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Credit director vs chief finance officer

The differences between credit directors and chief finance officers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 6-8 years to become a credit director, becoming a chief finance officer takes usually requires More than 10 years. Additionally, a chief finance officer has an average salary of $143,947, which is higher than the $129,845 average annual salary of a credit director.

The top three skills for a credit director include credit policy, oversight and credit card. The most important skills for a chief finance officer are payroll, CPA, and oversight.

Credit director vs chief finance officer overview

Credit DirectorChief Finance Officer
Yearly salary$129,845$143,947
Hourly rate$62.43$69.21
Growth rate17%6%
Number of jobs10,813145,184
Job satisfaction--
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 72%
Average age4652
Years of experience8-

What does a credit director do?

A credit director oversees an organization's credit-granting activities, ensuring operations adhere to credit policies and standards. Their responsibilities include making decisions in adherence with the company's short- and long-term goals, setting priorities, establishing timelines, conducting regular reviews and assessments, negotiating with external parties, and coordinating managers and supervisors. They may also manage employees to achieve these goals.

What does a chief finance officer do?

A chief financial officer is responsible for managing and reviewing the financial status of a company. Chief financial officers' duties include ensuring the accuracy of financial reports, monitoring the company's expenses and budget goals, providing recommendations to prevent financial loss and increase revenues, processing the company's tax obligations, and resolving financial disputes. A chief financial officer must have an impeccable knowledge of the financial industry, updated with the current market trend, and strong leadership and decision-making skills to support the organization's financial department.

Credit director vs chief finance officer salary

Credit directors and chief finance officers have different pay scales, as shown below.

Credit DirectorChief Finance Officer
Average salary$129,845$143,947
Salary rangeBetween $76,000 And $220,000Between $80,000 And $257,000
Highest paying CitySan Francisco, CAWashington, DC
Highest paying stateAlaskaCalifornia
Best paying companyAspirationBaker McKenzie
Best paying industryFinanceConstruction

Differences between credit director and chief finance officer education

There are a few differences between a credit director and a chief finance officer in terms of educational background:

Credit DirectorChief Finance Officer
Most common degreeBachelor's Degree, 72%Bachelor's Degree, 72%
Most common majorBusinessAccounting
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Credit director vs chief finance officer demographics

Here are the differences between credit directors' and chief finance officers' demographics:

Credit DirectorChief Finance Officer
Average age4652
Gender ratioMale, 72.7% Female, 27.3%Male, 71.9% Female, 28.1%
Race ratioBlack or African American, 7.9% Unknown, 4.1% Hispanic or Latino, 15.3% Asian, 8.3% White, 64.0% American Indian and Alaska Native, 0.3%Black or African American, 3.8% Unknown, 3.9% Hispanic or Latino, 7.9% Asian, 7.7% White, 76.1% American Indian and Alaska Native, 0.6%
LGBT Percentage11%12%

Differences between credit director and chief finance officer duties and responsibilities

Credit director example responsibilities.

  • Manage a staff of 50+ FTE.
  • Partner with small and entrepreneurial business to develop business plans and assist business owners with achieving payroll.
  • Communicate collection concepts to associates using FDCPA guidelines and the company training guide.
  • Developed/Share best practices, including collection practices and FDCPA rules/regulations training.
  • Approve and prepare attorney cases for processing, guardianship, Medicaid eligibility and/or litigation.
  • Major focus are on risk and DSO, integrating acquisitions, national accounts, high-risk customer visitations/negotiations, and trend identification/remediation.
  • Show more

Chief finance officer example responsibilities.

  • Lead management team in developing and executing a combination of pricing and cost savings strategies that improve EBITDA more than threefold.
  • Lead the consolidation of financial and operational systems for non-acute services including rehabilitation and psychiatry services.
  • Lead system conversion to Hyperion planning budgeting/forecasting software, responsible for training, developing and implementation.
  • Manage all firm banking relationships, treasury functions and retain signatory authority for all partnership and corporate accounts.
  • Lead implementation of new worldwide consolidation system, Hyperion, significantly reducing closing time and improving controls over the consolidation process.
  • Prepare annual general ledger reconciliations and consolidate financial reports for CPA tax preparation.
  • Show more

Credit director vs chief finance officer skills

Common credit director skills
  • Credit Policy, 6%
  • Oversight, 6%
  • Credit Card, 5%
  • Process Improvement, 5%
  • Receivable Portfolio, 4%
  • Credit Risk Management, 4%
Common chief finance officer skills
  • Payroll, 7%
  • CPA, 6%
  • Oversight, 5%
  • Financial Reports, 4%
  • Human Resources, 4%
  • Internal Controls, 4%

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