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Claims representative vs insurance adjuster

The differences between claims representatives and insurance adjusters can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a claims representative, becoming an insurance adjuster takes usually requires 2-4 years. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $38,796 average annual salary of a claims representative.

The top three skills for a claims representative include customer service, quality standards and policy coverage. The most important skills for an insurance adjuster are insurance policies, customer service, and liability claims.

Claims representative vs insurance adjuster overview

Claims RepresentativeInsurance Adjuster
Yearly salary$38,796$57,315
Hourly rate$18.65$27.56
Growth rate-6%-6%
Number of jobs18,56544,837
Job satisfaction-3
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 58%
Average age4444
Years of experience64

Claims representative vs insurance adjuster salary

Claims representatives and insurance adjusters have different pay scales, as shown below.

Claims RepresentativeInsurance Adjuster
Average salary$38,796$57,315
Salary rangeBetween $28,000 And $53,000Between $40,000 And $80,000
Highest paying CityDearborn, MIHagerstown, MD
Highest paying stateNew JerseyNew Jersey
Best paying companyW. R. BerkleyCunningham Lindsey
Best paying industryGovernmentInsurance

Differences between claims representative and insurance adjuster education

There are a few differences between a claims representative and an insurance adjuster in terms of educational background:

Claims RepresentativeInsurance Adjuster
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Claims representative vs insurance adjuster demographics

Here are the differences between claims representatives' and insurance adjusters' demographics:

Claims RepresentativeInsurance Adjuster
Average age4444
Gender ratioMale, 37.5% Female, 62.5%Male, 66.6% Female, 33.4%
Race ratioBlack or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.4% American Indian and Alaska Native, 0.5%Black or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between claims representative and insurance adjuster duties and responsibilities

Claims representative example responsibilities.

  • Perform initial set-up and continuously manage claims in the Juris claims management system.
  • Investigate, evaluate, and manage call to complete coverage analysis confirming or denying coverage using Xactimate estimating software.
  • Prepare necessary state filings within statutory limits, manage litigation and vocational rehabilitation process, used appropriate cost containment techniques.
  • Assist the training department in developing CSR training in order to set expectations.
  • Create custom templates and guide sheets for new trainees in the CSR Internet division to ensure consistency and increase department efficiency.
  • Utilize proper SIU reporting procedures for extensive investigation as required.
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Insurance adjuster example responsibilities.

  • Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Train in Xactimate estimation and sketch programs.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Skil in complex arbitration and mediation negotiations.
  • Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.
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Claims representative vs insurance adjuster skills

Common claims representative skills
  • Customer Service, 26%
  • Quality Standards, 6%
  • Policy Coverage, 6%
  • Reservations, 5%
  • Claims Handling, 3%
  • Insurance Coverage, 3%
Common insurance adjuster skills
  • Insurance Policies, 15%
  • Customer Service, 15%
  • Liability Claims, 9%
  • Auto Claims, 7%
  • Catastrophe Claims, 5%
  • Public Adjusters, 4%

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