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Insurance adjuster vs bodily injury adjuster

The differences between insurance adjusters and bodily injury adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance adjuster and a bodily injury adjuster. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $55,281 average annual salary of a bodily injury adjuster.

The top three skills for an insurance adjuster include insurance policies, customer service and liability claims. The most important skills for a bodily injury adjuster are bodily injury claims, liability claims, and claims handling.

Insurance adjuster vs bodily injury adjuster overview

Insurance AdjusterBodily Injury Adjuster
Yearly salary$57,315$55,281
Hourly rate$27.56$26.58
Growth rate-6%-6%
Number of jobs44,8377,720
Job satisfaction3-
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 75%
Average age4444
Years of experience44

Insurance adjuster vs bodily injury adjuster salary

Insurance adjusters and bodily injury adjusters have different pay scales, as shown below.

Insurance AdjusterBodily Injury Adjuster
Average salary$57,315$55,281
Salary rangeBetween $40,000 And $80,000Between $39,000 And $76,000
Highest paying CityHagerstown, MD-
Highest paying stateNew Jersey-
Best paying companyCunningham Lindsey-
Best paying industryInsurance-

Differences between insurance adjuster and bodily injury adjuster education

There are a few differences between an insurance adjuster and a bodily injury adjuster in terms of educational background:

Insurance AdjusterBodily Injury Adjuster
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 75%
Most common majorBusinessBusiness
Most common collegeStanford UniversityCalifornia State University - Bakersfield

Insurance adjuster vs bodily injury adjuster demographics

Here are the differences between insurance adjusters' and bodily injury adjusters' demographics:

Insurance AdjusterBodily Injury Adjuster
Average age4444
Gender ratioMale, 66.6% Female, 33.4%Male, 39.4% Female, 60.6%
Race ratioBlack or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between insurance adjuster and bodily injury adjuster duties and responsibilities

Insurance adjuster example responsibilities.

  • Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Train in Xactimate estimation and sketch programs.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Skil in complex arbitration and mediation negotiations.
  • Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.
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Bodily injury adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Develop strategies for handling lawsuits involving personal injury litigation and insurance coverage issues.
  • Prepare and answer property damage homeowner arbitration contentions.
  • Resolve complaints and participates in arbitration and/or grievance procedures.
  • Determine and execute proper disposition plans on all claims and negotiate claims to a conclusion to minimize litigation where appropriate.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
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Insurance adjuster vs bodily injury adjuster skills

Common insurance adjuster skills
  • Insurance Policies, 15%
  • Customer Service, 15%
  • Liability Claims, 9%
  • Auto Claims, 7%
  • Catastrophe Claims, 5%
  • Public Adjusters, 4%
Common bodily injury adjuster skills
  • Bodily Injury Claims, 13%
  • Liability Claims, 12%
  • Claims Handling, 7%
  • Customer Service, 6%
  • Litigation, 6%
  • Auto Accidents, 4%

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