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Realtor vs lender

The differences between realtors and lenders can be seen in a few details. Each job has different responsibilities and duties. Additionally, a realtor has an average salary of $38,290, which is higher than the $37,723 average annual salary of a lender.

The top three skills for a realtor include residential real estate, open houses and purchase agreements. The most important skills for a lender are customer service, loan applications, and business development.

Realtor vs lender overview

RealtorLender
Yearly salary$38,290$37,723
Hourly rate$18.41$18.14
Growth rate5%4%
Number of jobs7,4826,465
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 63%
Average age4945
Years of experience-6

What does a realtor do?

A realtor is responsible for processing real estate transactions and assisting clients with their concerns and inquiries about a specific property. A realtor should always work for their clients' best interests, ensuring that proposals work within the client's specified budget and property goals. A realtor will also consider the security of a property location before a recommendation to ensure the client's safety and comfort. Realtors must finalize records of cost estimates and purchase agreements, which are essential in choosing the best property.

What does a lender do?

A Lender is a financial institution, an individual, or a private or public group that provides loans to a business or an individual. As a lender, you will evaluate a borrower's creditworthiness by assessing loan applications. You will be responsible for determining an applicant's financial eligibility and all applicable metrics and ratios. Other duties might include setting up plans for debt payment, counseling clients on restrictions and policies, and maintaining and updating account records. Also, you will need to update your knowledge on the different loan types and financial services.

Realtor vs lender salary

Realtors and lenders have different pay scales, as shown below.

RealtorLender
Average salary$38,290$37,723
Salary rangeBetween $27,000 And $53,000Between $25,000 And $55,000
Highest paying CitySan Antonio, TXSeattle, WA
Highest paying stateConnecticutSouth Dakota
Best paying companyBerkshire Hathaway Homeservices Alliance Real EstateCiti
Best paying industryReal EstateFinance

Differences between realtor and lender education

There are a few differences between a realtor and a lender in terms of educational background:

RealtorLender
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 63%
Most common majorBusinessBusiness
Most common college-University of Pennsylvania

Realtor vs lender demographics

Here are the differences between realtors' and lenders' demographics:

RealtorLender
Average age4945
Gender ratioMale, 40.2% Female, 59.8%Male, 49.2% Female, 50.8%
Race ratioBlack or African American, 5.3% Unknown, 4.3% Hispanic or Latino, 13.3% Asian, 6.9% White, 69.8% American Indian and Alaska Native, 0.3%Black or African American, 9.3% Unknown, 4.6% Hispanic or Latino, 16.3% Asian, 6.3% White, 62.9% American Indian and Alaska Native, 0.5%
LGBT Percentage13%8%

Differences between realtor and lender duties and responsibilities

Realtor example responsibilities.

  • Process funds and manage accounts through QuickBooks.
  • Manage scheduling and develop computer reports and MLS listings, create PowerPoint presentations, marketing materials and handle advertising.
  • Place and remove signs & lockboxes.
  • Make entries into QuickBooks; reconcile monthly bank statements.
  • Install yard signs, directional signs and lockboxes on each listing.
  • Coordinate social media advertisements by posting updates to Facebook, LinkedIn, and Pinterest accounts.
  • Show more

Lender example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Coordinate the real estate transactions including appraisals, inspections, loan origination and timely closing.
  • Point of contact between external company affiliate loan origination branches and licensing agencies.
  • Complete quarterly updates on all regulations and requirements to maintain NMLS nationwide licensing program.
  • Work directly with consumers as well as real estate agents, CPA's and attorneys.

Realtor vs lender skills

Common realtor skills
  • Residential Real Estate, 22%
  • Open Houses, 9%
  • Purchase Agreements, 6%
  • Comparative Market Analysis, 5%
  • Real Estate Sales, 4%
  • Real Estate Contracts, 4%
Common lender skills
  • Customer Service, 15%
  • Loan Applications, 8%
  • Business Development, 6%
  • Bank Products, 6%
  • Origination, 6%
  • Loan Portfolio, 5%