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Senior claims adjuster vs bodily injury adjuster

The differences between senior claims adjusters and bodily injury adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a senior claims adjuster and a bodily injury adjuster. Additionally, a senior claims adjuster has an average salary of $58,688, which is higher than the $55,281 average annual salary of a bodily injury adjuster.

The top three skills for a senior claims adjuster include customer service, litigation and coverage issues. The most important skills for a bodily injury adjuster are bodily injury claims, liability claims, and claims handling.

Senior claims adjuster vs bodily injury adjuster overview

Senior Claims AdjusterBodily Injury Adjuster
Yearly salary$58,688$55,281
Hourly rate$28.22$26.58
Growth rate-6%-6%
Number of jobs11,4957,720
Job satisfaction2-
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 75%
Average age4444
Years of experience44

What does a senior claims adjuster do?

A senior claims adjuster is in charge of inspecting and analyzing insurance claims to validate and adjust payments. Among their responsibilities include reviewing and verifying claims documents, visiting sites to investigate property damages and personal injuries, gathering evidence such as photos and videos, and conducting interviews with witnesses and clients. Moreover, as a senior claims adjuster, it is essential to lead and serve as a mentor to fellow claims adjusters while enforcing and promoting the company's policies and regulations.

What does a bodily injury adjuster do?

In insurance companies, a bodily injury adjuster is primarily in charge of handling insurance claims involving physical injuries. They verify the clients' identification and insurance coverage, study insurance policies, travel to meet the clients, conduct interviews with every party involved in the claim, gather statements from witnesses, collect video or photographic evidence, audit medical expenses, and coordinate with medical experts for additional insights. Through their research, they develop detailed reports and conclusions that will help the company in processing their insurance claim. Moreover, there are times when a bodily injury adjuster must attend trials and present information to the judge.

Senior claims adjuster vs bodily injury adjuster salary

Senior claims adjusters and bodily injury adjusters have different pay scales, as shown below.

Senior Claims AdjusterBodily Injury Adjuster
Average salary$58,688$55,281
Salary rangeBetween $37,000 And $91,000Between $39,000 And $76,000
Highest paying CityRoseville, CA-
Highest paying stateNew Jersey-
Best paying companyEMC Insurance-
Best paying industryInsurance-

Differences between senior claims adjuster and bodily injury adjuster education

There are a few differences between a senior claims adjuster and a bodily injury adjuster in terms of educational background:

Senior Claims AdjusterBodily Injury Adjuster
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 75%
Most common majorBusinessBusiness
Most common collegeStanford UniversityCalifornia State University - Bakersfield

Senior claims adjuster vs bodily injury adjuster demographics

Here are the differences between senior claims adjusters' and bodily injury adjusters' demographics:

Senior Claims AdjusterBodily Injury Adjuster
Average age4444
Gender ratioMale, 48.2% Female, 51.8%Male, 39.4% Female, 60.6%
Race ratioBlack or African American, 11.7% Unknown, 4.4% Hispanic or Latino, 16.9% Asian, 5.2% White, 61.3% American Indian and Alaska Native, 0.5%Black or African American, 12.9% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between senior claims adjuster and bodily injury adjuster duties and responsibilities

Senior claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Experience litigation adjuster proactively investigating, evaluating, and negotiating commercial and homeowner general liability casualty and property damage liability claims.
  • Prepare and calculate consumer pensions as well as variable & fix annuities.
  • Develop relationships with other departments such as sales, underwriting, and SIU in order to meet business goals.
  • Prepare property repair estimates utilizing Xactimate estimating software.
  • Structure settlement options with annuities and Medicare set-aside programs.
  • Show more

Bodily injury adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Develop strategies for handling lawsuits involving personal injury litigation and insurance coverage issues.
  • Prepare and answer property damage homeowner arbitration contentions.
  • Resolve complaints and participates in arbitration and/or grievance procedures.
  • Determine and execute proper disposition plans on all claims and negotiate claims to a conclusion to minimize litigation where appropriate.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Show more

Senior claims adjuster vs bodily injury adjuster skills

Common senior claims adjuster skills
  • Customer Service, 25%
  • Litigation, 9%
  • Coverage Issues, 6%
  • Strong Customer Service, 5%
  • Settlement Authority, 5%
  • Claims Handling, 3%
Common bodily injury adjuster skills
  • Bodily Injury Claims, 13%
  • Liability Claims, 12%
  • Claims Handling, 7%
  • Customer Service, 6%
  • Litigation, 6%
  • Auto Accidents, 4%

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