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Senior claims adjuster vs property adjuster

The differences between senior claims adjusters and property adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a senior claims adjuster and a property adjuster. Additionally, a senior claims adjuster has an average salary of $58,688, which is higher than the $54,661 average annual salary of a property adjuster.

The top three skills for a senior claims adjuster include customer service, litigation and coverage issues. The most important skills for a property adjuster are customer service, xactimate, and claims handling.

Senior claims adjuster vs property adjuster overview

Senior Claims AdjusterProperty Adjuster
Yearly salary$58,688$54,661
Hourly rate$28.22$26.28
Growth rate-6%-6%
Number of jobs11,49512,286
Job satisfaction2-
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 73%
Average age4444
Years of experience44

What does a senior claims adjuster do?

A senior claims adjuster is in charge of inspecting and analyzing insurance claims to validate and adjust payments. Among their responsibilities include reviewing and verifying claims documents, visiting sites to investigate property damages and personal injuries, gathering evidence such as photos and videos, and conducting interviews with witnesses and clients. Moreover, as a senior claims adjuster, it is essential to lead and serve as a mentor to fellow claims adjusters while enforcing and promoting the company's policies and regulations.

What does a property adjuster do?

Typically working for insurance companies, a property adjuster specializes in inspecting property damages to assess and determine a company's financial obligations. Their responsibilities revolve around reaching out to clients through calls and correspondence, arranging appointments, gathering and verifying data, and traveling to different locations to meet with clients. They may also negotiate settlements and authorize payments in adherence to the company's policies and regulations. Furthermore, as a property adjuster, it is essential to have a deep understanding of property costs to ensure the accuracy of claims.

Senior claims adjuster vs property adjuster salary

Senior claims adjusters and property adjusters have different pay scales, as shown below.

Senior Claims AdjusterProperty Adjuster
Average salary$58,688$54,661
Salary rangeBetween $37,000 And $91,000Between $39,000 And $76,000
Highest paying CityRoseville, CASan Francisco, CA
Highest paying stateNew JerseyAlaska
Best paying companyEMC InsuranceThe Hanover Insurance Group
Best paying industryInsuranceInsurance

Differences between senior claims adjuster and property adjuster education

There are a few differences between a senior claims adjuster and a property adjuster in terms of educational background:

Senior Claims AdjusterProperty Adjuster
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 73%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Senior claims adjuster vs property adjuster demographics

Here are the differences between senior claims adjusters' and property adjusters' demographics:

Senior Claims AdjusterProperty Adjuster
Average age4444
Gender ratioMale, 48.2% Female, 51.8%Male, 67.6% Female, 32.4%
Race ratioBlack or African American, 11.7% Unknown, 4.4% Hispanic or Latino, 16.9% Asian, 5.2% White, 61.3% American Indian and Alaska Native, 0.5%Black or African American, 12.4% Unknown, 4.4% Hispanic or Latino, 16.6% Asian, 5.2% White, 60.9% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between senior claims adjuster and property adjuster duties and responsibilities

Senior claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Experience litigation adjuster proactively investigating, evaluating, and negotiating commercial and homeowner general liability casualty and property damage liability claims.
  • Prepare and calculate consumer pensions as well as variable & fix annuities.
  • Develop relationships with other departments such as sales, underwriting, and SIU in order to meet business goals.
  • Prepare property repair estimates utilizing Xactimate estimating software.
  • Structure settlement options with annuities and Medicare set-aside programs.
  • Show more

Property adjuster example responsibilities.

  • Apply strong customer service, organizational and multitasking skills to efficiently manage auto insurance claims.
  • Complete property appraisals on residential dwelling and commercial property including business interruption and business personal property using Xactimate program.
  • Analyze homes, automobiles, boats, RV's, etc.
  • Issue payments via ECS system.
  • Experience in CCC estimating software systems.
  • Experience with CCC pathways estimating system.
  • Show more

Senior claims adjuster vs property adjuster skills

Common senior claims adjuster skills
  • Customer Service, 25%
  • Litigation, 9%
  • Coverage Issues, 6%
  • Strong Customer Service, 5%
  • Settlement Authority, 5%
  • Claims Handling, 3%
Common property adjuster skills
  • Customer Service, 17%
  • Xactimate, 11%
  • Claims Handling, 6%
  • State Regulations, 6%
  • Strong Analytical, 5%
  • Litigation, 5%

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