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Assistant credit manager vs branch manager

The differences between assistant credit managers and branch managers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-8 years to become both an assistant credit manager and a branch manager. Additionally, an assistant credit manager has an average salary of $58,664, which is higher than the $56,291 average annual salary of a branch manager.

The top three skills for an assistant credit manager include financial statements, credit limits and past due accounts. The most important skills for a branch manager are customer satisfaction, business development, and branch management.

Assistant credit manager vs branch manager overview

Assistant Credit ManagerBranch Manager
Yearly salary$58,664$56,291
Hourly rate$28.20$27.06
Growth rate17%17%
Number of jobs40,924333,883
Job satisfaction--
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 65%
Average age4646
Years of experience88

What does an assistant credit manager do?

An assistant credit manager performs support tasks to assist credit managers in handling credit accounts and procedures. Among their usual responsibilities include managing credit applications, verifying information and requirements, and evaluating the applicants' credit scores and financial records to ensure their ability to uphold financial obligations. Moreover, they also perform clerical tasks such as preparing and processing documents, handling calls and correspondence, organizing files, liaising with clients, answering inquiries, and resolving issues and concerns should any arise. In the absence of the manager, they have the responsibility to oversee staff and monitor operations to ensure an efficient workflow.

What does a branch manager do?

Branch managers oversee the company's field office. This position is usually present in industries such as banking and food service. Branch managers are responsible for all aspects of the branch operations, including, but not limited to, finances, marketing, quality control, and human resources. They ensure that the goals of the branch are met in the most efficient way possible. They balance the needs of both the organization and the employees in the department. Branch managers are also expected to have a hand in training the employees to be useful members of the organization.

Assistant credit manager vs branch manager salary

Assistant credit managers and branch managers have different pay scales, as shown below.

Assistant Credit ManagerBranch Manager
Average salary$58,664$56,291
Salary rangeBetween $30,000 And $113,000Between $39,000 And $80,000
Highest paying City-Oakland, CA
Highest paying state-Alaska
Best paying company-FNB
Best paying industry-Professional

Differences between assistant credit manager and branch manager education

There are a few differences between an assistant credit manager and a branch manager in terms of educational background:

Assistant Credit ManagerBranch Manager
Most common degreeBachelor's Degree, 56%Bachelor's Degree, 65%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Assistant credit manager vs branch manager demographics

Here are the differences between assistant credit managers' and branch managers' demographics:

Assistant Credit ManagerBranch Manager
Average age4646
Gender ratioMale, 44.4% Female, 55.6%Male, 59.8% Female, 40.2%
Race ratioBlack or African American, 7.8% Unknown, 4.1% Hispanic or Latino, 15.0% Asian, 8.2% White, 64.6% American Indian and Alaska Native, 0.3%Black or African American, 8.0% Unknown, 4.1% Hispanic or Latino, 15.4% Asian, 7.8% White, 64.3% American Indian and Alaska Native, 0.3%
LGBT Percentage11%11%

Differences between assistant credit manager and branch manager duties and responsibilities

Assistant credit manager example responsibilities.

  • Manage A/R portfolio in excess of $7 million and reduce DSO from 120 days to 45/60 days.
  • Assist with annual budget preparation and manage operating and payroll expenses to remain within budgetary guidelines.
  • Solicit, underwrite, finded a d service SBA loans.
  • Lead a team of representatives in daily work routine and assist store manager in payroll and discipline.
  • Reduce DSO through development of positive customer relationships.
  • Supervise staff of collections representatives responsible for reducing bad debt while also upholding company policies, and following strict legal regulations.
  • Show more

Branch manager example responsibilities.

  • Manage and coordinate a high volume sales pipeline from beginning to closing while ensuring all RESPA regulations are met.
  • Warehouse operations plus office duties, A/P, A/R.
  • Support A/R, A/P, and provide data analyzation from 12 branches to assist with annual budgeting projections/forecasting.
  • Provide leadership for sales, customer service, operations, compliance, and ethics as branch manager of an in-store branch.
  • Educate staff in areas of bank secrecy, bank regulations, and internal audit policy.
  • Train agents and managers using office generate PowerPoint presentations, company flip charts and training videos.
  • Show more

Assistant credit manager vs branch manager skills

Common assistant credit manager skills
  • Financial Statements, 12%
  • Credit Limits, 6%
  • Past Due Accounts, 6%
  • Credit Card Payments, 6%
  • Delinquent Accounts, 5%
  • Credit Worthiness, 4%
Common branch manager skills
  • Customer Satisfaction, 8%
  • Business Development, 7%
  • Branch Management, 5%
  • Human Resources, 5%
  • Financial Statements, 5%
  • Performance Management, 4%

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