Claims adjuster vs auto claims adjuster

The differences between claims adjusters and auto claims adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a claims adjuster and an auto claims adjuster. Additionally, an auto claims adjuster has an average salary of $52,621, which is higher than the $51,116 average annual salary of a claims adjuster.

The top three skills for a claims adjuster include insurance carriers, auto claims and customer service. The most important skills for an auto claims adjuster are repair process, body shop, and strong customer service.

Claims adjuster vs auto claims adjuster overview

	Claims Adjuster	Auto Claims Adjuster
Yearly salary	$51,116	$52,621
Hourly rate	$24.57	$25.30
Growth rate	-6%	-6%
Number of jobs	13,221	16,187
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 72%
Average age	44	44
Years of experience	4	4

What does a claims adjuster do?

A claim's adjuster is responsible for the handling of the insurance claims and investigating the extent of property damage and processing the business or a person's liability. Claims adjusters have a broad range of duties such as damage inspection to evaluate incident reports, communicating with property owners and spectators as well as referring to legal documents. They must also have excellent analytical and critical-thinking skills to calculate payments and analyze the complexities of multiple sources. Claims adjusters should also provide timely reports for reference and possible disputes.

What does an auto claims adjuster do?

A claims adjuster inspects insurance claim liability for property damage or personal injuries and calculates payments. They can either work in-house for insurance companies or as external freelancers. They collect gathered information from different reliable sources to determine insurance obligations based on the degree of damage caused. It is part of their responsibility to interview claimants and witnesses and refer with experts like engineers or policyholders to estimate the damage and if it's covered by insurance policies.

Claims adjuster vs auto claims adjuster salary

Claims adjusters and auto claims adjusters have different pay scales, as shown below.

	Claims Adjuster	Auto Claims Adjuster
Average salary	$51,116	$52,621
Salary range	Between $40,000 And $64,000	Between $38,000 And $71,000
Highest paying City	Los Angeles, CA	Jersey City, NJ
Highest paying state	New Jersey	Alaska
Best paying company	Merchants Insurance Group	EMC Insurance
Best paying industry	Insurance	Insurance

Differences between claims adjuster and auto claims adjuster education

There are a few differences between a claims adjuster and an auto claims adjuster in terms of educational background:

	Claims Adjuster	Auto Claims Adjuster
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 72%
Most common major	Business	Business
Most common college	Stanford University	Stanford University

Claims adjuster vs auto claims adjuster demographics

Here are the differences between claims adjusters' and auto claims adjusters' demographics:

	Claims Adjuster	Auto Claims Adjuster
Average age	44	44
Gender ratio	Male, 45.1% Female, 54.9%	Male, 52.2% Female, 47.8%
Race ratio	Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 16.8% Asian, 5.2% White, 61.2% American Indian and Alaska Native, 0.5%	Black or African American, 12.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.6% American Indian and Alaska Native, 0.5%
LGBT Percentage	10%	10%

Differences between claims adjuster and auto claims adjuster duties and responsibilities

Claims adjuster example responsibilities.

Achieve targeted performance goals to manage costs and support Allstate's industry-leading operational standards.
Maintain a full caseload of WC files for a Louisiana customer, for six months, while managing this team.
Manage California branch operations including supervision of 5 WC adjusting and support staff
Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures

Auto claims adjuster example responsibilities.

Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
Work closely with staff attorneys to develop litigation strategies and prepare for depositions.
Provide feedback and implement strategies on claim investigation, reserving, settlement and litigation.
Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
Prepare written arguments for arbitration and provide all supporting documentation and evidence.
Compile and submit arbitration applications against the insurers of at-fault parties who refuse liability.

Claims adjuster vs auto claims adjuster skills

Common claims adjuster skills

Insurance Carriers, 13%
Auto Claims, 8%
Customer Service, 8%
Litigation, 7%
Xactimate, 6%
Claims Handling, 5%

Common auto claims adjuster skills

Repair Process, 14%
Body Shop, 10%
Strong Customer Service, 9%
Vehicle Inspections, 8%
Insurance Claims, 7%
Customer Service, 5%

Claims Adjuster vs. similar jobs

Claims Adjuster related careers

Claims Adjuster related jobs

Claims Adjuster jobs by location

Zippia Careers
Business and Financial Industry
Claims Adjuster
Claims Adjuster vs Auto Claims Adjuster

Updated January 8, 2025

Browse business and financial jobs