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Claims adjuster vs adjuster

The differences between claims adjusters and adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a claims adjuster and an adjuster. Additionally, a claims adjuster has an average salary of $51,116, which is higher than the $49,396 average annual salary of an adjuster.

The top three skills for a claims adjuster include insurance carriers, auto claims and customer service. The most important skills for an adjuster are customer service, strong customer service, and litigation.

Claims adjuster vs adjuster overview

Claims AdjusterAdjuster
Yearly salary$51,116$49,396
Hourly rate$24.57$23.75
Growth rate-6%-6%
Number of jobs13,2217,936
Job satisfaction--
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 62%
Average age4444
Years of experience44

What does a claims adjuster do?

A claim's adjuster is responsible for the handling of the insurance claims and investigating the extent of property damage and processing the business or a person's liability. Claims adjusters have a broad range of duties such as damage inspection to evaluate incident reports, communicating with property owners and spectators as well as referring to legal documents. They must also have excellent analytical and critical-thinking skills to calculate payments and analyze the complexities of multiple sources. Claims adjusters should also provide timely reports for reference and possible disputes.

What does an adjuster do?

An adjuster is responsible for evaluating the extent of loss in the company by calculating the damage costs, determining the settlement payment to the client, and managing the reputation of the company for claims accountability. Adjusters must have extensive knowledge of the insurance principles and processes, following the state and federal regulations to protect clients and the business from insurance fraud. They collect documents from different organizations, perform field research, and interview witnesses to verify the accuracy of claims statement.

Claims adjuster vs adjuster salary

Claims adjusters and adjusters have different pay scales, as shown below.

Claims AdjusterAdjuster
Average salary$51,116$49,396
Salary rangeBetween $40,000 And $64,000Between $35,000 And $68,000
Highest paying CityLos Angeles, CAParsippany-Troy Hills, NJ
Highest paying stateNew JerseyNew Jersey
Best paying companyMerchants Insurance GroupFCCI
Best paying industryInsuranceInsurance

Differences between claims adjuster and adjuster education

There are a few differences between a claims adjuster and an adjuster in terms of educational background:

Claims AdjusterAdjuster
Most common degreeBachelor's Degree, 66%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Claims adjuster vs adjuster demographics

Here are the differences between claims adjusters' and adjusters' demographics:

Claims AdjusterAdjuster
Average age4444
Gender ratioMale, 45.1% Female, 54.9%Male, 56.9% Female, 43.1%
Race ratioBlack or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 16.8% Asian, 5.2% White, 61.2% American Indian and Alaska Native, 0.5%Black or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.4% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between claims adjuster and adjuster duties and responsibilities

Claims adjuster example responsibilities.

  • Achieve targeted performance goals to manage costs and support Allstate's industry-leading operational standards.
  • Maintain a full caseload of WC files for a Louisiana customer, for six months, while managing this team.
  • Manage California branch operations including supervision of 5 WC adjusting and support staff
  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
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Adjuster example responsibilities.

  • Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
  • Review evidence obtain in liability investigations to evaluate a claim for success in recovery through litigation or arbitration.
  • Document measurements and relevant data to author estimates and appraisals utilizing Xactimate 28software.
  • Charge with answering and defending policy holders and company interests through independent and binding third-party arbitration proceedings.
  • Review departmental reports and financial data; prepare reports of findings, negotiating settlement demands or recommending litigation.
  • Prepare computerize estimates utilizing Xactimate and document all activity associate with the claim in clients web base claims management system.
  • Show more

Claims adjuster vs adjuster skills

Common claims adjuster skills
  • Insurance Carriers, 13%
  • Auto Claims, 8%
  • Customer Service, 8%
  • Litigation, 7%
  • Xactimate, 6%
  • Claims Handling, 5%
Common adjuster skills
  • Customer Service, 19%
  • Strong Customer Service, 7%
  • Litigation, 7%
  • Liability Claims, 6%
  • Policy Coverage, 6%
  • Insurance Claims, 4%

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