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The differences between senior claims adjusters and insurance examiners can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a senior claims adjuster and an insurance examiner. Additionally, a senior claims adjuster has an average salary of $58,688, which is higher than the $50,967 average annual salary of an insurance examiner.
The top three skills for a senior claims adjuster include customer service, litigation and coverage issues. The most important skills for an insurance examiner are EKG, financial statements, and blood pressure.
| Senior Claims Adjuster | Insurance Examiner | |
| Yearly salary | $58,688 | $50,967 |
| Hourly rate | $28.22 | $24.50 |
| Growth rate | -6% | -6% |
| Number of jobs | 11,495 | 39,601 |
| Job satisfaction | 2 | - |
| Most common degree | Bachelor's Degree, 70% | Bachelor's Degree, 46% |
| Average age | 44 | 44 |
| Years of experience | 4 | 4 |
A senior claims adjuster is in charge of inspecting and analyzing insurance claims to validate and adjust payments. Among their responsibilities include reviewing and verifying claims documents, visiting sites to investigate property damages and personal injuries, gathering evidence such as photos and videos, and conducting interviews with witnesses and clients. Moreover, as a senior claims adjuster, it is essential to lead and serve as a mentor to fellow claims adjusters while enforcing and promoting the company's policies and regulations.
A claims examiner is responsible for conducting a claim review of a client against a particular insurance company--usually a health and life insurance company. An examiner must review claims and then approve them, reject them, or develop a possible settlement. They need to communicate with policyholders and insurance agents to assess if all the information under the company's claims guidelines and policies are correct and accurate.
Senior claims adjusters and insurance examiners have different pay scales, as shown below.
| Senior Claims Adjuster | Insurance Examiner | |
| Average salary | $58,688 | $50,967 |
| Salary range | Between $37,000 And $91,000 | Between $34,000 And $76,000 |
| Highest paying City | Roseville, CA | Farmington, CT |
| Highest paying state | New Jersey | Rhode Island |
| Best paying company | EMC Insurance | RSM US |
| Best paying industry | Insurance | Health Care |
There are a few differences between a senior claims adjuster and an insurance examiner in terms of educational background:
| Senior Claims Adjuster | Insurance Examiner | |
| Most common degree | Bachelor's Degree, 70% | Bachelor's Degree, 46% |
| Most common major | Business | Business |
| Most common college | Stanford University | University of Pennsylvania |
Here are the differences between senior claims adjusters' and insurance examiners' demographics:
| Senior Claims Adjuster | Insurance Examiner | |
| Average age | 44 | 44 |
| Gender ratio | Male, 48.2% Female, 51.8% | Male, 24.1% Female, 75.9% |
| Race ratio | Black or African American, 11.7% Unknown, 4.4% Hispanic or Latino, 16.9% Asian, 5.2% White, 61.3% American Indian and Alaska Native, 0.5% | Black or African American, 12.3% Unknown, 4.5% Hispanic or Latino, 15.7% Asian, 6.0% White, 61.0% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |