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Senior claims adjuster vs auto claims adjuster

The differences between senior claims adjusters and auto claims adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a senior claims adjuster and an auto claims adjuster. Additionally, a senior claims adjuster has an average salary of $58,688, which is higher than the $52,621 average annual salary of an auto claims adjuster.

The top three skills for a senior claims adjuster include customer service, litigation and coverage issues. The most important skills for an auto claims adjuster are repair process, body shop, and strong customer service.

Senior claims adjuster vs auto claims adjuster overview

Senior Claims AdjusterAuto Claims Adjuster
Yearly salary$58,688$52,621
Hourly rate$28.22$25.30
Growth rate-6%-6%
Number of jobs11,49516,187
Job satisfaction2-
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 72%
Average age4444
Years of experience44

What does a senior claims adjuster do?

A senior claims adjuster is in charge of inspecting and analyzing insurance claims to validate and adjust payments. Among their responsibilities include reviewing and verifying claims documents, visiting sites to investigate property damages and personal injuries, gathering evidence such as photos and videos, and conducting interviews with witnesses and clients. Moreover, as a senior claims adjuster, it is essential to lead and serve as a mentor to fellow claims adjusters while enforcing and promoting the company's policies and regulations.

What does an auto claims adjuster do?

A claims adjuster inspects insurance claim liability for property damage or personal injuries and calculates payments. They can either work in-house for insurance companies or as external freelancers. They collect gathered information from different reliable sources to determine insurance obligations based on the degree of damage caused. It is part of their responsibility to interview claimants and witnesses and refer with experts like engineers or policyholders to estimate the damage and if it's covered by insurance policies.

Senior claims adjuster vs auto claims adjuster salary

Senior claims adjusters and auto claims adjusters have different pay scales, as shown below.

Senior Claims AdjusterAuto Claims Adjuster
Average salary$58,688$52,621
Salary rangeBetween $37,000 And $91,000Between $38,000 And $71,000
Highest paying CityRoseville, CAJersey City, NJ
Highest paying stateNew JerseyAlaska
Best paying companyEMC InsuranceEMC Insurance
Best paying industryInsuranceInsurance

Differences between senior claims adjuster and auto claims adjuster education

There are a few differences between a senior claims adjuster and an auto claims adjuster in terms of educational background:

Senior Claims AdjusterAuto Claims Adjuster
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Senior claims adjuster vs auto claims adjuster demographics

Here are the differences between senior claims adjusters' and auto claims adjusters' demographics:

Senior Claims AdjusterAuto Claims Adjuster
Average age4444
Gender ratioMale, 48.2% Female, 51.8%Male, 52.2% Female, 47.8%
Race ratioBlack or African American, 11.7% Unknown, 4.4% Hispanic or Latino, 16.9% Asian, 5.2% White, 61.3% American Indian and Alaska Native, 0.5%Black or African American, 12.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.6% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between senior claims adjuster and auto claims adjuster duties and responsibilities

Senior claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Experience litigation adjuster proactively investigating, evaluating, and negotiating commercial and homeowner general liability casualty and property damage liability claims.
  • Prepare and calculate consumer pensions as well as variable & fix annuities.
  • Develop relationships with other departments such as sales, underwriting, and SIU in order to meet business goals.
  • Prepare property repair estimates utilizing Xactimate estimating software.
  • Structure settlement options with annuities and Medicare set-aside programs.
  • Show more

Auto claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Work closely with staff attorneys to develop litigation strategies and prepare for depositions.
  • Provide feedback and implement strategies on claim investigation, reserving, settlement and litigation.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Prepare written arguments for arbitration and provide all supporting documentation and evidence.
  • Compile and submit arbitration applications against the insurers of at-fault parties who refuse liability.
  • Show more

Senior claims adjuster vs auto claims adjuster skills

Common senior claims adjuster skills
  • Customer Service, 25%
  • Litigation, 9%
  • Coverage Issues, 6%
  • Strong Customer Service, 5%
  • Settlement Authority, 5%
  • Claims Handling, 3%
Common auto claims adjuster skills
  • Repair Process, 14%
  • Body Shop, 10%
  • Strong Customer Service, 9%
  • Vehicle Inspections, 8%
  • Insurance Claims, 7%
  • Customer Service, 5%

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