Explore jobs
Find specific jobs
Explore careers
Explore professions
Best companies
Explore companies
The differences between auto claims adjusters and bodily injury adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an auto claims adjuster and a bodily injury adjuster. Additionally, a bodily injury adjuster has an average salary of $55,281, which is higher than the $52,621 average annual salary of an auto claims adjuster.
The top three skills for an auto claims adjuster include repair process, body shop and strong customer service. The most important skills for a bodily injury adjuster are bodily injury claims, liability claims, and claims handling.
| Auto Claims Adjuster | Bodily Injury Adjuster | |
| Yearly salary | $52,621 | $55,281 |
| Hourly rate | $25.30 | $26.58 |
| Growth rate | -6% | -6% |
| Number of jobs | 16,187 | 7,720 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 72% | Bachelor's Degree, 75% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
A claims adjuster inspects insurance claim liability for property damage or personal injuries and calculates payments. They can either work in-house for insurance companies or as external freelancers. They collect gathered information from different reliable sources to determine insurance obligations based on the degree of damage caused. It is part of their responsibility to interview claimants and witnesses and refer with experts like engineers or policyholders to estimate the damage and if it's covered by insurance policies.
In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.
Auto claims adjusters and bodily injury adjusters have different pay scales, as shown below.
| Auto Claims Adjuster | Bodily Injury Adjuster | |
| Average salary | $52,621 | $55,281 |
| Salary range | Between $38,000 And $71,000 | Between $39,000 And $76,000 |
| Highest paying City | Jersey City, NJ | - |
| Highest paying state | Alaska | - |
| Best paying company | EMC Insurance | - |
| Best paying industry | Insurance | - |
There are a few differences between an auto claims adjuster and a bodily injury adjuster in terms of educational background:
| Auto Claims Adjuster | Bodily Injury Adjuster | |
| Most common degree | Bachelor's Degree, 72% | Bachelor's Degree, 75% |
| Most common major | Business | Business |
| Most common college | Stanford University | California State University - Bakersfield |
Here are the differences between auto claims adjusters' and bodily injury adjusters' demographics:
| Auto Claims Adjuster | Bodily Injury Adjuster | |
| Average age | 44 | 44 |
| Gender ratio | Male, 52.2% Female, 47.8% | Male, 39.4% Female, 60.6% |
| Race ratio | Black or African American, 12.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.6% American Indian and Alaska Native, 0.5% | Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |