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Business relationship manager vs cash manager

The differences between business relationship managers and cash managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both a business relationship manager and a cash manager. Additionally, a cash manager has an average salary of $93,363, which is higher than the $87,741 average annual salary of a business relationship manager.

The top three skills for a business relationship manager include customer service, relationship management and cash management. The most important skills for a cash manager are customer service, cash management, and treasury.

Business relationship manager vs cash manager overview

Business Relationship ManagerCash Manager
Yearly salary$87,741$93,363
Hourly rate$42.18$44.89
Growth rate17%17%
Number of jobs114,00360,517
Job satisfaction--
Most common degreeBachelor's Degree, 75%Bachelor's Degree, 64%
Average age4646
Years of experience88

What does a business relationship manager do?

A business relationship manager is primarily responsible for improving the relationship between customers and businesses. Typically, it is their responsibility to develop strategies and business plans to strengthen client relationships, address issues and concerns, and perform corrective measures when necessary. There are instances when they have to reach out to clients through calls and correspondence, perform follow-up contacts to offer new services and opportunities, and provide industry advice or consultation. Furthermore, as a manager, it is essential to lead and encourage staff in the joint effort to reach target sales and improve client base.

What does a cash manager do?

A cash manager is responsible for monitoring cash flow, analyzing financial transactions, and allocating adequate budget and resources for every department's operations. Cash managers conduct data and statistical analysis to determine the company's expenses and financial loss and strategize techniques in minimizing those risks. They also help senior management in identifying business opportunities that would generate more revenue resources and increase profits for the business. A cash manager handles billing disputes, resolves account discrepancies, and submits accurate financial reports.

Business relationship manager vs cash manager salary

Business relationship managers and cash managers have different pay scales, as shown below.

Business Relationship ManagerCash Manager
Average salary$87,741$93,363
Salary rangeBetween $61,000 And $125,000Between $66,000 And $130,000
Highest paying CitySan Francisco, CARedding, CA
Highest paying stateNew JerseyCalifornia
Best paying companyAstraZenecaPVH
Best paying industryTechnologyManufacturing

Differences between business relationship manager and cash manager education

There are a few differences between a business relationship manager and a cash manager in terms of educational background:

Business Relationship ManagerCash Manager
Most common degreeBachelor's Degree, 75%Bachelor's Degree, 64%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Business relationship manager vs cash manager demographics

Here are the differences between business relationship managers' and cash managers' demographics:

Business Relationship ManagerCash Manager
Average age4646
Gender ratioMale, 64.6% Female, 35.4%Male, 38.2% Female, 61.8%
Race ratioBlack or African American, 7.4% Unknown, 4.1% Hispanic or Latino, 14.2% Asian, 10.0% White, 63.9% American Indian and Alaska Native, 0.3%Black or African American, 8.0% Unknown, 4.1% Hispanic or Latino, 15.5% Asian, 8.0% White, 64.1% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between business relationship manager and cash manager duties and responsibilities

Business relationship manager example responsibilities.

  • Manage cross-selling and foster customer loyalty by ensuring value to these services.
  • Originate and structure commercial loans and manage credit risk both before and after loan origination.
  • Prepare and manage annual budget, perform financial reporting, complete tax returns, and manage personnel and payroll functions.
  • Manage a portfolio in various stages of workout including liquidation, refinancing, restructure, rehabilitation, bankruptcy and litigation.
  • Complete extensive executive training in business banking, with focus on commercial loan origination, deposits and treasury services.
  • Negotiate and procure supplies to maximize return on investment through use of RFP process.
  • Show more

Cash manager example responsibilities.

  • Lead and implement design of finance functions of new ERP system.
  • Manage day-to-day operational processing of securities lending program along with performing frequent analysis and audits for management reporting.
  • Process weekly ACH sweeps from depository accounts to corporate, wire transfers and other banking functions using PC.
  • Convert the in house manual system to an ADP ERP system.
  • Report bi-weekly on Sarbanes-Oxley relate to credits, debits and manual price adjustments.
  • Research and application of all GAAP policies and procedures as they pertain to the business.
  • Show more

Business relationship manager vs cash manager skills

Common business relationship manager skills
  • Customer Service, 10%
  • Relationship Management, 7%
  • Cash Management, 6%
  • Risk Management, 6%
  • Business Development, 6%
  • Customer Relationships, 5%
Common cash manager skills
  • Customer Service, 32%
  • Cash Management, 10%
  • Treasury, 6%
  • Financial Statements, 4%
  • Reconciliations, 4%
  • ACH, 3%

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