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Senior claims adjuster vs property claims adjuster

The differences between senior claims adjusters and property claims adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a senior claims adjuster and a property claims adjuster. Additionally, a senior claims adjuster has an average salary of $58,688, which is higher than the $54,520 average annual salary of a property claims adjuster.

The top three skills for a senior claims adjuster include customer service, litigation and coverage issues. The most important skills for a property claims adjuster are customer service, claims handling, and xactimate.

Senior claims adjuster vs property claims adjuster overview

Senior Claims AdjusterProperty Claims Adjuster
Yearly salary$58,688$54,520
Hourly rate$28.22$26.21
Growth rate-6%-6%
Number of jobs11,49516,957
Job satisfaction2-
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 77%
Average age4444
Years of experience44

What does a senior claims adjuster do?

A senior claims adjuster is in charge of inspecting and analyzing insurance claims to validate and adjust payments. Among their responsibilities include reviewing and verifying claims documents, visiting sites to investigate property damages and personal injuries, gathering evidence such as photos and videos, and conducting interviews with witnesses and clients. Moreover, as a senior claims adjuster, it is essential to lead and serve as a mentor to fellow claims adjusters while enforcing and promoting the company's policies and regulations.

What does a property claims adjuster do?

Property Claims Adjusters are individuals who evaluate the insurance claims of their clients. They specialize in the appraisal of property-related insurance claims such as damages or other concerns. They often work outside the office, typically always on fieldwork, since their job entails them to visit the property involved in the insurance claim. Property Claims Adjusters appraise the property, check the damages, evaluate whether the claims are valid, and provide their verdict. Insurance Claims on the property are adjusted based on their recommendations and final verdict. Property claims adjusters should be familiar with building codes, property laws, and insurance guidelines.

Senior claims adjuster vs property claims adjuster salary

Senior claims adjusters and property claims adjusters have different pay scales, as shown below.

Senior Claims AdjusterProperty Claims Adjuster
Average salary$58,688$54,520
Salary rangeBetween $37,000 And $91,000Between $39,000 And $74,000
Highest paying CityRoseville, CATrenton, NJ
Highest paying stateNew JerseyNew Jersey
Best paying companyEMC InsuranceEMC Insurance
Best paying industryInsuranceInsurance

Differences between senior claims adjuster and property claims adjuster education

There are a few differences between a senior claims adjuster and a property claims adjuster in terms of educational background:

Senior Claims AdjusterProperty Claims Adjuster
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 77%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Senior claims adjuster vs property claims adjuster demographics

Here are the differences between senior claims adjusters' and property claims adjusters' demographics:

Senior Claims AdjusterProperty Claims Adjuster
Average age4444
Gender ratioMale, 48.2% Female, 51.8%Male, 59.2% Female, 40.8%
Race ratioBlack or African American, 11.7% Unknown, 4.4% Hispanic or Latino, 16.9% Asian, 5.2% White, 61.3% American Indian and Alaska Native, 0.5%Black or African American, 11.3% Unknown, 4.4% Hispanic or Latino, 16.4% Asian, 5.1% White, 62.3% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between senior claims adjuster and property claims adjuster duties and responsibilities

Senior claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Experience litigation adjuster proactively investigating, evaluating, and negotiating commercial and homeowner general liability casualty and property damage liability claims.
  • Prepare and calculate consumer pensions as well as variable & fix annuities.
  • Develop relationships with other departments such as sales, underwriting, and SIU in order to meet business goals.
  • Prepare property repair estimates utilizing Xactimate estimating software.
  • Structure settlement options with annuities and Medicare set-aside programs.
  • Show more

Property claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Offer diligent investigations and evaluation of commercial and third party liability claims, investigative and litigation management.
  • Represent the insurance company in an arbitration settlement in NYC.
  • Write denial letters, reservations of rights letters, and other complex correspondence.
  • Recognize potentially fraudulent claims, utilizes SIU and other sources as needed, consults with management.
  • Negotiate with attorneys, order police reports, assist with the SIU department for possible fraud claims.
  • Show more

Senior claims adjuster vs property claims adjuster skills

Common senior claims adjuster skills
  • Customer Service, 25%
  • Litigation, 9%
  • Coverage Issues, 6%
  • Strong Customer Service, 5%
  • Settlement Authority, 5%
  • Claims Handling, 3%
Common property claims adjuster skills
  • Customer Service, 34%
  • Claims Handling, 11%
  • Xactimate, 8%
  • Strong Customer Service, 5%
  • Damage Estimates, 5%
  • Policy Coverage, 3%

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