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Teller vs personal banking representative

The differences between tellers and personal banking representatives can be seen in a few details. Each job has different responsibilities and duties. Additionally, a personal banking representative has an average salary of $33,833, which is higher than the $32,171 average annual salary of a teller.

The top three skills for a teller include cash handling, customer service and financial transactions. The most important skills for a personal banking representative are bank products, profiling, and customer inquiries.

Teller vs personal banking representative overview

TellerPersonal Banking Representative
Yearly salary$32,171$33,833
Hourly rate$15.47$16.27
Growth rate-12%-3%
Number of jobs16,29841,795
Job satisfaction-5
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 62%
Average age3941
Years of experience-12

What does a teller do?

Tellers are bank employees who handle face-to-face or in-person transactions of clients. They are the bank's front liners, and they interact with clients on a daily basis. They process requests related to the clients' bank accounts, including, but not limited to, opening and closing accounts, withdrawing and depositing cash and checks, processing loan requests, accepting payments, validating transactions, and answering any other questions that a client may have. They should also be familiar with the bank's products and services. Tellers should have good customer service skills, attention to detail, and basic accounting skills.

What does a personal banking representative do?

Personal banking representatives typically earn $39K per year. This position requires a high school diploma or GED at a minimum, but employers prefer a bachelor's degree in finance, business, or a related field. They may also ask for experience in customer service, cash-handling, or banking. Personal banking representatives are required to provide bank client support, assist with account management, process checks, and find products and services that will be the best fit for their clients.

Teller vs personal banking representative salary

Tellers and personal banking representatives have different pay scales, as shown below.

TellerPersonal Banking Representative
Average salary$32,171$33,833
Salary rangeBetween $26,000 And $39,000Between $26,000 And $42,000
Highest paying CityManchester, NJ-
Highest paying stateNew Jersey-
Best paying companySecurity Service Federal Credit Union-
Best paying industryFinance-

Differences between teller and personal banking representative education

There are a few differences between a teller and a personal banking representative in terms of educational background:

TellerPersonal Banking Representative
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common college--

Teller vs personal banking representative demographics

Here are the differences between tellers' and personal banking representatives' demographics:

TellerPersonal Banking Representative
Average age3941
Gender ratioMale, 23.0% Female, 77.0%Male, 33.4% Female, 66.6%
Race ratioBlack or African American, 9.5% Unknown, 3.4% Hispanic or Latino, 21.2% Asian, 7.2% White, 58.1% American Indian and Alaska Native, 0.6%Black or African American, 9.7% Unknown, 2.9% Hispanic or Latino, 22.5% Asian, 9.2% White, 54.9% American Indian and Alaska Native, 0.8%
LGBT Percentage7%11%

Differences between teller and personal banking representative duties and responsibilities

Teller example responsibilities.

  • Process commercial transaction including deposits, withdrawals and loan payments selling monetary instruments.
  • Compile with the bank secrecy act.
  • Process treasury, tax and loan payments.
  • Receive coin and currency from arm trucks.
  • Fill in for coin room teller when on vacation.
  • Monitor all monetary instruments purchase and complete all BSA logs.
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Personal banking representative example responsibilities.

  • Develop and maintain relationships with business partners to increase cross-sell opportunities and achieve sales goals.
  • Open new bank accounts, order debit and ATM cards for new and existing customers.
  • Coach associates in cross-selling of products, create work schedules and implement procedures to reduce expenses.
  • Inform customers of procedures for applying for services such as ATM cards, direct deposit of checks, and certificates of deposit
  • Maintain customer relationships while continually assessing cross-selling opportunities.
  • Advise patients of insurance/hospital information, prepare admission forms and enter patient data into the patient data accounting system.
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Teller vs personal banking representative skills

Common teller skills
  • Cash Handling, 13%
  • Customer Service, 13%
  • Financial Transactions, 8%
  • Math, 6%
  • Bank Products, 6%
  • ATM, 3%
Common personal banking representative skills
  • Bank Products, 18%
  • Profiling, 14%
  • Customer Inquiries, 11%
  • Financial Products, 9%
  • Financial Services, 9%
  • Customer Issues, 7%

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