Insurance adjuster vs total loss specialist

The differences between insurance adjusters and total loss specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an insurance adjuster and a total loss specialist. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $51,718 average annual salary of a total loss specialist.

The top three skills for an insurance adjuster include insurance policies, customer service and liability claims. The most important skills for a total loss specialist are customer service, HR, and outbound calls.

Insurance adjuster vs total loss specialist overview

	Insurance Adjuster	Total Loss Specialist
Yearly salary	$57,315	$51,718
Hourly rate	$27.56	$24.86
Growth rate	-6%	-6%
Number of jobs	44,837	33,617
Job satisfaction	3	-
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 60%
Average age	44	44
Years of experience	4	4

Insurance adjuster vs total loss specialist salary

Insurance adjusters and total loss specialists have different pay scales, as shown below.

	Insurance Adjuster	Total Loss Specialist
Average salary	$57,315	$51,718
Salary range	Between $40,000 And $80,000	Between $32,000 And $81,000
Highest paying City	Hagerstown, MD	-
Highest paying state	New Jersey	-
Best paying company	Cunningham Lindsey	-
Best paying industry	Insurance	-

Differences between insurance adjuster and total loss specialist education

There are a few differences between an insurance adjuster and a total loss specialist in terms of educational background:

	Insurance Adjuster	Total Loss Specialist
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 60%
Most common major	Business	Business
Most common college	Stanford University	Stanford University

Insurance adjuster vs total loss specialist demographics

Here are the differences between insurance adjusters' and total loss specialists' demographics:

	Insurance Adjuster	Total Loss Specialist
Average age	44	44
Gender ratio	Male, 66.6% Female, 33.4%	Male, 35.7% Female, 64.3%
Race ratio	Black or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%	Black or African American, 14.1% Unknown, 4.4% Hispanic or Latino, 15.7% Asian, 5.4% White, 59.9% American Indian and Alaska Native, 0.5%
LGBT Percentage	10%	10%

Differences between insurance adjuster and total loss specialist duties and responsibilities

Insurance adjuster example responsibilities.

Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
Train in Xactimate estimation and sketch programs.
Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
Skil in complex arbitration and mediation negotiations.
Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.

Total loss specialist example responsibilities.

Analyze and support development and execution of underwriting, automation and operational strategies to efficiently and effectively manage the portfolio.
Work with SIU to flag fraud and mitigate fraudulent payouts.
Clean, pack and organize the SIU office and files.
Participate in utilizing inter-company arbitration.
Participate in utilizing inter-company arbitration.

Insurance adjuster vs total loss specialist skills

Common insurance adjuster skills

Insurance Policies, 15%
Customer Service, 15%
Liability Claims, 9%
Auto Claims, 7%
Catastrophe Claims, 5%
Public Adjusters, 4%

Common total loss specialist skills

Customer Service, 22%
HR, 16%
Outbound Calls, 7%
Inbound Calls, 6%
Insurance Claims, 4%
Training Sessions, 4%

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Insurance Adjuster
Insurance Adjuster vs Total Loss Specialist

Updated January 8, 2025

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