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Insurance adjuster vs field investigator

The differences between insurance adjusters and field investigators can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance adjuster and a field investigator. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $34,305 average annual salary of a field investigator.

The top three skills for an insurance adjuster include insurance policies, customer service and liability claims. The most important skills for a field investigator are excellent time management, background checks, and mental health.

Insurance adjuster vs field investigator overview

Insurance AdjusterField Investigator
Yearly salary$57,315$34,305
Hourly rate$27.56$16.49
Growth rate-6%-6%
Number of jobs44,83749,068
Job satisfaction34
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 64%
Average age4444
Years of experience44

Insurance adjuster vs field investigator salary

Insurance adjusters and field investigators have different pay scales, as shown below.

Insurance AdjusterField Investigator
Average salary$57,315$34,305
Salary rangeBetween $40,000 And $80,000Between $23,000 And $50,000
Highest paying CityHagerstown, MDSan Francisco, CA
Highest paying stateNew JerseyCalifornia
Best paying companyCunningham LindseyThe Travelers Companies
Best paying industryInsuranceInsurance

Differences between insurance adjuster and field investigator education

There are a few differences between an insurance adjuster and a field investigator in terms of educational background:

Insurance AdjusterField Investigator
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 64%
Most common majorBusinessCriminal Justice
Most common collegeStanford UniversityCalifornia State University - Bakersfield

Insurance adjuster vs field investigator demographics

Here are the differences between insurance adjusters' and field investigators' demographics:

Insurance AdjusterField Investigator
Average age4444
Gender ratioMale, 66.6% Female, 33.4%Male, 72.5% Female, 27.5%
Race ratioBlack or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.9% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between insurance adjuster and field investigator duties and responsibilities

Insurance adjuster example responsibilities.

  • Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Train in Xactimate estimation and sketch programs.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Skil in complex arbitration and mediation negotiations.
  • Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.
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Field investigator example responsibilities.

  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Conduct SIU investigations and activity checks/interviews.
  • Complete advanced SIU training in arson investigation, forensics, interrogation and statistical analysis.
  • Investigate and open cases on customers and non-customers who have potentially engage in activity which goes against federally mandate BSA/AML regulations.
  • Work with lawyers, insurance investigators, medical providers, Medicaid clients, and co-workers to resolve issues.
  • Complete additional training and implementation of health insurance billing, both commercial and government (Medicare and Medicaid).
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Insurance adjuster vs field investigator skills

Common insurance adjuster skills
  • Insurance Policies, 15%
  • Customer Service, 15%
  • Liability Claims, 9%
  • Auto Claims, 7%
  • Catastrophe Claims, 5%
  • Public Adjusters, 4%
Common field investigator skills
  • Excellent Time Management, 29%
  • Background Checks, 9%
  • Mental Health, 8%
  • Criminal Justice, 5%
  • Law Enforcement Agencies, 5%
  • Comprehensive Reports, 4%

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