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Banking associate vs bank representative

The differences between banking associates and bank representatives can be seen in a few details. Each job has different responsibilities and duties. Additionally, a banking associate has an average salary of $81,890, which is higher than the $34,417 average annual salary of a bank representative.

The top three skills for a banking associate include excellent interpersonal, strong customer service and financial transactions. The most important skills for a bank representative are bank products, customer service, and bank policies.

Banking associate vs bank representative overview

Banking AssociateBank Representative
Yearly salary$81,890$34,417
Hourly rate$39.37$16.55
Growth rate-12%-12%
Number of jobs18,919105,192
Job satisfaction--
Most common degreeBachelor's Degree, 63%Bachelor's Degree, 53%
Average age3939
Years of experience--

What does a banking associate do?

A banking associate's role is to build positive relationships with clients by performing support tasks. Their responsibilities revolve around greeting clients, processing requests and documentation, gathering and verifying requirements, responding to inquiries and concerns, and offering other services and products to clients. They may also produce progress reports, financial statements, coordinate with team members, and liaise with external agencies. Furthermore, as a banking associate, it is essential to handle issues and complaints, all while adhering to the bank's policies and regulations.

What does a bank representative do?

A bank representative works to assist clients, aiming to provide optimal banking services and build positive client relationships. Their duties include greeting and identifying the clients' needs, answering inquiries, giving clear instructions, and discussing banking terms. They also process client requests such as withdrawals, deposits, payments, and even handling applications. Moreover, a bank representative may also conduct market research and analyses, generate leads, and reach out to potential clients through calls and correspondence to offer products and services.

Banking associate vs bank representative salary

Banking associates and bank representatives have different pay scales, as shown below.

Banking AssociateBank Representative
Average salary$81,890$34,417
Salary rangeBetween $47,000 And $141,000Between $28,000 And $41,000
Highest paying CityWhite Plains, NYAlbany, NY
Highest paying stateNew YorkNew York
Best paying companyCitiAdvancial Federal Credit Union
Best paying industryFinanceFinance

Differences between banking associate and bank representative education

There are a few differences between a banking associate and a bank representative in terms of educational background:

Banking AssociateBank Representative
Most common degreeBachelor's Degree, 63%Bachelor's Degree, 53%
Most common majorBusinessBusiness
Most common college--

Banking associate vs bank representative demographics

Here are the differences between banking associates' and bank representatives' demographics:

Banking AssociateBank Representative
Average age3939
Gender ratioMale, 41.8% Female, 58.2%Male, 34.1% Female, 65.9%
Race ratioBlack or African American, 10.1% Unknown, 3.5% Hispanic or Latino, 17.8% Asian, 7.4% White, 60.7% American Indian and Alaska Native, 0.6%Black or African American, 9.2% Unknown, 3.4% Hispanic or Latino, 22.4% Asian, 7.3% White, 57.1% American Indian and Alaska Native, 0.6%
LGBT Percentage7%7%

Differences between banking associate and bank representative duties and responsibilities

Banking associate example responsibilities.

  • Develop and maintain relationships with business partners to increase cross-sell opportunities and achieve sales goals.
  • Develop working relationships with clients by providing exceptional customer service while utilizing a focuse cross-sell strategy.
  • Follow up with customers regarding KYC and other account relate updates.
  • Analyze each movement in full detail while meeting all SLA's.
  • Prepare UCC's for filing at the county and state level.
  • Monitor multiple cases while keeping track of SLA's and B2B communications.
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Bank representative example responsibilities.

  • Used CRM software for KYC purposes, managing and analyzing customer data throughout life cycle.
  • Open new accounts for existing and/or new clients, including money market savings, CDs, and IRA accounts.
  • Complete maintenance request including address changes, check orders, stop payments, warnings, account closings and ATM card captures.
  • Originate and sign internal debit and credit documents.
  • Complete customer account paperwork for loans, fraudulent activity, unauthorize activity and weekly ATM balancing reports.
  • Advise patients of insurance/hospital information, prepare admission forms and enter patient data into the patient data accounting system.
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Banking associate vs bank representative skills

Common banking associate skills
  • Excellent Interpersonal, 41%
  • Strong Customer Service, 29%
  • Financial Transactions, 15%
  • Financial Services, 1%
  • PowerPoint, 1%
  • Financial Solutions, 1%
Common bank representative skills
  • Bank Products, 12%
  • Customer Service, 11%
  • Bank Policies, 9%
  • Cross-Sell, 6%
  • Excellent Interpersonal, 5%
  • Cash Handling, 5%

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