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Auto claims adjuster vs field adjuster

The differences between auto claims adjusters and field adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an auto claims adjuster and a field adjuster. Additionally, a field adjuster has an average salary of $54,120, which is higher than the $52,621 average annual salary of an auto claims adjuster.

The top three skills for an auto claims adjuster include repair process, body shop and strong customer service. The most important skills for a field adjuster are customer service, xactimate, and strong negotiation.

Auto claims adjuster vs field adjuster overview

Auto Claims AdjusterField Adjuster
Yearly salary$52,621$54,120
Hourly rate$25.30$26.02
Growth rate-6%-6%
Number of jobs16,18751,071
Job satisfaction--
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 70%
Average age4444
Years of experience44

What does an auto claims adjuster do?

A claims adjuster inspects insurance claim liability for property damage or personal injuries and calculates payments. They can either work in-house for insurance companies or as external freelancers. They collect gathered information from different reliable sources to determine insurance obligations based on the degree of damage caused. It is part of their responsibility to interview claimants and witnesses and refer with experts like engineers or policyholders to estimate the damage and if it's covered by insurance policies.

What does a field adjuster do?

A field adjuster is an individual who creates property and contents estimates based on the field inspection using the Xactimate estimating software with photos and diagrams. Field adjusters are required to investigate and evaluate property damage to determine and negotiate a monetary settlement for each claim. They must complete reports and itemize billing to be submitted to insurance companies for services rendered. Field adjusters must provide exceptional customer service to all parties involved to aid in the settlement process and maintain customer satisfaction.

Auto claims adjuster vs field adjuster salary

Auto claims adjusters and field adjusters have different pay scales, as shown below.

Auto Claims AdjusterField Adjuster
Average salary$52,621$54,120
Salary rangeBetween $38,000 And $71,000Between $38,000 And $75,000
Highest paying CityJersey City, NJSan Francisco, CA
Highest paying stateAlaskaAlaska
Best paying companyEMC InsuranceZurich
Best paying industryInsuranceInsurance

Differences between auto claims adjuster and field adjuster education

There are a few differences between an auto claims adjuster and a field adjuster in terms of educational background:

Auto Claims AdjusterField Adjuster
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 70%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Auto claims adjuster vs field adjuster demographics

Here are the differences between auto claims adjusters' and field adjusters' demographics:

Auto Claims AdjusterField Adjuster
Average age4444
Gender ratioMale, 52.2% Female, 47.8%Male, 70.3% Female, 29.7%
Race ratioBlack or African American, 12.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.6% American Indian and Alaska Native, 0.5%Black or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.7% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between auto claims adjuster and field adjuster duties and responsibilities

Auto claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Work closely with staff attorneys to develop litigation strategies and prepare for depositions.
  • Provide feedback and implement strategies on claim investigation, reserving, settlement and litigation.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Prepare written arguments for arbitration and provide all supporting documentation and evidence.
  • Compile and submit arbitration applications against the insurers of at-fault parties who refuse liability.
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Field adjuster example responsibilities.

  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Provide optimum service to policyholders and agents, negotiate fair settlements and identify SIU claims.
  • Process boat, auto, motorcycle, and motorhome RV claims thru various estimating software.
  • Participate in development of claim handling strategies for mediation claims with home office personnel and attorneys.
  • Work closely with SIU in the handling of 1st party auto theft claims from initiation to completion.
  • Coordinate inspections with insure, this entail booking flights, hotel and rental reservations all while considering the overall cost.
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Auto claims adjuster vs field adjuster skills

Common auto claims adjuster skills
  • Repair Process, 14%
  • Body Shop, 10%
  • Strong Customer Service, 9%
  • Vehicle Inspections, 8%
  • Insurance Claims, 7%
  • Customer Service, 5%
Common field adjuster skills
  • Customer Service, 20%
  • Xactimate, 17%
  • Strong Negotiation, 7%
  • Insurance Policies, 6%
  • Claims Handling, 3%
  • CCC, 3%

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