteryx, Snowflake. * Strong understanding of data quality, privacy, and security standards, and experience with data governance frameworks and tools. * Proven ability to manage delivery across multiple workstreams with varying timelines, ensuring our product and organization meet goals through effective execution via internal partnerships. * Subject matter expertise in business or product data or processes * Familiarity with database management systems (e.g., SQL, NoSQL) and understanding of Agile technological development methodology and knowledge of industry best practices for data management and modelling. Preferred qualifications, capabilities, and skills: * Credit Card domain knowledge is a plus.

Are you an independent and collaborative thinker with experience in designing, developing, and implementing engaging and effective learning experiences and videos for diverse audiences? Then this is the role for you! As a Senior Digital Learning Video Associate, you will have a pivotal role in designing, developing, and implementing engaging and effective learning experiences for diverse audiences. You'll lead end-to-end video production-storyboarding, scripting, shooting, editing, and post-production-to create high-impact multimedia content that brings learning objectives to life. Serving as the liaison with Subject Matter Experts (SMEs), you'll capture expert insights on camera and translate them into compelling visual narratives. You will explore innovative methods to improve learning retention, leveraging your instructional design, eLearning development, and video production skills. Adhering to established procedures and design standards, you'll craft solutions that resonate with the modern learner. Additionally, you will design and develop dynamic, responsive digital learning solutions using cutting-edge web technologies-ensuring optimal performance, speed, scalability, and seamless integration of rich video assets. Job Responsibilities Produce high-quality digital platforms, videos, and graphics by leveraging extensive experience with industry-standard applications such as Vyond, Figma, Synthesia, and Adobe Creative Cloud, including Premiere Pro, After Effects, Audition, Animate, Illustrator, and Photoshop. Apply design thinking, digital design, and agile development processes to recommend improvements to existing workflows. Actively contributes and collaborates within a team, iterating on solutions, demonstrating flexibility and adaptability, and exploring new tools and approaches to deliver solutions efficiently and at scale. Manage all aspects of learning development projects using agile methodologies, from needs analysis to implementation. Stay informed about emerging technologies and trends to bring fresh ideas to digital platform projects. Ensure quality control (QC) checks are conducted for all digital solutions, and that all training materials are thoroughly reviewed and approved by necessary stakeholders, adhering to established procedures and standards for design and accessibility. Engage with project sponsors, management, business stakeholders, and Subject Matter Experts (SMEs) to understand needs, provide recommendations, and develop learning products focused on enhancing employee experience and performance. Hold all project stakeholders accountable for content delivery, review, and approval deadlines, escalating issues as needed. Required qualifications, capabilities and skills 5+ years of proven expertise in Instructional design, specializing in the development of interactive e-learning modules that enhance learner engagement and retention through innovative design and collaboration with subject matter experts, complemented by experience in training Proficiency in digital multimedia tools including Adobe Premiere Pro, Adobe After Effects, Vyond, Figma, Synthesia, Adobe Captivate, and Camtasia Proficiency in the design, production, and editing of video-based learning while applying instructional design principles to engage learners and meet instructional objectives Demonstrated ability to swiftly learn and adapt to new tools and processes, with expertise in content development and effective management of multiple projects in a fast-paced, deadline-driven, and agile development environment Demonstrated ability to work both independently and collaboratively towards achieving desired outcomes, with strong skills in engaging in a proactive feedback process Strong time and project management skills, demonstrated by timely task completion and high-quality deliverables Experienced in and assist with the ongoing updates and improvements of the CMS, ensuring all content is optimized for performance and user engagement Your resume must include a comprehensive portfolio that showcases your instructional design, video production, and development skills, featuring an original high-quality videos using Adobe Premier, Adobe After Effects and/or Vyond. Preferred qualifications, capabilities and skills Bachelor's degree in instructional design, computer science, digital learning design technology, multimedia technology, or a related field is preferred, or equivalent extensive work experience Proficiency in multiple design and development tools/programs gamification, audio/video studio production and editing, generative content using artificial intelligence, 3D modeling, and Microsoft Office tools

JobID: 210690844 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $104,500.00-$165,000.00 Embrace the challenge of adapting to shifting priorities and resources while contributing to a dynamic team, applying your strategic thinking skills to drive impact at the heart of a fast-growing organization. As a Strategy Senior Associate, you'll help drive strategic priorities, support product and portfolio strategy, and shape the future of our card business. In this role you'll partner with cross-functional teams to set and track strategic objectives, support high-priority initiatives, and help define the long-term vision for customer experience and product strategy. This role is ideal for someone who thrives in a fast-paced, collaborative environment, enjoys solving complex problems, and is eager to make a meaningful impact. Job responsibilities: * Play a key role in setting strategic direction, driving alignment on long-term priorities, and influencing decision-making to advance top business priorities * Help define and maintain the framework for tracking and measuring the product portfolio's ongoing success * Support critical strategic initiatives to enhance and transform customer experiences, identifying new business opportunities and scalable solutions * Assist in developing and socializing strategies for transformation and long-term growth and partner with cross-functional leaders to implement * Cultivate strategic awareness and collaboration across the portfolio, ensuring initiatives are integrated and aligned while proactively identifying synergies and opportunities to advance key priorities Required qualifications, capabilities, and skills: * 4+ years of experience or equivalent expertise in strategy consulting, corporate strategy, investment banking, strategic finance, or similar roles * Excellent analytical skills with the ability to structure and break down complex problems, synthesize diverse information, and develop actionable insights and recommendations * Strong verbal and written communication skills, able to clearly and persuasively convey complex ideas; advanced storytelling abilities demonstrated through compelling PowerPoint presentations and proficient use of Excel * Strong relationship builder comfortable collaborating with and influencing leadership * Intellectual curiosity and ability to develop subject matter expertise in new subjects quickly Preferred qualifications, capabilities, and skills: * Demonstrated prior experience working in a highly matrixed, complex organization * Experience working in financial services

Collaborate with marketing managers and leverage your skills in SAS and SQL to make a difference. As an Audience Management Analyst within the Data & Analytics department, you will develop and generate list reports to support marketing and servicing campaigns. You will work closely with Program/Marketing managers to gather business requirements and create program specifications. Your role is crucial in ensuring compliance and process adherence. Your expertise in data analysis will drive strategic decisions and enhance customer engagement. Job Responsibilities: Design and develop SAS/SQL code to define populations for campaigns. Collaborate with business partners using analytics and data insights for marketing strategy. Manage attribute logic and research new data elements for targeting. Produce data validations on campaign populations to ensure marketing requirements are met. Identify correlations and trends in data, and communicate impacts that could affect campaign results. Participate in quality code reviews and identify issues for correction or improvement. Identify and implement ideas for global process improvements to increase department efficiency. Represent the Audience Targeting area in technical meetings with IT and other areas. Mentor new and junior Audience Targeting resources. Required qualifications, capabilities, and skills: Bachelor's degree with 5 years of technical experience or Master's degree with 1-3 years of experience in Computer Science, Technology Management, Statistics, or Math Advanced coding skills in SAS and SQL Experience with SQL and relational databases such as Oracle and Teradata Excellent analytical and problem-solving skills Strong verbal communication and correspondence skills Ability to multi-task in a fast-paced environment Good time management and ability to prioritize Preferred qualifications, capabilities, and skills: Experience with other programming languages (e.g., VB, VBA, Java, Perl, Python, C++, Unix shell scripting) Background in marketing operations, direct marketing, or data analysis Result-oriented with a proactive approach to resolving problems Ability to articulate the causes of issues and escalate concerns when necessary ***Relocation assistance is not available for this role

JobID: 210685999 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $104,500.00-$165,000.00 We are seeking visionaries to support the HR Analytics Advisor practice for one of our Firm's lines of businesses. In this role, you will work alongside a team of data analysts and storytellers who partner with business leaders, HR executives, and functional stakeholders to transform how talent and workforce decisions are made. As an HR Analytics Advisors Associate, you will support the "last mile" of people analytics-embedding insight into decision-making by combining data, analytics, and business context into clear, actionable narratives. You will operate at the intersection of business strategy, advanced analytics, and HR leadership, driving data-driven outcomes that materially impact workforce performance, risk management, and talent growth. You will also collaborate with cross-functional partners to build self-service capabilities and predictive models. We value diversity, inclusion, and a culture of continuous learning to drive innovative, data-driven HR solutions. Job responsibilities * Assist in establishing the function as a trusted advisor to senior executives, including HR business heads, line of business leaders, CFOs, COOs, and strategy leads * Drive proactive analytics to identify workforce and talent patterns, risks, and opportunities and develop recommended action plans * Provide responsive data-driven insights to address ad-hoc business questions and strategic workforce inquiries * Deliver deep insights aligned to HR processes such as performance reviews, succession planning, and talent allocation * Partner closely with HR business executives to contextualize data and insights within business strategies and priorities * Develop and refine executive-ready presentations that articulate complex insights clearly, persuasively, and visually * Deliver consistently high-quality analysis and storytelling that drives action, not just awareness * Partner with the Business Intelligence team to automate recurring reporting and enhance self-service capabilities * Collaborate with the AI & Data Science team to shape derivative features, predictive models, and pattern recognition analytics * Work with the Chief Data Office to ensure high-quality source data, governance, and entitlements that underpin advisory narratives * Track, measure, and communicate the business impact of analytics advisory work Required qualifications, capabilities, and skills * 3+ years of progressive experience in analytics, data, and business strategy within a large, complex, global organization * Strong track record of engaging and influencing senior executives through analytics, insights, and compelling storytelling * Deep experience bridging business strategy with data science, reporting, and analytic insights * Exceptional executive presence and communication skills with ability to synthesize and present insights to senior leaders * Strategic thinker with ability to connect data to commercial and workforce outcomes * Strong collaboration skills with experience leading through influence across matrixed teams * Comfortable working in high-visibility, high-stakes environments * Passion for talent, workforce strategy, and advancing HR through data-driven decision-making * Experience defining mission, operating models, and success metrics for advisory functions with proven impact on business outcomes through analytics such as improved retention, accelerated mobility, and optimized workforce allocation * Proficiency with analytics and presentation tools used for executive advisory engagements * Experience integrating analytics into recurring HR processes and decision-making forums with track record of increasing self-service analytics adoption, automating routine data requests, and recognition as a trusted partner by business and HR leadership Preferred qualifications, capabilities, and skills * Financial services or professional services background preferred * Human Resources Strategy experience preferred

As the Cardmember Experience & Satisfaction, Sr. Associate you will be a talented, customer-obsessed rising leader who will be responsible for portfolio servicing, retention and customer satisfaction.. You will partner closely with customer service teams to ensure representatives are well-trained and that contractual SLAs are met and handle all customer escalations. You will identify opportunities for ongoing improvement of cardmember experiences based on voice of the cardmember gathered through NPS scores/comments, JD Power Rankings, customer research and cardmember complaints. You will partner with other Marriott Cobrand team members, customer service leaders and agency partners to deliver on this book of work. Required qualifications, capabilities, and skills: Prior experience with customer service is ideal Past experience analyzing data, interpreting data, developing decks to tell a story about the data Bachelor's Degree Strongly preferred 3-5 years of work experience required Excellent communication skills (written and verbal) communication with prior experience Job responsibilities: Possess a customer-obsessed mindset to ensure delivery of exceptional customer experiences Be an analytical marketer with solutions-orientation and creative problem solving Be results-oriented with attention to detail and bias towards action Have a focus on operational excellence Have excellent verbal/written communication and strong presentation skills Be collaborative with strong organizational and project management skills Analyze, interpret and communicate data as an input into ways to further elevate the cardmember's experience

JobID: 210683551 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $104,500.00-$145,000.00 Join our team and make a significant impact through innovative content design, driving customer confidence and satisfaction. Shape customer experiences in Digital with your expertise in content design principles. As a Content Design Senior Associate in Digital, you will play an important role in shaping customer experiences through content and building customer confidence across our products and services. Using your expertise in content design principles, you will plan, create, and structure product content within a user experience design framework. Collaborate with cross-functional teams to ensure narrative consistency, influencing product design, architecture, and functionality. Job Responsibilities * Develop and implement content strategies for products and features, ensuring alignment with user experience principles and business objectives. * Collaborate with cross-functional teams to create engaging, user-friendly content that is cohesive and intuitive for a diverse audience. * Create content taxonomies to refine content organization and structure, incorporating user feedback for continuous improvement. * Adopt brand voice to produce clear, concise, and engaging content that communicates complex concepts effectively. * Analyze content performance metrics, making data-driven recommendations for optimization and enhancement of user experiences. * Manage stakeholder reviews, including legal; articulate content rationale and decisions with clarity. Required Qualifications, Capabilities, and Skills * 3+ years of experience in content design, or equivalent expertise in editing and writing, with a focus on digital products and platforms. * Experience in creating content architectures, storytelling, and clear and concise writing. * Demonstrated experience in applying accessibility guidelines and inclusive design to create user-friendly content. * Experience with iterative design techniques, incorporating user feedback for continuous improvement. * Proficient technical literacy in content platforms and understanding their impact on user experience. * Adaptive learner in new financial services products and offerings. * Excellent verbal and written communication skills. Preferred Qualifications, Capabilities, and Skills * Familiarity with Microsoft 365 suite, Figma, and Atlassian tools. * Experience using LLM tools to drive efficiency in work. * Familiarity with Agile development processes.

The Banking team is focused on delivering resilient and agile money movement services that enable easy to use and reliable digital payment experiences. As the Senior Product Associate within the Banking team, you must be a strong self-starter who can proactively engage a virtual, cross organizational team without formal direction. You must have senior level interpersonal skills such as influence management, negotiation, and analytical/problem solving skills. You must have experience with both controls and regulatory processes. Job Responsibilities Drive end to end operations and controls management of Banking Payments products and services Coordinate as the single point of contact for coordinating production issues follow ups, customer and/or product group escalations Perform in-depth research and identify sources of production issues; in partnership with Product Owners ensure we have mitigants in place to prevent re-occurrence of the same issue Implement processes, controls, & risk frameworks to ensure all regulations and firm policies are met (i.e. control testing, process management, correction cases, etc.) Proactively identify controls gaps in process and offer ideas for improvement in areas that require remediation or enhancement. Manage principal level interlocks with internal customers to ensure productive feedback, reduce impediments and continuously improve the engagement. Required qualifications, capabilities, and skills 5+ years product leadership experience A background in process design, operations management, audit and controls Proven track record of managing a product in production and managing successful controls, including audits and regulatory reviews Comfortable in the weeds to identify, put guardrails around, and address issues in a timely manner Strong ability to analyze opportunities & problems, recommend solutions, and communicate effectively & confidently (both verbal and written) Strong influencing and partnership / collaboration skills to drive cross-functional team Ability to productively work in a matrix management organization Positive, team-oriented attitude and inspiring leadership skills a must Preferred qualifications, capabilities, and skills Financial Services experience ideally in Payments

JobID: 210650594 JobSchedule: Full time JobShift: Base Pay/Salary: Jersey City,NJ $99,750.00-$145,000.00 We are on the lookout for a talented Senior Associate to join our Cybersecurity and Technology Controls Internal Audit team with a focus on Technology Governance, Risk, and Compliance. This is your opportunity to play a crucial role in enhancing our organization's governance and operational excellence! As a Technology Senior Internal Audit Associate within the Cybersecurity and Technology Controls Team, you will execute the annual audit plan, participate in audit engagements by performing audit testing, and participate in various continuous monitoring efforts. Job Responsibilities * Participate on technology audit engagements, from planning to reporting, and produce quality deliverables to both department and professional standards, while ensuring audits are completed timely and within budget. * Work closely with global Audit colleagues in the early identification of emerging control issues, and report them in a timely manner to Audit management and business stakeholders * Partner with stakeholders, business management, other control groups (i.e. risk management, compliance, fraud prevention), external auditors, and regulators, establishing strong working relationships while maintaining independence * Finalize audit findings and use judgment to provide an overall opinion on the control environment by developing recommendations to strengthen internal controls * Communicate audit findings to management, and identify opportunities for improvement in the design and effectiveness of key controls * Stay up-to-date with evolving industry/regulatory changes and emerging technologies impacting the business and participate in appropriate control forums * Find ways to drive efficiency with existing technical infrastructure through automation while embracing the innovative opportunities offered by new technologies * Recognize the confidential nature of Internal Audit communications and access to information; exercise discipline in protecting the confidentiality and security of information in accordance with firm policy Required qualifications, capabilities and skills * Bachelor's degree in a Technology-based field (e.g., Computer Science, Engineering, Cybersecurity, etc.) (or comparable relevant experience) * Extensive internal or external technology auditing experience, or relevant technology risk and control management experience. * Understanding of internal control concepts, with proven ability to evaluate and determine the adequacy of controls by considering business and technology risks in an integrated manner. * Advanced analytical skills, particularly in regard to assessing the probability and impact of an internal control weakness * Excellent written, verbal, and presentation skills; adept at presenting complex and sensitive issues to senior management and strong interpersonal and influencing skills, with the ability to establish credibility and build partnerships with senior business and control partners * Enthusiastic and self-motivated, with a keen interest in learning; effective under pressure and willing to take personal responsibility/accountability as well as adaptable to changing business priorities and ability to multitask in a constantly changing environment Preferred qualifications, capabilities and skills * Experience with internal audit methodology and applying concepts in audit delivery and execution preferred * Certified in CISA, CISM, CRISC, CISSP, CCSP or other technology certifications * Risk management knowledge in public cloud provider (AWS, GCP, Azure) services

Bring your expertise to JP Morgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a part of the Strategic Analytics team, you'll work with the risk team to generate thoughtful analytics and recommendations to the business concerning strategy development, implementation, operational controls, and performance monitoring. Job Responsibilities: Develop and maintain periodic analytics to provide management with full insight into emerging trends and the quality of the accounts Attain a detailed understanding of key performance metrics and profitability drivers, enabling the delivery of insights encompassing the full account lifecycle Conduct ad hoc analytics and contribute to various projects representing Risk Management Work both independently and collaboratively to complete analytical tasks; starting with problem identification, analysis of large & complex data and formulating concise conclusions with actionable recommendations Leverage champion/challenger capabilities to develop and maintain credit strategies Leverage latest tools and analytics to drive the Exposure Management of the consumer portfolio Required Qualifications, Capabilities and Skills: BS degree and minimum 5 years Risk Management or other quantitative experience Background in statistics, econometric, or other quantitative field Advanced understanding of SAS, SAS Enterprise Miner, or other decision tree software Ability to query large amounts of data and transform the raw data into actionable management information Familiarity with risk analytic techniques Strong analytical and problem-solving abilities Strong written and oral communication skills Experience delivering recommendations to management Preferred Qualifications, Capabilities and Skills: SAS, SQL, Python experience Experience in Card Risk Management Quantitative experience MS degree and 4 years Risk Management To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

This critical role offers broad exposure across key business areas and the opportunity to drive financial stewardship, operational excellence, and organizational effectiveness in support of the team's advocacy initiatives. As a Senior Associate of Finance & Compliance- Chief Business office, you will work with budget and compliance, and be instrumental in overseeing and managing the team's financial planning, tracking, and reporting, as well as ensuring adherence to all relevant compliance requirements. You will work closely with cross-functional partners to maintain transparency, accountability, and best practices in all budgetary and compliance matters. This is a fast-paced, evolving environment where your strong analytical, organizational, and communication skills will be highly valued. Key Responsibilities: Own the end-to-end budget process for cross-functional Advocacy, including planning, forecasting, tracking, and reporting. Oversee all compliance processes, ensuring adherence to firm policies, regulatory requirements, and internal controls. Drive continuous improvement in budget management and compliance practices, identifying and implementing process enhancements. Collaborate with finance, risk, and business partners to ensure accurate and timely budget submissions and compliance documentation. Prepare and present regular budget and compliance updates to senior leadership, ensuring transparency and accountability. Build relationships across teams and all levels to drive collaboration and project success. Support ad hoc projects and initiatives as needed in a dynamic, evolving environment. Manage the budget leveraged by multiple teams, making your work highly visible and impactful throughout the organization. Gain valuable insight into our financial processes, with direct exposure to Planning & Analysis (PnA) and Finance Analytics. Drive financial stewardship, operational excellence, and organizational effectiveness, supporting the team's advocacy initiatives, and influencing key business decisions. Required qualifications, capabilities, and skills: Minimum of 3 years' experience in budget management, compliance, or a related field within a fast-paced, dynamic, matrixed environment. Strong analytical and organizational skills, with the ability to manage multiple high-priority initiatives concurrently. Excellent written and verbal communication skills. Proven ability to build relationships across all levels of the organization. Self-starter who works independently and drives deliverables. Results-oriented, intellectually curious, with keen attention to detail and a bias towards action. Proficiency in Microsoft Office Suite (PowerPoint, Excel, Teams, OneDrive). Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans

This critical role offers broad exposure across key business areas and the opportunity to drive financial stewardship, operational excellence, and organizational effectiveness in support of the team's advocacy initiatives. As a Senior Associate of Finance & Compliance- Chief Business office, you will work with budget and compliance, and be instrumental in overseeing and managing the team's financial planning, tracking, and reporting, as well as ensuring adherence to all relevant compliance requirements. You will work closely with cross-functional partners to maintain transparency, accountability, and best practices in all budgetary and compliance matters. This is a fast-paced, evolving environment where your strong analytical, organizational, and communication skills will be highly valued. Key Responsibilities: Own the end-to-end budget process for cross-functional Advocacy, including planning, forecasting, tracking, and reporting. Oversee all compliance processes, ensuring adherence to firm policies, regulatory requirements, and internal controls. Drive continuous improvement in budget management and compliance practices, identifying and implementing process enhancements. Collaborate with finance, risk, and business partners to ensure accurate and timely budget submissions and compliance documentation. Prepare and present regular budget and compliance updates to senior leadership, ensuring transparency and accountability. Build relationships across teams and all levels to drive collaboration and project success. Support ad hoc projects and initiatives as needed in a dynamic, evolving environment. Manage the budget leveraged by multiple teams, making your work highly visible and impactful throughout the organization. Gain valuable insight into our financial processes, with direct exposure to Planning & Analysis (PnA) and Finance Analytics. Drive financial stewardship, operational excellence, and organizational effectiveness, supporting the team's advocacy initiatives, and influencing key business decisions. Required qualifications, capabilities, and skills: Minimum of 3 years' experience in budget management, compliance, or a related field within a fast-paced, dynamic, matrixed environment. Strong analytical and organizational skills, with the ability to manage multiple high-priority initiatives concurrently. Excellent written and verbal communication skills. Proven ability to build relationships across all levels of the organization. Self-starter who works independently and drives deliverables. Results-oriented, intellectually curious, with keen attention to detail and a bias towards action. Proficiency in Microsoft Office Suite (PowerPoint, Excel, Teams, OneDrive).

JobID: 210687307 JobSchedule: Full time JobShift: : Our global team is made up of more than 1,200 talented and passionate individuals in more than 20 countries around the world. Join and make an impact! As an Senior Internal Audit Associate within our Consumer & Community Banking Risk Audit Team you will have the opportunity to lead all aspects of the audit lifecycle, including planning, fieldwork, reporting, validation, and continuous monitoring. This role offers you exposure to senior executives across the bank and allows you to contribute to the enhancement and protection of the firm by providing risk-based and objective assurance, advice, and insight. You will work closely with global Audit colleagues and other stakeholders, maintaining strong working relationships while upholding your independence. This role requires a strong understanding of internal control concepts and the ability to evaluate and determine the adequacy of controls by considering business and technology risks in an integrated manner. We encourage you to take ownership of your self-development, seek out opportunities for continued learning, and prepare for greater responsibilities and career growth. Internal Audit is an independent function at JPMorgan Chase that aims to enhance and protect the firm by providing risk-based and objective assurance, advice, and insight. We work with every Line of Business and Corporate Function to assess the internal control processes that drive our global business - identifying areas of improvement to help safeguard the firm. Using cutting-edge audit technology, data, methodology and sound judgement, we bring a systematic and disciplined approach to evaluating and improving the effectiveness of governance, risk management and controls. We're proud of our reputation for excellence, integrity and collaboration - our priorities of strong governance, transparency and strategic engagement, along with our people-first culture centered around diversity, opportunity, inclusion, teamwork, career progression and continuous learning, have helped us create a coveted workplace where everyone feels like they belong. Job Responsibilities * Plan, execute and document audit activities, including risk assessments, audit planning, audit testing, control evaluation, report drafting and follow-up and verification of issue closure while ensuring audit activities are completed timely and within budget * Work closely with global Audit colleagues in the early identification of emerging control issues and reporting them timely to Audit management and business stakeholders * Recognize the confidential nature of Internal Audit communications and access to information; you must be disciplined in protecting the confidentiality and security of information in accordance with firm policy * Partner with stakeholders, business management, other control groups (i.e. risk management, compliance, fraud prevention), external auditors, and regulators establishing strong working relationships while maintaining independence * Finalize audit findings and use judgment to provide an overall opinion on the control environment through developing recommendations to strengthen internal controls * Take ownership of self-development, including stretch assignments, to prepare for greater responsibilities and career growth, and take initiative to seek out opportunity for continued learning * Stay up to date with industry trends to identify opportunities for game changing innovations or strategic partnerships Required qualifications, capabilities, and skills * 5+ years of internal or external auditing experience, or relevant business experience * Bachelor's degree (or relevant financial services experience) * Experience with internal audit methodology and applying concepts in audit delivery and execution * Solid understanding of internal control concepts, with the ability to evaluate and determine the adequacy of controls by considering business and technology risks in an integrated manner * Strong interpersonal and influencing skills, with the ability to establish credibility and build strong partnerships with senior business and control partners * Strong analytical skills particularly in regard to assessing the probability and impact of an internal control weakness * Knowledge of applicable laws and regulatory requirements related to consumer banking and financial institutions * Experience with credit risk management processes for credit card, mortgages, and auto loans * Flexible to changing business priorities and ability to multitask in a constantly changing environment Preferred qualifications, capabilities, and skills * CPA, CIA, and/or Advanced Degree in relevant discipline * Prior experience with Big 4 accounting firm and/or internal audit department in financial services industry