Top 25 Self-Employed Jobs That Pay Well in 2026
Being self-employed and your own boss while earning a lucrative income is a dream for many. With the ability to create your own schedule, you can work independently without anyone overseeing your every move.
Here are the top 25 self-employed jobs that not only pay well but also offer flexibility and growth opportunities, alongside essential tips for achieving success in self-employment.
Key Takeaways:
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The top three self-employed jobs in 2026 are photographer, nanny, and painter.
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As a self-employed individual, it’s crucial to be a good boss to yourself and learn to delegate or outsource tasks when necessary.
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Networking and business development are key to thriving as a self-employed professional.
The Top 25 Self-Employed Jobs
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Management Analyst
Average Annual Salary: $74,000As a management analyst, you can earn a high salary while helping businesses optimize their operations. Similar to a consultant, your role involves analyzing processes and providing recommendations for improvement. The flexibility to choose your clients enhances job satisfaction.
Common skills needed include analytical and communication skills. A bachelor’s degree and relevant experience are typically required, along with certifications like the ITIL.
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Home Stager/Designer
Average Annual Salary: $50,490Home stagers play a vital role in preparing houses for sale, enhancing their appeal through design and decoration. This job allows you to express your creativity and potentially transition into interior design as well.
While many home stagers have a bachelor’s degree, it’s possible to enter the field with a high school diploma or GED.
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Tutor
Average Annual Salary: $33,000Tutoring is an excellent option for those with expertise in specific subjects or teaching experience. This flexible role can be conducted in-person or online, allowing you to set your own schedule and rates.
While a bachelor’s degree is typically recommended, specialized certifications can enhance your earning potential.
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Painter
Average Annual Salary: $31,000Self-employed painters are in demand for both residential and commercial projects. This role offers flexibility and the ability to set your own rates, making it a great option for those with artistic skills.
A high school diploma is usually sufficient, but safety certifications can increase earning potential.
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Home Care Specialist
Average Annual Salary: $54,000Home care specialists provide essential support to individuals who require assistance with daily living tasks. As the demand for home health care continues to grow, this role offers rewarding opportunities for former healthcare professionals.
A bachelor’s degree and relevant certifications enhance your qualifications.
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Driver
Average Annual Salary: $29,000Starting your own driving service allows you to set your own hours and choose your clientele. This role can be particularly lucrative as demand for personalized transportation services continues to rise.
A high school diploma and a valid driver’s license are typically required, and obtaining a Commercial Driver’s License (CDL) can increase your earnings.
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Personal Trainer
Average Annual Salary: $38,000As a personal trainer, you can help clients achieve their fitness goals while maintaining a flexible schedule. This role allows you to focus on your passion for health and wellness.
A bachelor’s degree in a related field and relevant certifications can enhance your credibility.
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Artist
Average Annual Salary: $72,000For creative individuals, becoming a self-employed artist allows for artistic expression while earning a living. This field offers numerous opportunities for freelancers and commission work.
A bachelor’s degree and certifications can increase your marketability.
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Developer
Average Annual Salary: $100,076Self-employed developers have the opportunity to work with various clients on software, websites, and applications, providing a high earning potential in a rapidly growing field.
A bachelor’s degree and relevant experience are typically required, along with certifications like the Certified Web Professional.
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Finance Advisor
Average Annual Salary: $79,000Finance advisors assist clients in managing their finances effectively, offering a lucrative career path for those knowledgeable in finance and investment strategies.
A degree in finance or a related field, along with certifications like the Certified Professional, Life and Health Insurance Program, can increase your earning potential.
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Transcriptionist
Average Annual Salary: $28,930Transcriptionists convert audio and video recordings into written text, a role that can often be performed remotely. This job offers flexibility and the potential for a steady income.
A bachelor’s degree and certifications like the Certified Medical Transcriptionist can enhance your career prospects.
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Web Designer
Average Annual Salary: $61,000Web designers create and maintain websites, providing essential services for businesses seeking to establish their online presence. This role is both creative and technical, offering diverse opportunities.
A bachelor’s degree and relevant experience, along with certifications, are typically required.
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Photographer
Average Annual Salary: $49,000Photographers capture important moments and create lasting memories for clients. This self-employed role allows for flexibility and creativity, making it a popular choice.
A bachelor’s degree in photography or related fields and experience with photo editing software are beneficial.
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Marketing Specialist
Average Annual Salary: $52,000Marketing specialists help businesses grow by creating effective marketing strategies and campaigns. This role is essential in today’s competitive market.
A bachelor’s degree and relevant experience are typically required.
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E-commerce Seller
Average Annual Salary: N/AAs an e-commerce seller, you can create and sell products online through platforms like Etsy and Amazon, offering a flexible and creative self-employment option.
Skills in marketing and product creation are essential.
Requirements needed: N/A
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Makeup Artist
Average Annual Salary: $80,297Makeup artists have the opportunity to work with clients on special occasions, showcasing their creativity and passion for beauty. This role can be both fulfilling and lucrative.
A certification in makeup artistry can enhance your career prospects.
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Meeting/Event Planner
Average Annual Salary: $44,000Event planners organize and execute various events, from corporate meetings to weddings. This role allows for creativity and the chance to work with diverse clients.
A bachelor’s degree and relevant experience can enhance your career opportunities.
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Career Coach
Average Annual Salary: $45,000Career coaches help clients navigate their professional paths, providing guidance and support in achieving their career goals. This role is rewarding and offers opportunities for personal growth.
A bachelor’s degree and relevant experience are typically required, along with certifications in career coaching.
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Videographer
Average Annual Salary: $38,000Videographers capture and edit video content for a variety of clients, from individuals to businesses. This role combines creativity with technical skills, offering diverse opportunities.
A bachelor’s degree and relevant experience, along with certifications in video editing software, are beneficial.
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Resume Writer
Average Annual Salary: N/AResume writers assist clients in crafting effective resumes, a critical skill in today’s job market. This role allows for flexible work hours and the opportunity to help others succeed.
Requirements needed: N/A
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Nanny
Average Annual Salary: $25,000Starting a nanny service is a rewarding self-employed option, providing essential childcare services for families. You can set your own hours and choose your clients.
A bachelor’s degree and relevant experience are typically required, along with certifications in childcare.
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Graphic Artist
Average Annual Salary: $47,000Graphic artists create visual content for various clients, offering a blend of creativity and technical skills. This role is in high demand, with opportunities in multiple sectors.
A bachelor’s degree and relevant experience, along with certifications in graphic design software, can enhance your career prospects.
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Landscaper
Average Annual Salary: $26,000Landscapers maintain outdoor spaces, providing essential services for homeowners and businesses. This role is perfect for those who enjoy working outdoors and offers seasonal flexibility.
A high school diploma and relevant experience are typically required.
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Hair Stylist
Average Annual Salary: $36,000Hair stylists provide services that help clients look their best, whether for special occasions or everyday life. This self-employed role allows for creativity and flexibility.
A cosmetology license is typically required, along with experience in the field.
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Social Media Specialist
Average Annual Salary: $46,000Social media specialists manage online presence for businesses, developing strategies to engage audiences and grow brand visibility. This role is vital in today’s digital landscape.
A bachelor’s degree and relevant experience in marketing or communications are typically required.
Tips for Being Successfully Self-Employed
Regardless of the self-employed career you choose, consider these tips for success:
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Be a Good Boss to Yourself. While being your own boss sounds appealing, it can also lead to challenges like burnout. Set boundaries for your work hours and learn to delegate tasks when possible.
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Consider Your Taxes. Understand the implications of self-employment taxes and keep accurate records. It’s essential to factor taxes into your pricing strategy.
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Be Genuine. Authenticity builds trust with clients. Your personal brand should reflect your true self, as clients are relying on you, not a corporate entity.
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Network and Grow. Stay connected with other professionals in your field. Networking can provide valuable opportunities for collaboration and growth.
Self-Employed Jobs FAQ
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How does a self-employed person make money?
A self-employed individual earns an income by contracting directly with clients or businesses, rather than receiving a consistent salary from an employer. They are responsible for managing their own taxes and finances.
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What is the easiest business to start with no money?
The easiest business to start with little to no money is blogging, as it requires minimal initial investment and can be based on your passions.
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What is the best business to start for beginners?
Some of the best businesses to start for beginners include home cleaning, blogging, and photography due to their low entry barriers.
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What self-employed jobs can I do?
There are numerous options for self-employed jobs, including transcriptionist, photographer, makeup artist, and many more, allowing for diverse career paths.
Final Thoughts
Being self-employed is about more than just choosing your work; it’s about curating your personal brand and selecting projects that inspire you. Many are drawn to self-employment for the flexibility it offers, especially as remote work continues to thrive.
The demand for freelancers and independent contractors remains strong, making now an excellent time to explore self-employment opportunities. Whether you seek full-time engagement or part-time flexibility, the self-employed path can offer a fulfilling career.
Consider this list as a launchpad for identifying self-employed roles that resonate with your skills and passions. Embrace the freedom of self-employment and leverage your expertise to thrive in your chosen field.
Author
Amanda is a writer with experience in various industries, including travel, real estate, and career advice. After taking on internships and entry-level jobs, she is familiar with the job search process and landing that crucial first job. Included in her experience is work at an employer/intern matching startup where she marketed an intern database to employers and supported college interns looking for work experience.
