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The differences between auto claims adjusters and property adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an auto claims adjuster and a property adjuster. Additionally, a property adjuster has an average salary of $54,661, which is higher than the $52,621 average annual salary of an auto claims adjuster.
The top three skills for an auto claims adjuster include repair process, body shop and strong customer service. The most important skills for a property adjuster are customer service, xactimate, and claims handling.
| Auto Claims Adjuster | Property Adjuster | |
| Yearly salary | $52,621 | $54,661 |
| Hourly rate | $25.30 | $26.28 |
| Growth rate | -6% | -6% |
| Number of jobs | 16,187 | 12,286 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 72% | Bachelor's Degree, 73% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
A claims adjuster inspects insurance claim liability for property damage or personal injuries and calculates payments. They can either work in-house for insurance companies or as external freelancers. They collect gathered information from different reliable sources to determine insurance obligations based on the degree of damage caused. It is part of their responsibility to interview claimants and witnesses and refer with experts like engineers or policyholders to estimate the damage and if it's covered by insurance policies.
Typically working for insurance companies, a property adjuster specializes in inspecting property damages to assess and determine a company's financial obligations. Their responsibilities revolve around reaching out to clients through calls and correspondence, arranging appointments, gathering and verifying data, and traveling to different locations to meet with clients. They may also negotiate settlements and authorize payments in adherence to the company's policies and regulations. Furthermore, as a property adjuster, it is essential to have a deep understanding of property costs to ensure the accuracy of claims.
Auto claims adjusters and property adjusters have different pay scales, as shown below.
| Auto Claims Adjuster | Property Adjuster | |
| Average salary | $52,621 | $54,661 |
| Salary range | Between $38,000 And $71,000 | Between $39,000 And $76,000 |
| Highest paying City | Jersey City, NJ | San Francisco, CA |
| Highest paying state | Alaska | Alaska |
| Best paying company | EMC Insurance | The Hanover Insurance Group |
| Best paying industry | Insurance | Insurance |
There are a few differences between an auto claims adjuster and a property adjuster in terms of educational background:
| Auto Claims Adjuster | Property Adjuster | |
| Most common degree | Bachelor's Degree, 72% | Bachelor's Degree, 73% |
| Most common major | Business | Business |
| Most common college | Stanford University | Stanford University |
Here are the differences between auto claims adjusters' and property adjusters' demographics:
| Auto Claims Adjuster | Property Adjuster | |
| Average age | 44 | 44 |
| Gender ratio | Male, 52.2% Female, 47.8% | Male, 67.6% Female, 32.4% |
| Race ratio | Black or African American, 12.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.6% American Indian and Alaska Native, 0.5% | Black or African American, 12.4% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.2% White, 60.9% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |