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Risk and insurance consultant vs senior claims adjuster

The differences between risk and insurance consultants and senior claims adjusters can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a risk and insurance consultant, becoming a senior claims adjuster takes usually requires 2-4 years. Additionally, a risk and insurance consultant has an average salary of $90,307, which is higher than the $58,688 average annual salary of a senior claims adjuster.

The top three skills for a risk and insurance consultant include financial services, risk assessments and portfolio. The most important skills for a senior claims adjuster are customer service, litigation, and coverage issues.

Risk and insurance consultant vs senior claims adjuster overview

Risk And Insurance ConsultantSenior Claims Adjuster
Yearly salary$90,307$58,688
Hourly rate$43.42$28.22
Growth rate11%-6%
Number of jobs61,77411,495
Job satisfaction-2
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 70%
Average age4344
Years of experience64

What does a risk and insurance consultant do?

A risk and insurance consultant is a person whose job is to advise organizations and companies on what might happen in the future and how to deal with it. They advise the management on the next steps and possible outcomes. A risk and insurance consultant does research and calculations and uses that to predict or solve financial or risk issues.

What does a senior claims adjuster do?

A senior claims adjuster is in charge of inspecting and analyzing insurance claims to validate and adjust payments. Among their responsibilities include reviewing and verifying claims documents, visiting sites to investigate property damages and personal injuries, gathering evidence such as photos and videos, and conducting interviews with witnesses and clients. Moreover, as a senior claims adjuster, it is essential to lead and serve as a mentor to fellow claims adjusters while enforcing and promoting the company's policies and regulations.

Risk and insurance consultant vs senior claims adjuster salary

Risk and insurance consultants and senior claims adjusters have different pay scales, as shown below.

Risk And Insurance ConsultantSenior Claims Adjuster
Average salary$90,307$58,688
Salary rangeBetween $69,000 And $117,000Between $37,000 And $91,000
Highest paying CitySan Francisco, CARoseville, CA
Highest paying stateRhode IslandNew Jersey
Best paying companyMcKinsey & Company IncEMC Insurance
Best paying industryInsuranceInsurance

Differences between risk and insurance consultant and senior claims adjuster education

There are a few differences between a risk and insurance consultant and a senior claims adjuster in terms of educational background:

Risk And Insurance ConsultantSenior Claims Adjuster
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 70%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Risk and insurance consultant vs senior claims adjuster demographics

Here are the differences between risk and insurance consultants' and senior claims adjusters' demographics:

Risk And Insurance ConsultantSenior Claims Adjuster
Average age4344
Gender ratioMale, 67.7% Female, 32.3%Male, 48.2% Female, 51.8%
Race ratioBlack or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3%Black or African American, 11.7% Unknown, 4.4% Hispanic or Latino, 16.9% Asian, 5.2% White, 61.3% American Indian and Alaska Native, 0.5%
LGBT Percentage4%10%

Differences between risk and insurance consultant and senior claims adjuster duties and responsibilities

Risk and insurance consultant example responsibilities.

  • Manage litigation through appropriate selection of counsel, developing strategic action plans a while monitoring an active trial calendar.
  • Implement the forecasting models in SAS.
  • Monitor business line compliance to credit policy, exceptions to policy, underwriting standards and portfolio management.
  • Identify and capture risk factors, including idiosyncratic and macroeconomic to support capital assessment, portfolio management and business decisions.
  • Define and document a new application architecture which load client databases with properly format data using in-house develop Java ETL applications.
  • Process subpoenas, arrange depositions, process statutory requests for medical records and review medical records prior to depositions.

Senior claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Experience litigation adjuster proactively investigating, evaluating, and negotiating commercial and homeowner general liability casualty and property damage liability claims.
  • Prepare and calculate consumer pensions as well as variable & fix annuities.
  • Develop relationships with other departments such as sales, underwriting, and SIU in order to meet business goals.
  • Prepare property repair estimates utilizing Xactimate estimating software.
  • Structure settlement options with annuities and Medicare set-aside programs.
  • Show more

Risk and insurance consultant vs senior claims adjuster skills

Common risk and insurance consultant skills
  • Financial Services, 7%
  • Risk Assessments, 7%
  • Portfolio, 6%
  • PowerPoint, 6%
  • Internal Audit, 4%
  • SAS, 4%
Common senior claims adjuster skills
  • Customer Service, 25%
  • Litigation, 9%
  • Coverage Issues, 6%
  • Strong Customer Service, 5%
  • Settlement Authority, 5%
  • Claims Handling, 3%

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