Claims adjuster vs bodily injury adjuster

The differences between claims adjusters and bodily injury adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a claims adjuster and a bodily injury adjuster. Additionally, a bodily injury adjuster has an average salary of $55,281, which is higher than the $51,116 average annual salary of a claims adjuster.

The top three skills for a claims adjuster include insurance carriers, auto claims and customer service. The most important skills for a bodily injury adjuster are bodily injury claims, liability claims, and claims handling.

Claims adjuster vs bodily injury adjuster overview

	Claims Adjuster	Bodily Injury Adjuster
Yearly salary	$51,116	$55,281
Hourly rate	$24.57	$26.58
Growth rate	-6%	-6%
Number of jobs	13,221	7,720
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 75%
Average age	44	44
Years of experience	4	4

What does a claims adjuster do?

A claim's adjuster is responsible for the handling of the insurance claims and investigating the extent of property damage and processing the business or a person's liability. Claims adjusters have a broad range of duties such as damage inspection to evaluate incident reports, communicating with property owners and spectators as well as referring to legal documents. They must also have excellent analytical and critical-thinking skills to calculate payments and analyze the complexities of multiple sources. Claims adjusters should also provide timely reports for reference and possible disputes.

What does a bodily injury adjuster do?

In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.

Claims adjuster vs bodily injury adjuster salary

Claims adjusters and bodily injury adjusters have different pay scales, as shown below.

	Claims Adjuster	Bodily Injury Adjuster
Average salary	$51,116	$55,281
Salary range	Between $40,000 And $64,000	Between $39,000 And $76,000
Highest paying City	Los Angeles, CA	-
Highest paying state	New Jersey	-
Best paying company	Merchants Insurance Group	-
Best paying industry	Insurance	-

Differences between claims adjuster and bodily injury adjuster education

There are a few differences between a claims adjuster and a bodily injury adjuster in terms of educational background:

	Claims Adjuster	Bodily Injury Adjuster
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 75%
Most common major	Business	Business
Most common college	Stanford University	California State University - Bakersfield

Claims adjuster vs bodily injury adjuster demographics

Here are the differences between claims adjusters' and bodily injury adjusters' demographics:

	Claims Adjuster	Bodily Injury Adjuster
Average age	44	44
Gender ratio	Male, 45.1% Female, 54.9%	Male, 39.4% Female, 60.6%
Race ratio	Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 16.8% Asian, 5.2% White, 61.2% American Indian and Alaska Native, 0.5%	Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%
LGBT Percentage	10%	10%

Differences between claims adjuster and bodily injury adjuster duties and responsibilities

Claims adjuster example responsibilities.

Achieve targeted performance goals to manage costs and support Allstate's industry-leading operational standards.
Maintain a full caseload of WC files for a Louisiana customer, for six months, while managing this team.
Manage California branch operations including supervision of 5 WC adjusting and support staff
Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures

Bodily injury adjuster example responsibilities.

Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
Develop strategies for handling lawsuits involving personal injury litigation and insurance coverage issues.
Prepare and answer property damage homeowner arbitration contentions.
Resolve complaints and participates in arbitration and/or grievance procedures.
Determine and execute proper disposition plans on all claims and negotiate claims to a conclusion to minimize litigation where appropriate.
Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.

Claims adjuster vs bodily injury adjuster skills

Common claims adjuster skills

Insurance Carriers, 13%
Auto Claims, 8%
Customer Service, 8%
Litigation, 7%
Xactimate, 6%
Claims Handling, 5%

Common bodily injury adjuster skills

Bodily Injury Claims, 13%
Liability Claims, 12%
Claims Handling, 7%
Customer Service, 6%
Litigation, 6%
Auto Accidents, 4%

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Claims Adjuster
Claims Adjuster vs Bodily Injury Adjuster

Updated January 8, 2025

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