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Senior credit manager vs branch manager

The differences between senior credit managers and branch managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both a senior credit manager and a branch manager. Additionally, a senior credit manager has an average salary of $133,806, which is higher than the $56,291 average annual salary of a branch manager.

The top three skills for a senior credit manager include risk management, credit risk and credit analysis. The most important skills for a branch manager are customer satisfaction, business development, and branch management.

Senior credit manager vs branch manager overview

Senior Credit ManagerBranch Manager
Yearly salary$133,806$56,291
Hourly rate$64.33$27.06
Growth rate17%17%
Number of jobs47,642333,883
Job satisfaction--
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 65%
Average age4646
Years of experience88

What does a senior credit manager do?

Senior credit managers are financial professionals who are responsible for overseeing the credit granting process for a financial institution. These managers are required to develop risk management solution strategies so that the institution can maintain risk and improve profitability. They must screen the credit history of applicants as well as to conduct interviews to minimize credit risk and potential monetary loss. They must also conduct credit analysis and financial risk evaluations by gathering and analyzing all types of credit information on new and existing customers.

What does a branch manager do?

Branch managers oversee the company's field office. This position is usually present in industries such as banking and food service. Branch managers are responsible for all aspects of the branch operations, including, but not limited to, finances, marketing, quality control, and human resources. They ensure that the goals of the branch are met in the most efficient way possible. They balance the needs of both the organization and the employees in the department. Branch managers are also expected to have a hand in training the employees to be useful members of the organization.

Senior credit manager vs branch manager salary

Senior credit managers and branch managers have different pay scales, as shown below.

Senior Credit ManagerBranch Manager
Average salary$133,806$56,291
Salary rangeBetween $84,000 And $211,000Between $39,000 And $80,000
Highest paying CityLas Vegas, NVOakland, CA
Highest paying stateAlaskaAlaska
Best paying companyCredit KarmaFNB
Best paying industryManufacturingProfessional

Differences between senior credit manager and branch manager education

There are a few differences between a senior credit manager and a branch manager in terms of educational background:

Senior Credit ManagerBranch Manager
Most common degreeBachelor's Degree, 76%Bachelor's Degree, 65%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Senior credit manager vs branch manager demographics

Here are the differences between senior credit managers' and branch managers' demographics:

Senior Credit ManagerBranch Manager
Average age4646
Gender ratioMale, 64.2% Female, 35.8%Male, 59.8% Female, 40.2%
Race ratioBlack or African American, 7.5% Unknown, 4.1% Hispanic or Latino, 14.4% Asian, 9.9% White, 63.7% American Indian and Alaska Native, 0.3%Black or African American, 8.0% Unknown, 4.1% Hispanic or Latino, 15.4% Asian, 7.8% White, 64.3% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between senior credit manager and branch manager duties and responsibilities

Senior credit manager example responsibilities.

  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Order currency for on site ATM balance on receive daily reports.
  • Prepare NCUA reports, as well as state and federal filings.
  • Develop and implement credit union policies and procedures to ensure compliance with the NCUA guidelines.
  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Work as part of the global credit team to reduce the DSO in an effective and timely manner.
  • Show more

Branch manager example responsibilities.

  • Manage and coordinate a high volume sales pipeline from beginning to closing while ensuring all RESPA regulations are met.
  • Warehouse operations plus office duties, A/P, A/R.
  • Support A/R, A/P, and provide data analyzation from 12 branches to assist with annual budgeting projections/forecasting.
  • Provide leadership for sales, customer service, operations, compliance, and ethics as branch manager of an in-store branch.
  • Educate staff in areas of bank secrecy, bank regulations, and internal audit policy.
  • Train agents and managers using office generate PowerPoint presentations, company flip charts and training videos.
  • Show more

Senior credit manager vs branch manager skills

Common senior credit manager skills
  • Risk Management, 19%
  • Credit Risk, 13%
  • Credit Analysis, 6%
  • Financial Statements, 4%
  • Credit Policy, 4%
  • Credit Decisions, 3%
Common branch manager skills
  • Customer Satisfaction, 8%
  • Business Development, 7%
  • Branch Management, 5%
  • Human Resources, 5%
  • Financial Statements, 5%
  • Performance Management, 4%

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