Insurance adjuster vs property adjuster

The differences between insurance adjusters and property adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance adjuster and a property adjuster. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $54,661 average annual salary of a property adjuster.

The top three skills for an insurance adjuster include insurance policies, customer service and liability claims. The most important skills for a property adjuster are customer service, xactimate, and claims handling.

Insurance adjuster vs property adjuster overview

	Insurance Adjuster	Property Adjuster
Yearly salary	$57,315	$54,661
Hourly rate	$27.56	$26.28
Growth rate	-6%	-6%
Number of jobs	44,837	12,286
Job satisfaction	3	-
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 73%
Average age	44	44
Years of experience	4	4

Insurance adjuster vs property adjuster salary

Insurance adjusters and property adjusters have different pay scales, as shown below.

	Insurance Adjuster	Property Adjuster
Average salary	$57,315	$54,661
Salary range	Between $40,000 And $80,000	Between $39,000 And $76,000
Highest paying City	Hagerstown, MD	San Francisco, CA
Highest paying state	New Jersey	Alaska
Best paying company	Cunningham Lindsey	The Hanover Insurance Group
Best paying industry	Insurance	Insurance

Differences between insurance adjuster and property adjuster education

There are a few differences between an insurance adjuster and a property adjuster in terms of educational background:

	Insurance Adjuster	Property Adjuster
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 73%
Most common major	Business	Business
Most common college	Stanford University	Stanford University

Insurance adjuster vs property adjuster demographics

Here are the differences between insurance adjusters' and property adjusters' demographics:

	Insurance Adjuster	Property Adjuster
Average age	44	44
Gender ratio	Male, 66.6% Female, 33.4%	Male, 67.6% Female, 32.4%
Race ratio	Black or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%	Black or African American, 12.4% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.2% White, 60.9% American Indian and Alaska Native, 0.5%
LGBT Percentage	10%	10%

Differences between insurance adjuster and property adjuster duties and responsibilities

Insurance adjuster example responsibilities.

Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
Train in Xactimate estimation and sketch programs.
Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
Skil in complex arbitration and mediation negotiations.
Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.

Property adjuster example responsibilities.

Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
Complete property appraisals on residential dwelling and commercial property including business interruption and business personal property using Xactimate program.
Analyze homes, automobiles, boats, RV's, etc.
Issue payments via ECS system.
Experience in CCC estimating software systems.
Experience with CCC pathways estimating system.

Insurance adjuster vs property adjuster skills

Common insurance adjuster skills

Insurance Policies, 15%
Customer Service, 15%
Liability Claims, 9%
Auto Claims, 7%
Catastrophe Claims, 5%
Public Adjusters, 4%

Common property adjuster skills

Customer Service, 17%
Xactimate, 11%
Claims Handling, 6%
State Regulations, 6%
Strong Analytical, 5%
Litigation, 5%

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Insurance Adjuster
Insurance Adjuster vs Property Adjuster

Updated January 8, 2025

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