Credit representative vs certified medical technician

The differences between credit representatives and certified medical technicians can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 1-2 years to become a credit representative, becoming a certified medical technician takes usually requires 6-12 months. Additionally, a credit representative has an average salary of $39,268, which is higher than the $38,859 average annual salary of a certified medical technician.

The top three skills for a credit representative include customer service, customer accounts and patients. The most important skills for a certified medical technician are patients, vital signs, and CPR.

Credit representative vs certified medical technician overview

	Credit Representative	Certified Medical Technician
Yearly salary	$39,268	$38,859
Hourly rate	$18.88	$18.68
Growth rate	-8%	5%
Number of jobs	73,520	164,424
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 47%	Bachelor's Degree, 28%
Average age	39	44
Years of experience	2	12

What does a credit representative do?

Credit representatives are professionals who analyze the credit data and the financial statements of firms or individuals for the determination of the risk in lending money or extending credit. The representatives are tasked to prepare reports with credit information used in decision making. They manage credit files and process credit reports from different credit reporting sources. They also mentor and coach credit representatives newly hired in corporate procedures and policies. Also, they expand collection procedures and policies to lessen DSO parameter risk.

What does a certified medical technician do?

Certified Medical Technicians are specialists in medical diagnoses by performing laboratory testing and analysis for hospitals and physicians. Their duties include lab sanitization to prepare for testing and collection, recording medical samples for testing, specimen preparation, blood drawing for donation and testing, and assisting physicians with sample collection as well as equipment handling in surgical rooms. They must also understand how to use complex and sensitive testing equipment such as cell counters, analyzers, microscopes, and centrifuges.

Credit representative vs certified medical technician salary

Credit representatives and certified medical technicians have different pay scales, as shown below.

	Credit Representative	Certified Medical Technician
Average salary	$39,268	$38,859
Salary range	Between $28,000 And $54,000	Between $28,000 And $53,000
Highest paying City	White Plains, NY	Denton, TX
Highest paying state	New York	Alaska
Best paying company	Systemax	Favorite Healthcare Staffing
Best paying industry	Construction	Health Care

Differences between credit representative and certified medical technician education

There are a few differences between a credit representative and a certified medical technician in terms of educational background:

	Credit Representative	Certified Medical Technician
Most common degree	Bachelor's Degree, 47%	Bachelor's Degree, 28%
Most common major	Business	Nursing
Most common college	University of Pennsylvania	University of Connecticut

Credit representative vs certified medical technician demographics

Here are the differences between credit representatives' and certified medical technicians' demographics:

	Credit Representative	Certified Medical Technician
Average age	39	44
Gender ratio	Male, 29.5% Female, 70.5%	Male, 20.4% Female, 79.6%
Race ratio	Black or African American, 8.3% Unknown, 2.7% Hispanic or Latino, 10.0% Asian, 7.8% White, 71.0% American Indian and Alaska Native, 0.3%	Black or African American, 15.9% Unknown, 5.0% Hispanic or Latino, 14.6% Asian, 10.0% White, 53.8% American Indian and Alaska Native, 0.8%
LGBT Percentage	11%	8%

Differences between credit representative and certified medical technician duties and responsibilities

Credit representative example responsibilities.

Manage portfolio utilizing AS400 and GetPaid systems.
Manage all credit files and process credit reports from various credit reporting sources including TRW and Dunn & Bradstreet.
Manage customer relations with internal personnel, group administrators, brokers and members as related to Medicare insurance.
Apply customer credit card and ACH payments.
Perform the posting of checks refunds and credit cards into the AS400 database.
Collect invoices through wire payment, ACH payments, and overnight mail options.

Certified medical technician example responsibilities.

Maintain the cleanliness of storage areas, trays, centrifuges, refrigerators, freezers and work area.
Administer medications to patients according to their medication record as scheduled, as needed according to physician orders.
Perform laboratory test and procedures in areas including chemistry, hematology, urinalysis, coagulation, serology, and bacteriology.
Perform first aid and apply CPR when necessary.
Perform first aid or CPR during medical emergencies until paramedics arrive.
Assist the residents in their ADL needs and prepare their meals.

Credit representative vs certified medical technician skills

Common credit representative skills

Customer Service, 22%
Customer Accounts, 6%
Patients, 5%
Credit Card Payments, 4%
Credit Balances, 4%
Payment Arrangements, 4%

Common certified medical technician skills

Patients, 17%
Vital Signs, 12%
CPR, 8%
Administer Medications, 7%
Resident Care, 6%
HIPAA, 6%

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Credit Representative
Credit Representative vs Certified Medical Technician

Updated January 8, 2025

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