Claims adjuster vs property claims adjuster

The differences between claims adjusters and property claims adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a claims adjuster and a property claims adjuster. Additionally, a property claims adjuster has an average salary of $54,520, which is higher than the $51,116 average annual salary of a claims adjuster.

The top three skills for a claims adjuster include insurance carriers, auto claims and customer service. The most important skills for a property claims adjuster are customer service, claims handling, and xactimate.

Claims adjuster vs property claims adjuster overview

	Claims Adjuster	Property Claims Adjuster
Yearly salary	$51,116	$54,520
Hourly rate	$24.57	$26.21
Growth rate	-6%	-6%
Number of jobs	13,221	16,957
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 77%
Average age	44	44
Years of experience	4	4

What does a claims adjuster do?

A claim's adjuster is responsible for the handling of the insurance claims and investigating the extent of property damage and processing the business or a person's liability. Claims adjusters have a broad range of duties such as damage inspection to evaluate incident reports, communicating with property owners and spectators as well as referring to legal documents. They must also have excellent analytical and critical-thinking skills to calculate payments and analyze the complexities of multiple sources. Claims adjusters should also provide timely reports for reference and possible disputes.

What does a property claims adjuster do?

Property Claims Adjusters are individuals who evaluate the insurance claims of their clients. They specialize in the appraisal of property-related insurance claims such as damages or other concerns. They often work outside the office, typically always on fieldwork, since their job entails them to visit the property involved in the insurance claim. Property Claims Adjusters appraise the property, check the damages, evaluate whether the claims are valid, and provide their verdict. Insurance Claims on the property are adjusted based on their recommendations and final verdict. Property claims adjusters should be familiar with building codes, property laws, and insurance guidelines.

Claims adjuster vs property claims adjuster salary

Claims adjusters and property claims adjusters have different pay scales, as shown below.

	Claims Adjuster	Property Claims Adjuster
Average salary	$51,116	$54,520
Salary range	Between $40,000 And $64,000	Between $39,000 And $74,000
Highest paying City	Los Angeles, CA	Trenton, NJ
Highest paying state	New Jersey	New Jersey
Best paying company	Merchants Insurance Group	EMC Insurance
Best paying industry	Insurance	Insurance

Differences between claims adjuster and property claims adjuster education

There are a few differences between a claims adjuster and a property claims adjuster in terms of educational background:

	Claims Adjuster	Property Claims Adjuster
Most common degree	Bachelor's Degree, 66%	Bachelor's Degree, 77%
Most common major	Business	Business
Most common college	Stanford University	Stanford University

Claims adjuster vs property claims adjuster demographics

Here are the differences between claims adjusters' and property claims adjusters' demographics:

	Claims Adjuster	Property Claims Adjuster
Average age	44	44
Gender ratio	Male, 45.1% Female, 54.9%	Male, 59.2% Female, 40.8%
Race ratio	Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 16.8% Asian, 5.2% White, 61.2% American Indian and Alaska Native, 0.5%	Black or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.3% American Indian and Alaska Native, 0.5%
LGBT Percentage	10%	10%

Differences between claims adjuster and property claims adjuster duties and responsibilities

Claims adjuster example responsibilities.

Achieve targeted performance goals to manage costs and support Allstate's industry-leading operational standards.
Maintain a full caseload of WC files for a Louisiana customer, for six months, while managing this team.
Manage California branch operations including supervision of 5 WC adjusting and support staff
Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
Manage strict confidentiality of documents and comply with HIPAA regulations stipulate by the facility and government.
Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures

Property claims adjuster example responsibilities.

Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
Offer diligent investigations and evaluation of commercial and third party liability claims, investigative and litigation management.
Represent the insurance company in an arbitration settlement in NYC.
Write denial letters, reservations of rights letters, and other complex correspondence.
Recognize potentially fraudulent claims, utilizes SIU and other sources as needed, consults with management.
Negotiate with attorneys, order police reports, assist with the SIU department for possible fraud claims.

Claims adjuster vs property claims adjuster skills

Common claims adjuster skills

Insurance Carriers, 13%
Auto Claims, 8%
Customer Service, 8%
Litigation, 7%
Xactimate, 6%
Claims Handling, 5%

Common property claims adjuster skills

Customer Service, 34%
Claims Handling, 11%
Xactimate, 8%
Strong Customer Service, 5%
Damage Estimates, 5%
Policy Coverage, 3%

Claims Adjuster vs. similar jobs

Claims Adjuster related careers

Claims Adjuster related jobs

Claims Adjuster jobs by location

Zippia Careers
Business and Financial Industry
Claims Adjuster
Claims Adjuster vs Property Claims Adjuster

Updated January 8, 2025

Browse business and financial jobs