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Assistant credit manager vs asset manager

The differences between assistant credit managers and asset managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both an assistant credit manager and an asset manager. Additionally, an asset manager has an average salary of $85,814, which is higher than the $58,664 average annual salary of an assistant credit manager.

The top three skills for an assistant credit manager include financial statements, credit limits and past due accounts. The most important skills for an asset manager are asset management, financial statements, and property management.

Assistant credit manager vs asset manager overview

Assistant Credit ManagerAsset Manager
Yearly salary$58,664$85,814
Hourly rate$28.20$41.26
Growth rate17%17%
Number of jobs40,92464,732
Job satisfaction--
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 68%
Average age4646
Years of experience88

What does an assistant credit manager do?

An assistant credit manager performs support tasks to assist credit managers in handling credit accounts and procedures. Among their usual responsibilities include managing credit applications, verifying information and requirements, and evaluating the applicants' credit scores and financial records to ensure their ability to uphold financial obligations. Moreover, they also perform clerical tasks such as preparing and processing documents, handling calls and correspondence, organizing files, liaising with clients, answering inquiries, and resolving issues and concerns should any arise. In the absence of the manager, they have the responsibility to oversee staff and monitor operations to ensure an efficient workflow.

What does an asset manager do?

An asset manager is responsible for advising clients with their investment preferences and financial goals based on their assets' quantity and value. Asset managers regularly meet with their clients regarding their asset management's progress, recommending more investment options and considering the clients' needs. They manage financial portfolios and prepare stock market reports and forecasts as needed. An asset manager must have a broad knowledge of the financial industry and investment processes, identifying profit opportunities for long-term investment objectives.

Assistant credit manager vs asset manager salary

Assistant credit managers and asset managers have different pay scales, as shown below.

Assistant Credit ManagerAsset Manager
Average salary$58,664$85,814
Salary rangeBetween $30,000 And $113,000Between $59,000 And $123,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Deutsche Bank
Best paying industry-Finance

Differences between assistant credit manager and asset manager education

There are a few differences between an assistant credit manager and an asset manager in terms of educational background:

Assistant Credit ManagerAsset Manager
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 68%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Assistant credit manager vs asset manager demographics

Here are the differences between assistant credit managers' and asset managers' demographics:

Assistant Credit ManagerAsset Manager
Average age4646
Gender ratioMale, 44.4% Female, 55.6%Male, 64.3% Female, 35.7%
Race ratioBlack or African American, 7.8% Unknown, 4.1% Hispanic or Latino, 15.0% Asian, 8.2% White, 64.6% American Indian and Alaska Native, 0.3%Black or African American, 7.8% Unknown, 4.1% Hispanic or Latino, 15.0% Asian, 8.9% White, 63.8% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between assistant credit manager and asset manager duties and responsibilities

Assistant credit manager example responsibilities.

  • Manage A/R portfolio in excess of $7 million and reduce DSO from 120 days to 45/60 days.
  • Assist with annual budget preparation and manage operating and payroll expenses to remain within budgetary guidelines.
  • Solicit, underwrite, finded a d service SBA loans.
  • Lead a team of representatives in daily work routine and assist store manager in payroll and discipline.
  • Reduce DSO through development of positive customer relationships.
  • Supervise staff of collections representatives responsible for reducing bad debt while also upholding company policies, and following strict legal regulations.
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Asset manager example responsibilities.

  • Manage and improve the processes require to support server end of life and normal windows patching processes.
  • Manage a pipeline of assets/projects through the project life cycle of short sale/deed in lieu of foreclosure through closing.
  • Manage and facilitate IRB investigations of report non-compliance and/or scientific misconduct.
  • Recognize for financial acumen, successfully managing invoicing, vendor accounts, reconciliations, and target reports.
  • Manage commercial and multifamily REO portfolio preparing property operating plans to enhance value and marketability of REO asset
  • Trade structured product securities for accounts manage by other portfolio managers base on economic conditions and the needs of specific portfolios.
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Assistant credit manager vs asset manager skills

Common assistant credit manager skills
  • Financial Statements, 12%
  • Credit Limits, 6%
  • Past Due Accounts, 6%
  • Credit Card Payments, 6%
  • Delinquent Accounts, 5%
  • Credit Worthiness, 4%
Common asset manager skills
  • Asset Management, 20%
  • Financial Statements, 7%
  • Property Management, 7%
  • Customer Service, 6%
  • Oversight, 5%
  • Loan Portfolio, 5%

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