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Auto claims adjuster vs workers' compensation claims adjuster

The differences between auto claims adjusters and workerss' compensation claims adjuster can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an auto claims adjuster and a workers' compensation claims adjuster. Additionally, a workers' compensation claims adjuster has an average salary of $57,583, which is higher than the $52,621 average annual salary of an auto claims adjuster.

The top three skills for an auto claims adjuster include repair process, body shop and strong customer service. The most important skills for a workers' compensation claims adjuster are customer service, claim process, and compensation benefits.

Auto claims adjuster vs workers' compensation claims adjuster overview

Auto Claims AdjusterWorkers' Compensation Claims Adjuster
Yearly salary$52,621$57,583
Hourly rate$25.30$27.68
Growth rate-6%-6%
Number of jobs16,18716,506
Job satisfaction--
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 63%
Average age4444
Years of experience44

What does an auto claims adjuster do?

A claims adjuster inspects insurance claim liability for property damage or personal injuries and calculates payments. They can either work in-house for insurance companies or as external freelancers. They collect gathered information from different reliable sources to determine insurance obligations based on the degree of damage caused. It is part of their responsibility to interview claimants and witnesses and refer with experts like engineers or policyholders to estimate the damage and if it's covered by insurance policies.

What does a workers' compensation claims adjuster do?

A worker's compensation claims adjuster is responsible for analyzing and validating compensation claims, ensuring eligibility and accuracy to authorize payments. Their responsibilities also include coordinating with different departments to gather data, liaising with internal and external parties, determining the amount of compensation, and negotiating claims. Furthermore, a worker's compensation claims adjuster may also perform administrative support tasks such as preparing progress reports and other documentation, answering calls and inquiries, maintaining records of all transactions, and training new members of the workforce.

Auto claims adjuster vs workers' compensation claims adjuster salary

Auto claims adjusters and workerss' compensation claims adjuster have different pay scales, as shown below.

Auto Claims AdjusterWorkers' Compensation Claims Adjuster
Average salary$52,621$57,583
Salary rangeBetween $38,000 And $71,000Between $40,000 And $82,000
Highest paying CityJersey City, NJSacramento, CA
Highest paying stateAlaskaRhode Island
Best paying companyEMC InsuranceThe Travelers Companies
Best paying industryInsuranceFinance

Differences between auto claims adjuster and workers' compensation claims adjuster education

There are a few differences between an auto claims adjuster and a workers' compensation claims adjuster in terms of educational background:

Auto Claims AdjusterWorkers' Compensation Claims Adjuster
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 63%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Auto claims adjuster vs workers' compensation claims adjuster demographics

Here are the differences between auto claims adjusters' and workerss' compensation claims adjuster' demographics:

Auto Claims AdjusterWorkers' Compensation Claims Adjuster
Average age4444
Gender ratioMale, 52.2% Female, 47.8%Male, 27.4% Female, 72.6%
Race ratioBlack or African American, 12.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.6% American Indian and Alaska Native, 0.5%Black or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.6% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between auto claims adjuster and workers' compensation claims adjuster duties and responsibilities

Auto claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Work closely with staff attorneys to develop litigation strategies and prepare for depositions.
  • Provide feedback and implement strategies on claim investigation, reserving, settlement and litigation.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Prepare written arguments for arbitration and provide all supporting documentation and evidence.
  • Compile and submit arbitration applications against the insurers of at-fault parties who refuse liability.
  • Show more

Workers' compensation claims adjuster example responsibilities.

  • Manage OSHA logs and insure ongoing awareness for warehouse safety and risk management guidelines
  • Manage litigation, pay timely compensation, file necessary state forms timely, negotiate appropriate settlements within company assign authority.
  • Adjust complex workers' compensation claims, which include litigation management, vocational rehabilitation, medical management, and reserving practices.
  • Coordinate all medical and vocational rehabilitation services.
  • Coordinate all provide medical and vocational rehabilitation services to the catastrophically injure worker.
  • Prepare claims for hearing process order DWC.
  • Show more

Auto claims adjuster vs workers' compensation claims adjuster skills

Common auto claims adjuster skills
  • Repair Process, 14%
  • Body Shop, 10%
  • Strong Customer Service, 9%
  • Vehicle Inspections, 8%
  • Insurance Claims, 7%
  • Customer Service, 5%
Common workers' compensation claims adjuster skills
  • Customer Service, 28%
  • Claim Process, 16%
  • Compensation Benefits, 12%
  • Settlement Authority, 9%
  • Data Entry, 4%
  • Litigation, 4%

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