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Insurance adjuster vs property claims adjuster

The differences between insurance adjusters and property claims adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance adjuster and a property claims adjuster. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $54,520 average annual salary of a property claims adjuster.

The top three skills for an insurance adjuster include insurance policies, customer service and liability claims. The most important skills for a property claims adjuster are customer service, claims handling, and xactimate.

Insurance adjuster vs property claims adjuster overview

Insurance AdjusterProperty Claims Adjuster
Yearly salary$57,315$54,520
Hourly rate$27.56$26.21
Growth rate-6%-6%
Number of jobs44,83716,957
Job satisfaction3-
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 77%
Average age4444
Years of experience44

Insurance adjuster vs property claims adjuster salary

Insurance adjusters and property claims adjusters have different pay scales, as shown below.

Insurance AdjusterProperty Claims Adjuster
Average salary$57,315$54,520
Salary rangeBetween $40,000 And $80,000Between $39,000 And $74,000
Highest paying CityHagerstown, MDTrenton, NJ
Highest paying stateNew JerseyNew Jersey
Best paying companyCunningham LindseyEMC Insurance
Best paying industryInsuranceInsurance

Differences between insurance adjuster and property claims adjuster education

There are a few differences between an insurance adjuster and a property claims adjuster in terms of educational background:

Insurance AdjusterProperty Claims Adjuster
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 77%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Insurance adjuster vs property claims adjuster demographics

Here are the differences between insurance adjusters' and property claims adjusters' demographics:

Insurance AdjusterProperty Claims Adjuster
Average age4444
Gender ratioMale, 66.6% Female, 33.4%Male, 59.2% Female, 40.8%
Race ratioBlack or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%Black or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.3% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between insurance adjuster and property claims adjuster duties and responsibilities

Insurance adjuster example responsibilities.

  • Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Train in Xactimate estimation and sketch programs.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Skil in complex arbitration and mediation negotiations.
  • Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.
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Property claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Offer diligent investigations and evaluation of commercial and third party liability claims, investigative and litigation management.
  • Represent the insurance company in an arbitration settlement in NYC.
  • Write denial letters, reservations of rights letters, and other complex correspondence.
  • Recognize potentially fraudulent claims, utilizes SIU and other sources as needed, consults with management.
  • Negotiate with attorneys, order police reports, assist with the SIU department for possible fraud claims.
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Insurance adjuster vs property claims adjuster skills

Common insurance adjuster skills
  • Insurance Policies, 15%
  • Customer Service, 15%
  • Liability Claims, 9%
  • Auto Claims, 7%
  • Catastrophe Claims, 5%
  • Public Adjusters, 4%
Common property claims adjuster skills
  • Customer Service, 34%
  • Claims Handling, 11%
  • Xactimate, 8%
  • Strong Customer Service, 5%
  • Damage Estimates, 5%
  • Policy Coverage, 3%

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