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Loan clerk vs mortgage loan processor

The differences between loan clerks and mortgage loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a loan clerk and a mortgage loan processor. Additionally, a mortgage loan processor has an average salary of $43,594, which is higher than the $26,552 average annual salary of a loan clerk.

The top three skills for a loan clerk include customer service, loan payments and financial data. The most important skills for a mortgage loan processor are customer service, FHA, and va.

Loan clerk vs mortgage loan processor overview

Loan ClerkMortgage Loan Processor
Yearly salary$26,552$43,594
Hourly rate$12.77$20.96
Growth rate-3%-3%
Number of jobs75,10116,276
Job satisfaction--
Most common degreeBachelor's Degree, 40%Bachelor's Degree, 50%
Average age4242
Years of experience44

Loan clerk vs mortgage loan processor salary

Loan clerks and mortgage loan processors have different pay scales, as shown below.

Loan ClerkMortgage Loan Processor
Average salary$26,552$43,594
Salary rangeBetween $19,000 And $35,000Between $33,000 And $57,000
Highest paying CityNewark, NJSan Francisco, CA
Highest paying stateCaliforniaMassachusetts
Best paying companyUFCUAmplify Credit Union
Best paying industryFinanceProfessional

Differences between loan clerk and mortgage loan processor education

There are a few differences between a loan clerk and a mortgage loan processor in terms of educational background:

Loan ClerkMortgage Loan Processor
Most common degreeBachelor's Degree, 40%Bachelor's Degree, 50%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan clerk vs mortgage loan processor demographics

Here are the differences between loan clerks' and mortgage loan processors' demographics:

Loan ClerkMortgage Loan Processor
Average age4242
Gender ratioMale, 16.9% Female, 83.1%Male, 21.7% Female, 78.3%
Race ratioBlack or African American, 12.9% Unknown, 4.7% Hispanic or Latino, 14.6% Asian, 7.0% White, 60.3% American Indian and Alaska Native, 0.5%Black or African American, 13.3% Unknown, 4.3% Hispanic or Latino, 14.2% Asian, 6.8% White, 61.1% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between loan clerk and mortgage loan processor duties and responsibilities

Loan clerk example responsibilities.

  • Manage A/R transactions, prepare weekly account reconciliation's, perform research/ adjustments on A/P and A/R discrepancy accounts.
  • Monitor UCC filings and updates.
  • Prepare SBA loans using WordPrefect.
  • Record UCC filings on-line and by mail.
  • Review loan files, facilitate and verify loss mitigation application request, determine eligibility for clients requesting foreclosure financial assistance.
  • Work with HUD the VA and FHA to make sure all requirements are completed.
  • Show more

Mortgage loan processor example responsibilities.

  • Manage individual pipeline using the LPS system.
  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Process all types of loan products including FHA, VA, conventional, no income verification, and the self-employed borrower.
  • Assist with executing all loan sales in the secondary market to FNMA, FHLMC and private investors.
  • Verify and validate loan applications for conforming, FHA, VA applications via DU/LP and complex lender software programs.
  • Process USDA and conventional loans.
  • Show more

Loan clerk vs mortgage loan processor skills

Common loan clerk skills
  • Customer Service, 22%
  • Loan Payments, 12%
  • Financial Data, 10%
  • Mortgage Loans, 5%
  • Credit Reports, 4%
  • General Ledger Accounts, 3%
Common mortgage loan processor skills
  • Customer Service, 22%
  • FHA, 6%
  • Va, 6%
  • Property Appraisals, 5%
  • Excellent Organizational, 5%
  • Investor Guidelines, 5%

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